GPI Consumer Cyclical

Group 1 Automotive, Inc.

$265.01-1.77%

Price as of close on Nov 3, 2026 · Financials updated Oct 9, 2026

Basics

Sector: Consumer Cyclical
Industry: Auto & Truck Dealerships
Country: United States
Market cap: 3.2B USD
Enterprise value: 6.1B USD
Full-time employees: 20,452

Overall health

Strength: its shares are priced lower than most peers relative to what it earnspriced lower than peers for its earnings
Drawback: growing more slowly than most peersgrowing more slowly than peers
Drawback: higher risk than most peers: its share price swings more than most peers’ (beta 0.92 vs a peer median of 0.63), though less than the overall market, less short-term liquidity (current ratio 1.02 vs a peer median of 1.48) and more debt relative to equity (1.14× vs a peer median of 0.46×)higher risk: bigger price swings (beta 0.92 vs peers 0.63), less liquidity (current ratio 1.02 vs peers 1.48) and more debt vs equity (1.14× vs peers 0.46×)
About average: profitability

Ranks #1,034 of 1,502 consumer cyclical companies (bottom 32%)

See how it ranks against its peers

Worth knowing

Returning more cash than it generates. Paid out $965M vs $771M of free cash flow over the 3 fiscal years to 2025.
Group 1 Automotive returned $965M to shareholders over three years, 125% of the free cash flow it produced. That gap has to be covered by cash reserves or new debt, which can't last indefinitely.
Operating margin at a 6-year low. 3.3% in 2025, the weakest of the last 6 years.
Group 1 Automotive's operating margin fell to 3.3% in 2025, its lowest in the 6 years of filings we have.
Borrowing rising faster than profit. Since 2022: debt +77%, operating profit −33%.
Group 1 Automotive's debt grew 77% since 2022 while operating profit changed −33%.
Sales growing faster than profits. Since 2022: revenue +39%, operating profit −33%.
Since 2022, Group 1 Automotive's revenue changed +39% while operating profit fell 33%: costs rose faster than sales.

StockQuotient Score

42/ 100▼ 1 since Oct 27 close

Oct 5 43 → Nov 4 42 (-1)

Valuation

Is the price right?

69/100

Moderate▼ 1 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: No major changeValuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 70 → 69

Share price +4.3%-3
Company's reported figures updated+1
Peer companies moved+1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Stronger than most peers on:

▲ Earnings yield
▲ EBITDA yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield9.2%

SEC filings · 12 months to Jun 2026Reported value30% base weight · Z-score 1.46Sector median: 0.0439 · MAD: 0.0329

EBITDA yield11.8%

Yahoo Finance fallback · SEC enterprise value unavailable (debt or EBITDA not reported in standard form) · trailing 12 monthsReported value50% base weight · Z-score 0.65Sector median: 0.0877 · MAD: 0.0461

Free cash flow yield5.3%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported value20% base weight · Z-score -0.16Sector median: 0.0614 · MAD: 0.0545

Other data (not scored)

Book yield93.4%

SEC filings · latest balance sheetReported valueInformational · 0% composite weightSector median: 0.5650 · MAD: 0.3500

Growth

Is it growing?

37/100

Weak

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ EPS growth
▼ Revenue growth

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growth-34.5%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -1.52Sector median: 0.0420 · MAD: 0.2537

3-year revenue growth9.4%

SEC filings · 3 years to Jun 2026Reported value33% base weight · Z-score 0.81Sector median: 0.0425 · MAD: 0.0636

Revenue growth0.8%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.45Sector median: 0.0373 · MAD: 0.0653

Profitability

Does it earn well?

41/100

Moderate

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Held back by:

▼ Operating margin

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin3.1%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.71Sector median: 0.0638 · MAD: 0.0461

Return on assets2.8%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.19Sector median: 0.0331 · MAD: 0.0254

Return on invested capital8.9%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.26Sector median: 0.0733 · MAD: 0.0600

Other data (not scored)

Gross margin15.9%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.3025 · MAD: 0.1399

Return on equity9.8%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0746 · MAD: 0.0674

Risk

Debt, liquidity, price swings

Higher

Higher relative risk

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ Current ratio
▼ Debt / equity
▼ Beta

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta0.92

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -0.95Sector median: 0.6345 · MAD: 0.2980

Current ratio1.02×

SEC filings · latest balance sheetReported value33% base weight · Z-score -0.83Sector median: 1.4800 · MAD: 0.5570

Debt / equity1.14×

SEC filings · latest balance sheetReported value33% base weight · Z-score -1.91Sector median: 0.4646 · MAD: 0.3556

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Group 1 Automotive

Is Group 1 Automotive getting weaker?: Its latest SEC filing (Jul 30, 2026) showed no major changes. Its overall score is 42/100, down 1 since Oct 28, 2026.
How is Group 1 Automotive valued vs its peers?: Priced lower than most peers relative to what it earns. Valuation scores 69/100 against 1,612 consumer cyclical peers. Earnings yield 9.2% vs a peer median of 4.4% (stronger than 83% of peers).Earnings yield 9.2% vs peers 4.4% (stronger than 83% of peers).
Is Group 1 Automotive growing?: More slowly than most of its peers. Growth scores 37/100 against 1,612 consumer cyclical peers. 3-year revenue growth 9.4% vs a peer median of 4.3% (stronger than 70% of peers).3-year revenue growth 9.4% vs peers 4.3% (stronger than 70% of peers). Earnings per share growth -34.5% vs a peer median of 4.2% (weaker than 84% of peers).Earnings per share growth -34.5% vs peers 4.2% (weaker than 84% of peers).
How profitable is Group 1 Automotive?: About as profitable as its peers. Profitability scores 41/100 against 1,612 consumer cyclical peers. Operating margin 3.1% vs a peer median of 6.4% (weaker than 72% of peers).Operating margin 3.1% vs peers 6.4% (weaker than 72% of peers).
How risky is Group 1 Automotive?: Higher risk relative to 1,612 consumer cyclical peers, judged on debt, liquidity and share-price swings. Current ratio 1.02× vs a peer median of 1.48× (weaker than 75% of peers).Current ratio 1.02× vs peers 1.48× (weaker than 75% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Jul 30, 2026 · compared with the quarter ended Mar 31, 2026

No major changes

	Previous quarter	Latest quarter	Change
Revenue (12 months)	22.5B USD	22.2B USD	−1.4%
Net income (12 months)	327.3M USD	290.1M USD	−11.4%
Operating margin	3.3%	3.1%	−0.2 pts
Free cash flow (12 months)	326.4M USD	166.3M USD	−49.1%
Debt	3.2B USD	3.4B USD	+7.0%
Cash	41.7M USD	164.5M USD	+294.5%
Shares outstanding	11.9M	11.9M	+0.2%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Sector: Consumer Cyclical · 182 companies

Valuations in Consumer Cyclical are within their usual range since 2016.

36% of months since 2016 were valued lower than now.
15% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +0% and earnings +10% (medians): prices and earnings moved broadly together.
Median price-to-sales is −55% vs the whole market, against a usual −41%.

2016Shaded: most expensive fifth of its range2026

Shown for Consumer Cyclical: too few Auto & Truck Dealerships companies have a long enough history of their own.

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Gross margin	18.1%	18.3%	16.9%	16.3%	16.0%	▼ 0.2 pts
Operating margin	6.6%	6.7%	5.4%	4.6%	3.3%	▼ 1.3 pts
Net margin	4.1%	4.6%	3.4%	2.5%	1.4%	▼ 1.1 pts
Return on assets (ROA)	9.6%	11.2%	7.7%	5.1%	3.1%	▼ 1.9 pts
Return on equity (ROE)	30.2%	33.6%	22.5%	16.7%	11.7%	▼ 5.1 pts
Free cash flow margin	8.3%	2.7%	0.0%	1.7%	1.9%	▲ 0.2 pts
Current ratio	1.08×	1.03×	1.11×	1.03×	1.08×	▲ 4.5%
Quick ratio	0.38×	0.33×	0.33×	0.25×	0.27×	▲ 6.9%
Debt to equity	1.12×	0.94×	0.79×	0.98×	1.33×	▲ 35%

GPI price history

Price history is added with the daily price update and will appear after the next one.

Similar companies

Sector leaderboards

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Pop Mart International Group Limited9992.HK91/ 100

Bringing the fundamentals into focus…

Overall health

Strength: its shares are priced lower than most peers relative to what it earnspriced lower than peers for its earnings

Drawback: growing more slowly than most peersgrowing more slowly than peers

Drawback: higher risk than most peers: its share price swings more than most peers’ (beta 0.92 vs a peer median of 0.63), though less than the overall market, less short-term liquidity (current ratio 1.02 vs a peer median of 1.48) and more debt relative to equity (1.14× vs a peer median of 0.46×)higher risk: bigger price swings (beta 0.92 vs peers 0.63), less liquidity (current ratio 1.02 vs peers 1.48) and more debt vs equity (1.14× vs peers 0.46×)

About average: profitability

Ranks #1,034 of 1,502 consumer cyclical companies (bottom 32%)

See how it ranks against its peers

Worth knowing

Returning more cash than it generates. Paid out $965M vs $771M of free cash flow over the 3 fiscal years to 2025.

Group 1 Automotive returned $965M to shareholders over three years, 125% of the free cash flow it produced. That gap has to be covered by cash reserves or new debt, which can't last indefinitely.

Operating margin at a 6-year low. 3.3% in 2025, the weakest of the last 6 years.

Group 1 Automotive's operating margin fell to 3.3% in 2025, its lowest in the 6 years of filings we have.

Borrowing rising faster than profit. Since 2022: debt +77%, operating profit −33%.

Group 1 Automotive's debt grew 77% since 2022 while operating profit changed −33%.

Sales growing faster than profits. Since 2022: revenue +39%, operating profit −33%.

Since 2022, Group 1 Automotive's revenue changed +39% while operating profit fell 33%: costs rose faster than sales.

Questions investors ask about Group 1 Automotive

Is Group 1 Automotive getting weaker?

Its latest SEC filing (Jul 30, 2026) showed no major changes. Its overall score is 42/100, down 1 since Oct 28, 2026.

How is Group 1 Automotive valued vs its peers?

Priced lower than most peers relative to what it earns. Valuation scores 69/100 against 1,612 consumer cyclical peers. Earnings yield 9.2% vs a peer median of 4.4% (stronger than 83% of peers).Earnings yield 9.2% vs peers 4.4% (stronger than 83% of peers).

Is Group 1 Automotive growing?

More slowly than most of its peers. Growth scores 37/100 against 1,612 consumer cyclical peers. 3-year revenue growth 9.4% vs a peer median of 4.3% (stronger than 70% of peers).3-year revenue growth 9.4% vs peers 4.3% (stronger than 70% of peers). Earnings per share growth -34.5% vs a peer median of 4.2% (weaker than 84% of peers).Earnings per share growth -34.5% vs peers 4.2% (weaker than 84% of peers).

How profitable is Group 1 Automotive?

About as profitable as its peers. Profitability scores 41/100 against 1,612 consumer cyclical peers. Operating margin 3.1% vs a peer median of 6.4% (weaker than 72% of peers).Operating margin 3.1% vs peers 6.4% (weaker than 72% of peers).

How risky is Group 1 Automotive?

Higher risk relative to 1,612 consumer cyclical peers, judged on debt, liquidity and share-price swings. Current ratio 1.02× vs a peer median of 1.48× (weaker than 75% of peers).Current ratio 1.02× vs peers 1.48× (weaker than 75% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Revenue (12 months)

22.5B USD

22.2B USD

−1.4%

Net income (12 months)

327.3M USD

290.1M USD

−11.4%

Operating margin

3.3%

3.1%

−0.2 pts

Free cash flow (12 months)

326.4M USD

166.3M USD

−49.1%

Debt

3.2B USD

3.4B USD

+7.0%

Cash

41.7M USD

164.5M USD

+294.5%

Shares outstanding

11.9M

11.9M

+0.2%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Gross margin

18.1%

18.3%

16.9%

16.3%

16.0%

▼ 0.2 pts

Operating margin

6.6%

6.7%

5.4%

4.6%

3.3%

▼ 1.3 pts

Net margin

4.1%

4.6%

3.4%

2.5%

1.4%

▼ 1.1 pts

Return on assets (ROA)

9.6%

11.2%

7.7%

5.1%

3.1%

▼ 1.9 pts

Return on equity (ROE)

30.2%

33.6%

22.5%

16.7%

11.7%

▼ 5.1 pts

Free cash flow margin

8.3%

2.7%

0.0%

1.7%

1.9%

▲ 0.2 pts

Current ratio

1.08×

1.03×

1.11×

1.03×

1.08×

▲ 4.5%

Quick ratio

0.38×

0.33×

0.25×

0.27×

▲ 6.9%

Debt to equity

1.12×

0.94×

0.79×

0.98×

1.33×

▲ 35%