PHIN Consumer Cyclical

PHINIA Inc.

$68.92-2.64%

Price as of close on Nov 3, 2026 · Financials updated Oct 10, 2026

Basics

Sector: Consumer Cyclical
Industry: Auto Parts
Country: United States
Market cap: 2.5B USD
Enterprise value: 2.8B USD
Full-time employees: 12,500

Overall health

Strength: growing faster than most peersgrowing faster than peers
Strength: its shares are priced lower than most peers relative to what it earnspriced lower than peers for its earnings
Drawback: its share price swings more than most peers’ (beta 1.13 vs a peer median of 0.63)bigger price swings (beta 1.13 vs peers 0.63)
About average: profitability and risk (debt, liquidity and share-price swings)profitability and risk

Ranks #639 of 1,502 consumer cyclical companies (top 43%)

See how it ranks against its peers

Worth knowing

Borrowing rising faster than profit. Since 2022 (an unusually strong year for operating profit): debt +3638%, operating profit −20%.Since 2022: debt +3638%, operating profit −20%.
PHINIA's debt grew 3638% since 2022 while operating profit changed −20%.
Profit below an unusually strong 2022. Since 2022 (an unusually strong year for operating profit): revenue +4.0%, operating profit −20%.Since 2022: revenue +4.0%, operating profit −20%.
Since 2022, PHINIA's revenue changed +4.0% while operating profit fell 20%: costs rose faster than sales.
Profit is backed by cash. Free cash flow is 185% of reported profit.
PHINIA's free cash flow is 185% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.

StockQuotient Score

55/ 100▼ 1 since Oct 27 close

Oct 5 57 → Nov 4 55 (-2)

Valuation

Is the price right?

68/100

Moderate▼ 7 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: No major changeValuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 75 → 68

Share price +19.2%-10
Company's reported figures updated+1
Peer companies moved+2

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Stronger than most peers on:

▲ EBITDA yield
▲ FCF yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield5.3%

SEC filings · 12 months to Jun 2026Reported value30% base weight · Z-score 0.29Sector median: 0.0439 · MAD: 0.0329

EBITDA yield13.1%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score 0.93Sector median: 0.0877 · MAD: 0.0461

Free cash flow yield9.9%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported value20% base weight · Z-score 0.69Sector median: 0.0614 · MAD: 0.0545

Other data (not scored)

Book yield61.0%

SEC filings · latest balance sheetReported valueInformational · 0% composite weightSector median: 0.5650 · MAD: 0.3500

Growth

Is it growing?

62/100

Moderate▲ 1 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: No major change

Why it changed since the Oct 27, 2026 close: Score 61 → 62

Peer companies moved+1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Stronger than most peers on:

▲ EPS growth
▲ Revenue growth

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growth32.7%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 1.12Sector median: 0.0420 · MAD: 0.2537

3-year revenue growth1.7%

SEC filings · 3 years to Jun 2026Reported value33% base weight · Z-score -0.39Sector median: 0.0425 · MAD: 0.0636

Revenue growth7.7%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.60Sector median: 0.0373 · MAD: 0.0653

Profitability

Does it earn well?

52/100

Moderate

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Close to the peer norm on every measure.

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin7.0%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.13Sector median: 0.0638 · MAD: 0.0461

Return on assets3.5%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.08Sector median: 0.0331 · MAD: 0.0254

Return on invested capital9.1%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.29Sector median: 0.0733 · MAD: 0.0600

Other data (not scored)

Gross margin22.0%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.3025 · MAD: 0.1399

Return on equity8.8%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0746 · MAD: 0.0674

Risk

Debt, liquidity, price swings

Moderate

Moderate relative risk

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Mixed versus peers:

▲ Current ratio
▼ Beta

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta1.13

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -1.68Sector median: 0.6345 · MAD: 0.2980

Current ratio1.81×

SEC filings · latest balance sheetReported value33% base weight · Z-score 0.58Sector median: 1.4800 · MAD: 0.5570

Debt / equity0.66×

SEC filings · latest balance sheetReported value33% base weight · Z-score -0.55Sector median: 0.4646 · MAD: 0.3556

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about PHINIA

Is PHINIA getting weaker?: Its latest SEC filing (Jul 30, 2026) showed no major changes. Its overall score is 55/100, down 1 since Oct 28, 2026.
How is PHINIA valued vs its peers?: Priced lower than most peers relative to what it earns. Valuation scores 68/100 against 1,612 consumer cyclical peers. EBITDA yield 13.1% vs a peer median of 8.8% (stronger than 72% of peers).EBITDA yield 13.1% vs peers 8.8% (stronger than 72% of peers).
Is PHINIA growing?: Yes, faster than most of its peers. Growth scores 62/100 against 1,612 consumer cyclical peers. Earnings per share growth 32.7% vs a peer median of 4.2% (stronger than 76% of peers).Earnings per share growth 32.7% vs peers 4.2% (stronger than 76% of peers). 3-year revenue growth 1.7% vs a peer median of 4.3% (weaker than 62% of peers).3-year revenue growth 1.7% vs peers 4.3% (weaker than 62% of peers).
How profitable is PHINIA?: About as profitable as its peers. Profitability scores 52/100 against 1,612 consumer cyclical peers.
How risky is PHINIA?: Moderate risk relative to 1,612 consumer cyclical peers, judged on debt, liquidity and share-price swings. Current ratio 1.81× vs a peer median of 1.48× (stronger than 63% of peers).Current ratio 1.81× vs peers 1.48× (stronger than 63% of peers). Beta 1.13 vs a peer median of 0.63 (weaker than 80% of peers).Beta 1.13 vs peers 0.63 (weaker than 80% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Jul 30, 2026 · compared with the quarter ended Mar 31, 2026

No major changes

	Previous quarter	Latest quarter	Change
Revenue (12 months)	3.6B USD	3.6B USD	+1.4%
Net income (12 months)	141.0M USD	135.0M USD	−4.3%
Operating margin	7.3%	7.0%	−0.4 pts
Free cash flow (12 months)	204.0M USD	250.0M USD	+22.5%
Debt	992.0M USD	1.0B USD	+2.7%
Cash	328.0M USD	370.0M USD	+12.8%
Shares outstanding	37.0M	36.6M	−1.0%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Industry: Auto Parts · 21 companies

Valuations in Auto Parts are within their usual range since 2016.

53% of months since 2016 were valued lower than now.
12% of companies are in the most expensive fifth of their own price-to-sales history.
Median price-to-sales is −62% vs the whole market, against a usual −53%.

2016Shaded: most expensive fifth of its range2026

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Gross margin	20.9%	21.5%	20.7%	22.2%	21.9%	▼ 0.3 pts
Operating margin	5.4%	9.5%	6.9%	7.6%	7.3%	▼ 0.3 pts
Net margin	4.7%	7.8%	2.9%	2.3%	3.7%	▲ 1.4 pts
Return on assets (ROA)	3.6%	6.4%	2.5%	2.1%	3.4%	▲ 1.3 pts
Return on equity (ROE)	8.9%	15.9%	5.4%	5.0%	8.2%	▲ 3.2 pts
Free cash flow margin	0.0%	5.9%	2.9%	6.0%	5.4%	▼ 0.6 pts
Current ratio	—	1.40×	1.68×	1.90×	1.86×	▼ 2.1%
Quick ratio	—	1.01×	1.25×	1.44×	1.36×	▼ 5.6%
Debt to equity	—	0.02×	0.42×	0.63×	0.61×	▼ 2.4%

PHIN price history

Price history is added with the daily price update and will appear after the next one.

Similar companies

Sector leaderboards

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Bringing the fundamentals into focus…

Overall health

Strength: growing faster than most peersgrowing faster than peers

Strength: its shares are priced lower than most peers relative to what it earnspriced lower than peers for its earnings

Drawback: its share price swings more than most peers’ (beta 1.13 vs a peer median of 0.63)bigger price swings (beta 1.13 vs peers 0.63)

About average: profitability and risk (debt, liquidity and share-price swings)profitability and risk

Ranks #639 of 1,502 consumer cyclical companies (top 43%)

See how it ranks against its peers

Worth knowing

Borrowing rising faster than profit. Since 2022 (an unusually strong year for operating profit): debt +3638%, operating profit −20%.Since 2022: debt +3638%, operating profit −20%.

PHINIA's debt grew 3638% since 2022 while operating profit changed −20%.

Profit below an unusually strong 2022. Since 2022 (an unusually strong year for operating profit): revenue +4.0%, operating profit −20%.Since 2022: revenue +4.0%, operating profit −20%.

Since 2022, PHINIA's revenue changed +4.0% while operating profit fell 20%: costs rose faster than sales.

Profit is backed by cash. Free cash flow is 185% of reported profit.

PHINIA's free cash flow is 185% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.

Questions investors ask about PHINIA

Is PHINIA getting weaker?

Its latest SEC filing (Jul 30, 2026) showed no major changes. Its overall score is 55/100, down 1 since Oct 28, 2026.

How is PHINIA valued vs its peers?

Priced lower than most peers relative to what it earns. Valuation scores 68/100 against 1,612 consumer cyclical peers. EBITDA yield 13.1% vs a peer median of 8.8% (stronger than 72% of peers).EBITDA yield 13.1% vs peers 8.8% (stronger than 72% of peers).

Is PHINIA growing?

Yes, faster than most of its peers. Growth scores 62/100 against 1,612 consumer cyclical peers. Earnings per share growth 32.7% vs a peer median of 4.2% (stronger than 76% of peers).Earnings per share growth 32.7% vs peers 4.2% (stronger than 76% of peers). 3-year revenue growth 1.7% vs a peer median of 4.3% (weaker than 62% of peers).3-year revenue growth 1.7% vs peers 4.3% (weaker than 62% of peers).

How profitable is PHINIA?

About as profitable as its peers. Profitability scores 52/100 against 1,612 consumer cyclical peers.

How risky is PHINIA?

Moderate risk relative to 1,612 consumer cyclical peers, judged on debt, liquidity and share-price swings. Current ratio 1.81× vs a peer median of 1.48× (stronger than 63% of peers).Current ratio 1.81× vs peers 1.48× (stronger than 63% of peers). Beta 1.13 vs a peer median of 0.63 (weaker than 80% of peers).Beta 1.13 vs peers 0.63 (weaker than 80% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Revenue (12 months)

3.6B USD

3.6B USD

+1.4%

Net income (12 months)

141.0M USD

135.0M USD

−4.3%

Operating margin

7.3%

7.0%

−0.4 pts

Free cash flow (12 months)

204.0M USD

250.0M USD

+22.5%

Debt

992.0M USD

1.0B USD

+2.7%

Cash

328.0M USD

370.0M USD

+12.8%

Shares outstanding

37.0M

36.6M

−1.0%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Gross margin

20.9%

21.5%

20.7%

22.2%

21.9%

▼ 0.3 pts

Operating margin

5.4%

9.5%

6.9%

7.6%

7.3%

▼ 0.3 pts

Net margin

4.7%

7.8%

2.9%

2.3%

3.7%

▲ 1.4 pts

Return on assets (ROA)

3.6%

6.4%

2.5%

2.1%

3.4%

▲ 1.3 pts

Return on equity (ROE)

8.9%

15.9%

5.4%

5.0%

8.2%

▲ 3.2 pts

Free cash flow margin

0.0%

5.9%

2.9%

6.0%

5.4%

▼ 0.6 pts

Current ratio

—

1.40×

1.68×

1.90×

1.86×

▼ 2.1%

Quick ratio

—

1.01×

1.25×

1.44×

1.36×

▼ 5.6%

Debt to equity

—

0.02×

0.42×

0.63×

0.61×

▼ 2.4%