How Navient Corporation stacks up

NAVI · against 161 other Financial Services companies listed in US-listed

Profitability

17/ 100

Near the bottom of its peers.

Ranked #138 of 162 · scores higher than 14% of peers

Bars: peers in each 10-point band of the profitability score

17 peers with a profitability score of 10–19, including NAVI · Click a bar to see the companies

Why profitability scores 17?

Weighted metrics compared with all Financial Services companies.

Mainly because of its return on assets and return on invested capital, which are weaker than most Financial Services peers.

a lower return on assets: weaker than 86% of peers. Return on assets: -0.1% vs peer median 2.6%
a lower return on invested capital: weaker than 86% of peers. Return on invested capital: 0.2% vs peer median 6.3%
Operating margin is not reported, so it is left out of the score.

Metric by metric

Position: dot = NAVI, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.

Metric	NAVI	Peer median	Better than	Position among peers	Weight
Return on invested capitalHigher is better · 157 reported	0.2%	7.1%	12%		33%
Operating marginHigher is better · 84 reported	Not reported	23.1%	—	—	33%
Return on assetsHigher is better · 183 reported	-0.1%	2.6%	13%		33%
Return on equityHigher is better · 176 reported	-2.0%	10.4%	13%		Context only
Gross marginHigher is better · 200 reported	100.0%	83.0%	57%		Context only

A metric that is not reported is left out of the score; the other weights are rescaled.

Ranking by profitability score

Top 5 and the companies ranked around NAVI

Rank	Company	Market cap	Profitability	Overall
1	Mastercard IncorporatedMA · US-listed	566.9B USD	99	48
2	Artisan Partners Asset Management Inc.APAM · US-listed	2.7B USD	98	63
2	Raymond James Financial, Inc.RJF · US-listed	31.1B USD	98	65
4	CorVel CorporationCRVL · US-listed	4.2B USD	97	55
4	Sprott Inc.SII · US-listed	2.7B USD	97	58
⋯
134	Tortoise Energy Infrastructure CorporationTYG · US-listed	1.0B USD	19	20
136	ASA Gold and Precious Metals LimitedASA · US-listed	883M USD	18	51
136	Royce Small-Cap Trust, Inc.RVT · US-listed	2.1B USD	18
138	FS KKR Capital Corp.FSK · US-listed	3.1B USD	17	36
138	Navient CorporationNAVI · US-listed	775M USD	17	28
140	Credit Acceptance CorporationCACC · US-listed	4.9B USD	16	18
140	Royce Micro-Cap Trust, Inc.RMT · US-listed	708M USD	16
142	HA Sustainable Infrastructure Capital, Inc.HASI · US-listed	4.9B USD	15	38
142	Open Lending CorpLPRO · US-listed	372M USD	15	35

Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score

Bringing the fundamentals into focus…