Bringing the fundamentals into focus…
Back to Affirm Holdings, Inc.
How Affirm Holdings, Inc. stacks up
AFRM · against 38 other Financial Services companies of similar size
Valuation
28/ 100
Below the middle of the pack.
Ranked #26 of 39 · scores higher than 34% of peers
Bars: peers in each 10-point band of the valuation score5 peers with a valuation score of 20–29, including AFRM · Click a bar to see the companies
Why valuation scores 28?
Weighted metrics compared with all Financial Services companies.Mainly because of its EBITDA yield, which is weaker than most Financial Services peers.
- less operating profit (EBITDA) for the company's total value: weaker than 79% of peers. EBITDA yield: 2.2% vs peer median 6.9%
- Earnings yield is close to the peer norm. Earnings yield: 7.7% vs peer median 5.7%
Metric by metric
Position: dot = AFRM, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.| Metric | AFRM | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Earnings yieldHigher is better · 45 reported | 7.7% | 4.8% | 77% | 30% | |
| EBITDA yieldHigher is better · 32 reported | 2.3% | 7.7% | 10% | 50% | |
| Free cash flow yieldHigher is better · 27 reported | 4.1% | 5.2% | 27% | 20% | |
| Book yieldHigher is better · 44 reported | 22.6% | 38.0% | 33% | Context only |
Ranking by valuation score
Top 5 and the companies ranked around AFRM| Rank | Company | Market cap | Valuation | Overall |
|---|---|---|---|---|
| 1 | 226.5B SEK (≈$22.7B) | 98 | 87 | |
| 2 | 26.0B GBP (≈$33.9B) | 93 | 73 | |
| 3 | 15.3B EUR (≈$16.8B) | 82 | 57 | |
| 4 | 13.0B EUR (≈$14.3B) | 75 | 66 | |
| 5 | 43.8B USD | 74 | 57 | |
| 22 | 14.1B USD | 37 | 57 | |
| 23 | 197.1B BRL (≈$35.5B) | 36 | 60 | |
| 24 | 16.6B CAD (≈$12.2B) | 32 | 48 | |
| 25 | 391.0B SEK (≈$39.1B) | 29 | 57 | |
| 26 | 24.3B USD | 28 | 67 | |
| 27 | 16.2B USD | 26 | 37 | |
| 28 | 16.5B GBP (≈$21.4B) | 25 | 41 | |
| 29 | 21.7B SGD (≈$16.5B) | 22 | 61 | |
| 30 | 1.15T INR (≈$13.8B) | 19 | 60 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score