Ranked #347 of 399 · scores higher than 13% of peers · safety percentile 13
Bars: peers in each 10-point band of the safety percentile (higher = safer; 67+ earns the lower-risk grade)
40 peers with a safety percentile of 10–19, including NAVI · Click a bar to see the companies
Why “Higher relative risk”?
The measures below combine into a safety percentile of 13 among Financial Services companies. It is relative: 67 or more is lower relative risk, 33–66 moderate, below 33 higher.
Mainly because of its debt / equity and beta, which are weaker than most Financial Services peers.
▼more borrowing relative to shareholders' equity: weaker than 99% of peers. Debt / equity: 18.53× vs peer median 0.57×
▼a share price that has swung more with the market: weaker than 81% of peers. Beta: 1.20 vs peer median 0.70
▲more short-term assets to cover bills due within a year: stronger than 85% of peers. Current ratio: 10.74× vs peer median 2.02×
Risk is relative to the sector, not a bankruptcy probability. Banks and brokers carry high leverage by design, and share buybacks can shrink equity and current assets, which raises debt/equity on paper.
Metric by metric
Position: dot = NAVI, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score
