Bringing the fundamentals into focus…
Back to Credit Acceptance Corporation
How Credit Acceptance Corporation stacks up
CACC · against 354 other Financial Services companies
Profitability
16/ 100
Near the bottom of its peers.
Ranked #297 of 355 · scores higher than 16% of peers
Bars: peers in each 10-point band of the profitability score36 peers with a profitability score of 10–19, including CACC · Click a bar to see the companies
Why profitability scores 16?
Weighted metrics compared with all Financial Services companies.Mainly because of its return on invested capital and return on assets, which are weaker than most Financial Services peers.
- a lower return on invested capital: weaker than 94% of peers. Return on invested capital: -10.0% vs peer median 6.3%
- a lower return on assets: weaker than 73% of peers. Return on assets: 0.9% vs peer median 2.6%
- Operating margin is close to the peer norm. Operating margin: 27.1% vs peer median 23.5%
Metric by metric
Position: dot = CACC, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.| Metric | CACC | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 353 reported | -10.0% | 6.3% | 6% | 33% | |
| Operating marginHigher is better · 209 reported | 27.1% | 23.5% | 59% | 33% | |
| Return on assetsHigher is better · 382 reported | 0.9% | 2.6% | 27% | 33% | |
| Return on equityHigher is better · 374 reported | 22.7% | 9.5% | 82% | Context only | |
| Gross marginHigher is better · 433 reported | 93.6% | 80.0% | 58% | Context only |
Ranking by profitability score
Top 5 and the companies ranked around CACC| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 342M EUR (≈$376M) | 100 | 77 | |
| 1 | 1.05T INR (≈$12.6B) | 100 | 65 | |
| 3 | 1.49T INR (≈$17.9B) | 99 | 71 | |
| 3 | 566M AUD (≈$374M) | 99 | 84 | |
| 3 | 566.9B USD | 99 | 48 | |
| 294 | 3.1B USD | 17 | 36 | |
| 294 | 775M USD | 17 | 28 | |
| 294 | 761M USD | 17 | 50 | |
| 297 | 3.37T KRW (≈$2.4B) | 16 | 26 | |
| 297 | 4.9B USD | 16 | 18 | |
| 297 | 1.4B THB (≈$39M) | 16 | 43 | |
| 297 | 708M USD | 16 | ||
| 301 | 8.6B HKD (≈$1.1B) | 15 | 15 | |
| 301 | 4.9B USD | 15 | 38 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score