Ranked #23 of 221 · scores higher than 88% of peers
Bars: peers in each 10-point band of the profitability score
34 peers with a profitability score of 90–100, including ESNT · Click a bar to see the companies
Why profitability scores 93?
Weighted metrics compared with all Banks & Insurance companies.
Mainly thanks to its return on assets, which is stronger than most Banks & Insurance peers.
●Return on equity is close to the peer norm. Return on equity: 12.0% vs peer median 10.7%
▲a higher return on assets: stronger than 96% of peers. Return on assets: 9.0% vs peer median 1.2%
Metric by metric
Position: dot = ESNT, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.
Metric
ESNT
Peer median
Better than
Position among peers
Weight
Return on invested capitalHigher is better · 202 reported
12.6%
11.0%
58%
Context only
Operating marginHigher is better · 35 reported
Not reported
13.3%
—
—
Context only
Return on assetsHigher is better · 221 reported
9.0%
1.3%
94%
50%
Return on equityHigher is better · 218 reported
12.0%
11.1%
55%
50%
Gross marginHigher is better · 231 reported
76.0%
0.0%
86%
Context only
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score
