CMTG Real Estate

Claros Mortgage Trust, Inc.

$1.11-2.63%

Price as of close on Nov 3, 2026 · Financials updated Nov 3, 2026

Basics

Sector: Real Estate
Industry: REIT - Mortgage
Country: United States
Market cap: 156.6M USD
Enterprise value: 2.7B USD

Overall health

Drawback: less profitable than most peersless profitable than peers
Drawback: growing more slowly than most peersgrowing more slowly than peers
Drawback: its shares are priced higher than most peers relative to what it earnspriced higher than peers for its earnings
Drawback: its share price swings more than most peers’ (beta 1.18 vs a peer median of 0.75)bigger price swings (beta 1.18 vs peers 0.75)
Drawback: more debt relative to equity (2.10× vs a peer median of 0.80×)more debt vs equity (2.10× vs peers 0.80×)
About average: risk (debt, liquidity and share-price swings)risk

Ranks #600 of 632 real estate companies (bottom 6%)

See how it ranks against its peers

Worth knowing

Not profitable yet. Reported a loss in the 12 months to June 2026.
Claros Mortgage Trust reported a net loss over the last twelve months, so earnings-based measures can't show it as cheap.
Revenue is falling. Revenue fell 31% in the 12 months to June 2026 vs the 12 months before.
Claros Mortgage Trust's revenue fell 31% in the 12 months to June 2026 vs the 12 months before.

StockQuotient Score

19/ 100▲ 1 since Oct 27 close

Oct 5 19 → Nov 4 19

Valuation

Is the price right?

12/100

Weak

2/3 inputs reported · Partial data

Since last quarter: No major changeValuation also moves with the share price every day.

Why

Weaker than most peers on:

▼ Earnings yield
▼ FCF yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield-340.8%

SEC filings · 12 months to Jun 2026Negative (a loss or cash outflow), so it counts as zero whatever the share price30% base weight · Z-score -1.10Sector median: 0.0535 · MAD: 0.0484

EBITDA yieldUnavailable

Missing · left out of the score · no sector data, so not countedNot counted · remaining weights rescaledSector median: 0.0536 · MAD: 0.0204

Free cash flow yield-9.1%

Yahoo Finance fallback · SEC cash flow or share count unavailable · trailing 12 months · operating cash flow − capital spendingNegative (a loss or cash outflow), so it counts as zero whatever the share price20% base weight · Z-score -1.46Sector median: 0.0650 · MAD: 0.0444

Other data (not scored)

Book yield783.6%

SEC filings · latest balance sheetOutlier capped at sector 5th/95th percentileInformational · 0% composite weightSector median: 1.1277 · MAD: 0.5490

Growth

Is it growing?

12/100

Weak▲ 1 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: ▼ Weaker

12-month revenue fell 12.6%

Why it changed since the Oct 27, 2026 close: Score 11 → 12

Peer companies moved+1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Weaker than most peers on:

▼ 3-yr revenue
▼ Revenue growth
▼ EPS growth

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growthUnavailable

The loss per share widened33% base weight · Z-score -1.31Sector median: 0.1117 · MAD: 0.3101

3-year revenue growth-21.1%

SEC filings · 3 years to Jun 2026Reported value33% base weight · Z-score -3.35Sector median: 0.0378 · MAD: 0.0744

Revenue growth-30.9%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -3.66Sector median: 0.0297 · MAD: 0.0927

Profitability

Does it earn well?

0/100

Weak

2/3 inputs reported · Partial data

Since last quarter: No major change

Why

Weaker than most peers on:

▼ ROA
▼ ROIC

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating marginUnavailable

Missing · left out of the score · no sector data, so not countedNot counted · remaining weights rescaledSector median: 0.2683 · MAD: 0.2257

Return on assets-14.0%

SEC filings · 12 months to Jun 2026Outlier capped at sector 5th/95th percentile33% base weight · Z-score -3.97Sector median: 0.0211 · MAD: 0.0134

Return on invested capital-9.3%

Yahoo Finance fallback · SEC operating income or invested capital unavailable · trailing 12 monthsReported value33% base weight · Z-score -6.44Sector median: 0.0341 · MAD: 0.0197

Other data (not scored)

Gross margin0.0%

Yahoo Finance fallback · SEC figure unavailable or out of date · trailing 12 monthsReported valueInformational · 0% composite weightSector median: 0.5380 · MAD: 0.2259

Return on equity-43.5%

SEC filings · 12 months to Jun 2026Outlier capped at sector 5th/95th percentileInformational · 0% composite weightSector median: 0.0521 · MAD: 0.0465

Risk

Debt, liquidity, price swings

Moderate

Moderate relative risk

3/3 inputs reported · High confidence

Since last quarter: No major change

Why it changed since the Oct 27, 2026 close: Safety percentile 51 → 50

Company's reported figures updated-1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Mixed versus peers:

▲ Current ratio
▼ Debt / equity
▼ Beta

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta1.18

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -1.30Sector median: 0.7490 · MAD: 0.3270

Current ratio4.62×

Yahoo Finance fallback · SEC figure unavailable or out of dateReported value33% base weight · Z-score 4.74Sector median: 1.1950 · MAD: 0.7210

Debt / equity2.10×

SEC filings · latest balance sheetReported value33% base weight · Z-score -3.33Sector median: 0.8040 · MAD: 0.3893

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Claros Mortgage Trust

Is Claros Mortgage Trust getting weaker?: Its latest SEC filing (Jul 29, 2026) got weaker in some ways: 12-month revenue fell 12.6%. Its overall score is 19/100, up 1 since Oct 28, 2026.
How is Claros Mortgage Trust valued vs its peers?: Priced higher than most peers relative to what it earns. Valuation scores 12/100 against 762 real estate peers. Earnings yield -340.8% vs a peer median of 5.3% (weaker than 100% of peers).Earnings yield -340.8% vs peers 5.3% (weaker than 100% of peers).
Is Claros Mortgage Trust growing?: More slowly than most of its peers. Growth scores 12/100 against 762 real estate peers. 3-year revenue growth -21.1% vs a peer median of 3.8% (weaker than 91% of peers).3-year revenue growth -21.1% vs peers 3.8% (weaker than 91% of peers).
How profitable is Claros Mortgage Trust?: Less profitable than most of its peers. Profitability scores 0/100 against 762 real estate peers. Return on assets -14.0% vs a peer median of 2.1% (weaker than 100% of peers).Return on assets -14.0% vs peers 2.1% (weaker than 100% of peers).
How risky is Claros Mortgage Trust?: Moderate risk relative to 762 real estate peers, judged on debt, liquidity and share-price swings. Current ratio 4.62× vs a peer median of 1.20× (stronger than 92% of peers).Current ratio 4.62× vs peers 1.20× (stronger than 92% of peers). Debt / equity 2.10× vs a peer median of 0.80× (weaker than 87% of peers).Debt / equity 2.10× vs peers 0.80× (weaker than 87% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Jul 29, 2026 · compared with the quarter ended Mar 31, 2026

Got weaker

12-month revenue fell 12.6%

Worth watching: Claros Mortgage Trust is in the bottom fifth of its sector on profitability. From 2021 to 2025, 63% of companies in that position posted a loss over the following year, against 4% for the top fifth.

	Previous quarter	Latest quarter	Change
Revenue (12 months)	174.0M USD	152.1M USD	−12.6%
Net income (12 months)	−464.7M USD	−538.5M USD	+15.9%
Debt	2.7B USD	2.6B USD	−2.5%
Cash	116.8M USD	90.3M USD	−22.7%
Shares outstanding	140.2M	141.1M	+0.6%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Sector: Real Estate · 124 companies

Valuations in Real Estate are within their usual range since 2016.

30% of months since 2016 were valued lower than now.
15% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +4% and earnings +25% (medians): earnings grew faster than prices.
Median price-to-sales is +112% vs the whole market, against a usual +154%.

2016Shaded: most expensive fifth of its range2026

Shown for Real Estate: too few REIT - Mortgage companies have a long enough history of their own.

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Net margin	61.4%	39.1%	2.0%	-89.1%	-260.4%	▼ 171 pts
Return on assets (ROA)	2.2%	1.4%	0.1%	-3.2%	-10.4%	▼ 7.2 pts
Return on equity (ROE)	6.3%	4.6%	0.3%	-11.0%	-31.9%	▼ 21 pts
Debt to equity	1.85×	2.32×	2.48×	2.44×	2.06×	▼ 16%

CMTG price history

Price history is added with the daily price update and will appear after the next one.

Similar companies

Sector leaderboards

Dear Life Co.,Ltd.3245.T95/ 100

Sakura Development Co.,Ltd2539.TW94/ 100

Millrose Properties, Inc.MRP94/ 100

Bringing the fundamentals into focus…

Overall health

Drawback: less profitable than most peersless profitable than peers

Drawback: growing more slowly than most peersgrowing more slowly than peers

Drawback: its shares are priced higher than most peers relative to what it earnspriced higher than peers for its earnings

Drawback: its share price swings more than most peers’ (beta 1.18 vs a peer median of 0.75)bigger price swings (beta 1.18 vs peers 0.75)

Drawback: more debt relative to equity (2.10× vs a peer median of 0.80×)more debt vs equity (2.10× vs peers 0.80×)

About average: risk (debt, liquidity and share-price swings)risk

Ranks #600 of 632 real estate companies (bottom 6%)

See how it ranks against its peers

Worth knowing

Not profitable yet. Reported a loss in the 12 months to June 2026.

Claros Mortgage Trust reported a net loss over the last twelve months, so earnings-based measures can't show it as cheap.

Revenue is falling. Revenue fell 31% in the 12 months to June 2026 vs the 12 months before.

Claros Mortgage Trust's revenue fell 31% in the 12 months to June 2026 vs the 12 months before.

Questions investors ask about Claros Mortgage Trust

Is Claros Mortgage Trust getting weaker?

Its latest SEC filing (Jul 29, 2026) got weaker in some ways: 12-month revenue fell 12.6%. Its overall score is 19/100, up 1 since Oct 28, 2026.

How is Claros Mortgage Trust valued vs its peers?

Priced higher than most peers relative to what it earns. Valuation scores 12/100 against 762 real estate peers. Earnings yield -340.8% vs a peer median of 5.3% (weaker than 100% of peers).Earnings yield -340.8% vs peers 5.3% (weaker than 100% of peers).

Is Claros Mortgage Trust growing?

More slowly than most of its peers. Growth scores 12/100 against 762 real estate peers. 3-year revenue growth -21.1% vs a peer median of 3.8% (weaker than 91% of peers).3-year revenue growth -21.1% vs peers 3.8% (weaker than 91% of peers).

How profitable is Claros Mortgage Trust?

Less profitable than most of its peers. Profitability scores 0/100 against 762 real estate peers. Return on assets -14.0% vs a peer median of 2.1% (weaker than 100% of peers).Return on assets -14.0% vs peers 2.1% (weaker than 100% of peers).

How risky is Claros Mortgage Trust?

Moderate risk relative to 762 real estate peers, judged on debt, liquidity and share-price swings. Current ratio 4.62× vs a peer median of 1.20× (stronger than 92% of peers).Current ratio 4.62× vs peers 1.20× (stronger than 92% of peers). Debt / equity 2.10× vs a peer median of 0.80× (weaker than 87% of peers).Debt / equity 2.10× vs peers 0.80× (weaker than 87% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Revenue (12 months)

174.0M USD

152.1M USD

−12.6%

Net income (12 months)

−464.7M USD

−538.5M USD

+15.9%

Debt

2.7B USD

2.6B USD

−2.5%

Cash

116.8M USD

90.3M USD

−22.7%

Shares outstanding

140.2M

141.1M

+0.6%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Net margin

61.4%

39.1%

2.0%

-89.1%

-260.4%

▼ 171 pts

Return on assets (ROA)

2.2%

1.4%

0.1%

-3.2%

-10.4%

▼ 7.2 pts

Return on equity (ROE)

6.3%

4.6%

0.3%

-11.0%

-31.9%

▼ 21 pts

Debt to equity

1.85×

2.32×

2.48×

2.44×

2.06×

▼ 16%