Bringing the fundamentals into focus…
Back to Synchrony Financial
How Synchrony Financial stacks up
SYF · against 354 other Financial Services companies
Profitability
82/ 100
Near the top of its peers.
Ranked #63 of 355 · scores higher than 82% of peers
Bars: peers in each 10-point band of the profitability score35 peers with a profitability score of 80–89, including SYF · Click a bar to see the companies
Why profitability scores 82?
Weighted metrics compared with all Financial Services companies.Mainly thanks to its return on invested capital, which is stronger than most Financial Services peers.
- Operating margin is not reported, so it is left out of the score.
- Return on assets is close to the peer norm. Return on assets: 2.9% vs peer median 2.6%
- a higher return on invested capital: stronger than 85% of peers. Return on invested capital: 25.5% vs peer median 6.3%
Metric by metric
Position: dot = SYF, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.| Metric | SYF | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 353 reported | 25.5% | 6.3% | 85% | 33% | |
| Operating marginHigher is better · 209 reported | Not reported | 23.5% | — | — | 33% |
| Return on assetsHigher is better · 382 reported | 2.9% | 2.6% | 55% | 33% | |
| Return on equityHigher is better · 374 reported | 20.8% | 9.5% | 79% | Context only | |
| Gross marginHigher is better · 433 reported | 0.0% | 80.0% | 2% | Context only |
A metric that is not reported is left out of the score; the other weights are rescaled.
Ranking by profitability score
Top 5 and the companies ranked around SYF| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 342M EUR (≈$376M) | 100 | 77 | |
| 1 | 1.05T INR (≈$12.6B) | 100 | 65 | |
| 3 | 1.49T INR (≈$17.9B) | 99 | 71 | |
| 3 | 566M AUD (≈$374M) | 99 | 84 | |
| 3 | 566.9B USD | 99 | 48 | |
| 60 | 7.1B USD | 83 | 68 | |
| 63 | 67.1B USD | 82 | 51 | |
| 63 | 12.9B ZAR (≈$710M) | 82 | 69 | |
| 63 | 8.9B USD | 82 | 50 | |
| 63 | 24.5B USD | 82 | 47 | |
| 67 | 45.4B JPY (≈$309M) | 81 | 79 | |
| 67 | 2.3B EUR (≈$2.5B) | 81 | 76 | |
| 67 | 2.9B EUR (≈$3.2B) | 81 | ||
| 67 | 685M USD | 81 | 68 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score