Valuation
Is the price right?2/2 inputs reported · High confidence
Weaker than most peers on:
- ▼ P/B
Behind the score
Earnings yield (P/E) and book yield (P/B) versus other banks and insurers.
Bringing the fundamentals into focus…
Price as of close on Oct 7, 2026
2/2 inputs reported · High confidence
Weaker than most peers on:
Earnings yield (P/E) and book yield (P/B) versus other banks and insurers.
1/1 inputs reported · High confidence
Close to the peer norm on every measure.
Earnings-per-share growth versus other banks and insurers.
2/2 inputs reported · High confidence
Stronger than most peers on:
Return on equity and return on assets versus other banks and insurers.
Not rated for banks and insurers: debt and share-price swings say little about their risk. We leave it blank rather than fill the gap with a made-up middle value.
Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.
No major changes
| Previous quarter | Latest quarter | Change | |
|---|---|---|---|
| Revenue (12 months) | 187.0B USD | 199.4B USD | +6.7% |
| Net income (12 months) | 58.9B USD | 65.0B USD | +10.5% |
| Debt | 516.8B USD | 533.0B USD | +3.1% |
| Cash | 312.1B USD | 309.8B USD | −0.7% |
From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.
Valuations in Banks & Insurance are within their usual range since 2016.
Shown for Banks & Insurance: too few Banks - Diversified companies have a long enough history of their own.
| Key ratios | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Change |
|---|---|---|---|---|---|---|
| Net margin | 39.7% | 29.3% | 31.3% | 32.9% | 31.3% | ▼ 1.7 pts |
| Return on assets (ROA) | 1.3% | 1.0% | 1.3% | 1.5% | 1.3% | ▼ 0.2 pts |
| Return on equity (ROE) | 16.4% | 12.9% | 15.1% | 17.0% | 15.7% | ▼ 1.2 pts |
| Debt to equity | 1.21× | 1.16× | 1.33× | 1.32× | 1.38× | ▲ 4.7% |
Price history is added with the daily price update and will appear after the next one.