Bringing the fundamentals into focus…
Back to Affirm Holdings, Inc.
How Affirm Holdings, Inc. stacks up
AFRM · against 268 other Financial Services companies
Valuation
28/ 100
Below the middle of the pack.
Ranked #193 of 269 · scores higher than 28% of peers
Bars: peers in each 10-point band of the valuation score27 peers with a valuation score of 20–29, including AFRM · Click a bar to see the companies
Why valuation scores 28?
Weighted metrics compared with all Financial Services companies.Mainly because of its EBITDA yield, which is weaker than most Financial Services peers.
- less operating profit (EBITDA) for the company's total value: weaker than 79% of peers. EBITDA yield: 2.2% vs peer median 6.9%
- Earnings yield is close to the peer norm. Earnings yield: 7.7% vs peer median 5.7%
Metric by metric
Position: dot = AFRM, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.| Metric | AFRM | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Earnings yieldHigher is better · 410 reported | 7.7% | 5.6% | 59% | 30% | |
| EBITDA yieldHigher is better · 206 reported | 2.3% | 6.8% | 21% | 50% | |
| Free cash flow yieldHigher is better · 183 reported | 4.1% | 6.1% | 38% | 20% | |
| Book yieldHigher is better · 401 reported | 22.6% | 83.1% | 17% | Context only |
Ranking by valuation score
Top 5 and the companies ranked around AFRM| Rank | Company | Market cap | Valuation | Overall |
|---|---|---|---|---|
| 1 | 498M USD | 100 | 90 | |
| 1 | 641M USD | 100 | 74 | |
| 3 | 82M USD | 99 | 78 | |
| 3 | 827M USD | 99 | 62 | |
| 3 | 659M USD | 99 | 72 | |
| 188 | 43.6B GBP (≈$56.7B) | 30 | 48 | |
| 190 | 141.3B USD |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score