Valuation
Is the price right?Insufficient data
Insufficient data: 1 of 2 inputs reported (at least 2 needed). We leave it blank rather than fill the gap with a made-up middle value.
Bringing the fundamentals into focus…
RC-PC Real Estate
Ready Capital Corporation
$9.58+0.00%
Price as of close on Nov 2, 2026 · Financials updated Oct 1, 2026
Basics
- Sector
- Real Estate
- Industry
- REIT - Mortgage
- Country
- United States
- Enterprise value
- 2.8B USD
- Full-time employees
- 442
Growth
Is it growing?Insufficient data
Insufficient data: 1 of 3 inputs reported (at least 2 needed). We leave it blank rather than fill the gap with a made-up middle value.
Profitability
Does it earn well?Insufficient data
Insufficient data: 1 of 3 inputs reported (at least 2 needed). We leave it blank rather than fill the gap with a made-up middle value.
Risk
Debt, liquidity, price swingsLower
Lower relative risk
3/3 inputs reported · High confidence
Since last quarter: No major change
Why
Compare with peers Stronger than most peers on:
- ▲ Current ratio
Behind the score
Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.
Beta1.53
Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -2.39Sector median: 0.7490 · MAD: 0.3270Current ratio6.46×
Yahoo Finance fallback · SEC figure unavailable or out of dateOutlier capped at sector 5th/95th percentile33% base weight · Z-score 6.31Sector median: 1.1950 · MAD: 0.7210Debt / equity0.96×
SEC filings · latest balance sheetReported value33% base weight · Z-score -0.41Sector median: 0.8040 · MAD: 0.3893Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.
Questions investors ask about Ready Capital
- Is Ready Capital getting weaker?
- Its latest SEC filing (Aug 7, 2026) showed no major changes.
- How is Ready Capital valued vs its peers?
- Insufficient data: 1 of 2 inputs reported (at least 2 needed).
- Is Ready Capital growing?
- Insufficient data: 1 of 3 inputs reported (at least 2 needed).
- How profitable is Ready Capital?
- Insufficient data: 1 of 3 inputs reported (at least 2 needed).
- How risky is Ready Capital?
- Lower risk relative to 762 real estate peers, judged on debt, liquidity and share-price swings. Current ratio 6.46× vs a peer median of 1.20× (stronger than 95% of peers).Current ratio 6.46× vs peers 1.20× (stronger than 95% of peers). Beta 1.53 vs a peer median of 0.75 (weaker than 94% of peers).Beta 1.53 vs peers 0.75 (weaker than 94% of peers). A relative measure, not a bankruptcy probability.
Latest filing: what changed
Quarter ended Jun 30, 2026 · filed Aug 7, 2026 · compared with the quarter ended Mar 31, 2026No major changes
| Previous quarter | Latest quarter | Change | |
|---|---|---|---|
| Net income (12 months) | −503.1M USD | −549.1M USD | +9.1% |
| Debt | 1.3B USD | 1.2B USD | −5.3% |
| Cash | 200.4M USD | 124.1M USD | −38.1% |
| Shares outstanding | 165.2M | 165.2M | −0.0% |
From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.
Industry valuation context
Sector: Real Estate · 124 companiesValuations in Real Estate are within their usual range since 2016.
- 30% of months since 2016 were valued lower than now.
- 15% of companies are in the most expensive fifth of their own price-to-sales history.
- Over 24 months, company values +4% and earnings +25% (medians): earnings grew faster than prices.
- Median price-to-sales is +112% vs the whole market, against a usual +154%.
Shown for Real Estate: too few REIT - Mortgage companies have a long enough history of their own.
Financials
Fiscal years from SEC annual filings · change vs the prior year| Key ratios | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Change |
|---|---|---|---|---|---|---|
| Return on assets (ROA) | 1.7% | 1.7% | 2.8% | -4.2% | -2.8% | ▲ 1.4 pts |
| Return on equity (ROE) | 12.5% | 11.3% | 13.7% | -23.4% | -14.3% | ▲ 9.1 pts |
| Debt to equity | 0.70× | 0.63× | 0.44× | 0.73× | 0.89× | ▲ 23% |
RC-PC price history
Price history is added with the daily price update and will appear after the next one.