Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
XP · against 908 other Banks & Insurance companies
Ranked #197 of 909 · scores higher than 78% of peers
Bars: peers in each 10-point band of the profitability score90 peers with a profitability score of 70–79, including XP · Click a bar to see the companies
Mainly thanks to its return on equity, which is stronger than most Banks & Insurance peers.
| Metric | XP | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 784 reported | Not reported | 10.4% | — | — | Context only |
| Operating marginHigher is better · 136 reported | -56.7% | 14.5% | 10% | Context only | |
| Return on assetsHigher is better · 913 reported | 1.3% | 1.2% | 58% | 50% | |
| Return on equityHigher is better · 904 reported | 22.6% | 11.2% | 91% | 50% | |
| Gross marginHigher is better · 951 reported | 69.2% | 0.0% | 86% | Context only |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 192.8B JPY (≈$1.3B) | 98 | 47 | |
| 1 | 98.7B JPY (≈$671M) | 98 | 43 | |
| 1 | 66.1B USD | 98 | 93 | |
| 1 | 79.2B BRL (≈$14.3B) | 98 | 61 | |
| 1 | 275.9B INR (≈$3.3B) | 98 | 38 | |
| 197 | 45.09T IDR (≈$2.8B) | 78 | 58 | |
| 197 | 17.9B NOK (≈$1.7B) | 78 | 53 | |
| 197 | 2.2B USD | 78 | 62 | |
| 197 | 240M USD | 78 | 90 | |
| 197 | 7.4B USD | 78 | 52 | |
| 206 | 4.0B SAR (≈$1.1B) | 77 | 34 | |
| 206 | 12.1B EUR (≈$13.4B) | 77 | 51 | |
| 206 | 187M USD | 77 | 44 | |
| 206 | 553M USD | 77 | 42 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score