Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
ESNT · against 908 other Banks & Insurance companies
Ranked #61 of 909 · scores higher than 93% of peers
Bars: peers in each 10-point band of the profitability score96 peers with a profitability score of 90–100, including ESNT · Click a bar to see the companies
Mainly thanks to its return on assets, which is stronger than most Banks & Insurance peers.
| Metric | ESNT | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 784 reported | 12.6% | 10.4% | 60% | Context only | |
| Operating marginHigher is better · 136 reported | Not reported | 14.5% | — | — | Context only |
| Return on assetsHigher is better · 913 reported | 9.0% | 1.2% | 96% | 50% | |
| Return on equityHigher is better · 904 reported | 12.0% | 11.2% | 56% | 50% | |
| Gross marginHigher is better · 951 reported | 76.0% | 0.0% | 88% | Context only |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 192.8B JPY (≈$1.3B) | 98 | 47 | |
| 1 | 98.7B JPY (≈$671M) | 98 | 43 | |
| 1 | 66.1B USD | 98 | 93 | |
| 1 | 79.2B BRL (≈$14.3B) | 98 | 61 | |
| 1 | 275.9B INR (≈$3.3B) | 98 | 38 | |
| 51 | 27.2B USD | 94 | 62 | |
| 51 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score
| 1.1B EUR (≈$1.2B) |
| 94 |
| 66 |
| 61 | 6.5B USD | 93 | 66 |
| 61 | 1.2B USD | 93 | 77 |
| 61 | 6.1B USD | 93 | 67 |
| 61 | 1.1B USD | 93 | 37 |
| 61 | 3.7B USD | 93 | 37 |
| 61 | 3.4B USD | 93 |
| 61 | 179.9B ZAR (≈$9.9B) | 93 | 53 |