CBZ Industrials

CBIZ, Inc.

$54.98+0.00%

Price as of close on Oct 30, 2026 · Financials updated Oct 6, 2026

Basics

Sector: Industrials
Industry: Specialty Business Services
Country: United States
Market cap: 3.0B USD
Enterprise value: 4.4B USD
Full-time employees: 9,500

Overall health

Drawback: less profitable than most peersless profitable than peers
Drawback: higher risk than most peers: its share price swings more than most peers’ (beta 0.92 vs a peer median of 0.64), though less than the overall market and more debt relative to equity (0.78× vs a peer median of 0.40×)higher risk: bigger price swings (beta 0.92 vs peers 0.64) and more debt vs equity (0.78× vs peers 0.40×)
About average: valuation

Ranks #1,152 of 2,308 industrials companies (top 50%)

See how it ranks against its peers

Worth knowing

Borrowing rising faster than profit. Since 2022: debt +452%, operating profit +39%.
CBIZ's debt grew 452% since 2022 while operating profit changed +39%.
Sales growing faster than profits. Since 2022: revenue +95%, operating profit +39%.
Since 2022, CBIZ's revenue changed +95% but operating profit only +39%: costs are rising faster than sales.
Cash flow well above reported profit. Free cash flow is 2.2× reported profit.
Free cash flow is 2.2× reported profit. Large non-cash charges, such as depreciation, amortization or stock-based pay, reduce reported profit without using cash.
Annual revenue rose 5 years in a row. Fiscal-year revenue rose from $964M in 2020 to $2.8B in 2025.
CBIZ's fiscal-year revenue rose in each of the five years to 2025, from $964M to $2.8B.

StockQuotient Score

51/ 100▼ 1 since Oct 27 close

Oct 5 52 → Nov 4 51 (-1)

Valuation

Is the price right?

56/100

Moderate

3/3 inputs reported · High confidence

Since last quarter: No major changeValuation also moves with the share price every day.

Why

Helped by:

▲ FCF yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield4.1%

SEC filings · 12 months to Jun 2026Reported value30% base weight · Z-score 0.11Sector median: 0.0377 · MAD: 0.0294

EBITDA yield6.5%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score -0.10Sector median: 0.0695 · MAD: 0.0425

Free cash flow yield9.2%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported value20% base weight · Z-score 1.49Sector median: 0.0370 · MAD: 0.0370

Other data (not scored)

Book yield62.6%

SEC filings · latest balance sheetReported valueInformational · 0% composite weightSector median: 0.5027 · MAD: 0.2823

Growth

Is it growing?

82/100

Strong

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Stronger than most peers on:

▲ 3-yr revenue
▲ Revenue growth

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growth11.4%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.17Sector median: 0.0709 · MAD: 0.2481

3-year revenue growth22.3%

SEC filings · 3 years to Jun 2026Reported value33% base weight · Z-score 2.90Sector median: 0.0421 · MAD: 0.0625

Revenue growth14.3%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 1.30Sector median: 0.0439 · MAD: 0.0766

Profitability

Does it earn well?

38/100

Weak

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ ROIC

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin6.9%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.15Sector median: 0.0773 · MAD: 0.0507

Return on assets2.7%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.18Sector median: 0.0311 · MAD: 0.0241

Return on invested capital4.6%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.46Sector median: 0.0715 · MAD: 0.0558

Other data (not scored)

Gross margin12.2%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.2573 · MAD: 0.1038

Return on equity6.5%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0802 · MAD: 0.0639

Risk

Debt, liquidity, price swings

Higher

Higher relative risk

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ Beta
▼ Debt / equity

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta0.92

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -0.99Sector median: 0.6440 · MAD: 0.2745

Current ratio1.47×

SEC filings · latest balance sheetReported value33% base weight · Z-score -0.28Sector median: 1.6180 · MAD: 0.5360

Debt / equity0.78×

SEC filings · latest balance sheetReported value33% base weight · Z-score -1.12Sector median: 0.4019 · MAD: 0.3378

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about CBIZ

Is CBIZ getting weaker?: Its latest SEC filing (Aug 4, 2026) showed no major changes. Its overall score is 51/100, down 1 since Oct 28, 2026.
How is CBIZ valued vs its peers?: Priced about in line with its peers. Valuation scores 56/100 against 2,459 industrials peers. Free cash flow yield 9.2% vs a peer median of 3.7% (stronger than 80% of peers).Free cash flow yield 9.2% vs peers 3.7% (stronger than 80% of peers).
Is CBIZ growing?: Yes, faster than most of its peers. Growth scores 82/100 against 2,459 industrials peers. 3-year revenue growth 22.3% vs a peer median of 4.2% (stronger than 93% of peers).3-year revenue growth 22.3% vs peers 4.2% (stronger than 93% of peers).
How profitable is CBIZ?: Less profitable than most of its peers. Profitability scores 38/100 against 2,459 industrials peers. Return on invested capital 4.6% vs a peer median of 7.1% (weaker than 64% of peers).Return on invested capital 4.6% vs peers 7.1% (weaker than 64% of peers).
How risky is CBIZ?: Higher risk relative to 2,459 industrials peers, judged on debt, liquidity and share-price swings. Beta 0.92 vs a peer median of 0.64 (weaker than 70% of peers).Beta 0.92 vs peers 0.64 (weaker than 70% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Aug 4, 2026 · compared with the quarter ended Dec 31, 2025

No major changes

	Previous quarter	Latest quarter	Change
Revenue (12 months)	2.8B USD	2.8B USD	+0.3%
Net income (12 months)	115.4M USD	122.1M USD	+5.8%
Operating margin	8.5%	6.9%	−1.5 pts
Free cash flow (12 months)	175.5M USD	274.3M USD	+56.2%
Debt	1.5B USD	1.5B USD	+0.3%
Cash	18.3M USD	20.9M USD	+14.3%
Shares outstanding	55.1M	54.3M	−1.5%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Sector: Industrials · 318 companies

Valuations in Industrials are near the top of their range since 2016.

85% of months since 2016 were valued lower than now.
41% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +20% and earnings +14% (medians): prices and earnings moved broadly together.
Median price-to-sales is −24% vs the whole market, against a usual −31%.

2016Shaded: most expensive fifth of its range2026

Shown for Industrials: too few Specialty Business Services companies have a long enough history of their own.

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Gross margin	14.4%	15.8%	14.0%	10.1%	12.9%	▲ 2.8 pts
Operating margin	6.6%	11.9%	10.4%	4.1%	8.5%	▲ 4.4 pts
Net margin	6.4%	7.5%	7.6%	2.3%	4.2%	▲ 1.9 pts
Return on assets (ROA)	4.4%	5.6%	5.9%	0.9%	2.6%	▲ 1.7 pts
Return on equity (ROE)	10.1%	14.8%	15.3%	2.3%	6.6%	▲ 4.2 pts
Free cash flow margin	11.1%	8.3%	8.2%	6.1%	6.4%	▲ 0.3 pts
Current ratio	1.07×	1.11×	1.20×	1.18×	1.22×	▲ 3.2%
Debt to equity	0.22×	0.37×	0.39×	0.79×	0.83×	▲ 5.1%
Interest coverage	18.79×	20.94×	8.21×	2.14×	2.18×	▲ 1.8%

CBZ price history

Price history is added with the daily price update and will appear after the next one.

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Bringing the fundamentals into focus…

Overall health

Drawback: less profitable than most peersless profitable than peers

Drawback: higher risk than most peers: its share price swings more than most peers’ (beta 0.92 vs a peer median of 0.64), though less than the overall market and more debt relative to equity (0.78× vs a peer median of 0.40×)higher risk: bigger price swings (beta 0.92 vs peers 0.64) and more debt vs equity (0.78× vs peers 0.40×)

About average: valuation

Ranks #1,152 of 2,308 industrials companies (top 50%)

See how it ranks against its peers

Worth knowing

Borrowing rising faster than profit. Since 2022: debt +452%, operating profit +39%.

CBIZ's debt grew 452% since 2022 while operating profit changed +39%.

Sales growing faster than profits. Since 2022: revenue +95%, operating profit +39%.

Since 2022, CBIZ's revenue changed +95% but operating profit only +39%: costs are rising faster than sales.

Cash flow well above reported profit. Free cash flow is 2.2× reported profit.

Free cash flow is 2.2× reported profit. Large non-cash charges, such as depreciation, amortization or stock-based pay, reduce reported profit without using cash.

Annual revenue rose 5 years in a row. Fiscal-year revenue rose from $964M in 2020 to $2.8B in 2025.

CBIZ's fiscal-year revenue rose in each of the five years to 2025, from $964M to $2.8B.

Questions investors ask about CBIZ

Is CBIZ getting weaker?

Its latest SEC filing (Aug 4, 2026) showed no major changes. Its overall score is 51/100, down 1 since Oct 28, 2026.

How is CBIZ valued vs its peers?

Priced about in line with its peers. Valuation scores 56/100 against 2,459 industrials peers. Free cash flow yield 9.2% vs a peer median of 3.7% (stronger than 80% of peers).Free cash flow yield 9.2% vs peers 3.7% (stronger than 80% of peers).

Is CBIZ growing?

Yes, faster than most of its peers. Growth scores 82/100 against 2,459 industrials peers. 3-year revenue growth 22.3% vs a peer median of 4.2% (stronger than 93% of peers).3-year revenue growth 22.3% vs peers 4.2% (stronger than 93% of peers).

How profitable is CBIZ?

Less profitable than most of its peers. Profitability scores 38/100 against 2,459 industrials peers. Return on invested capital 4.6% vs a peer median of 7.1% (weaker than 64% of peers).Return on invested capital 4.6% vs peers 7.1% (weaker than 64% of peers).

How risky is CBIZ?

Higher risk relative to 2,459 industrials peers, judged on debt, liquidity and share-price swings. Beta 0.92 vs a peer median of 0.64 (weaker than 70% of peers).Beta 0.92 vs peers 0.64 (weaker than 70% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Revenue (12 months)

2.8B USD

2.8B USD

+0.3%

Net income (12 months)

115.4M USD

122.1M USD

+5.8%

Operating margin

8.5%

6.9%

−1.5 pts

Free cash flow (12 months)

175.5M USD

274.3M USD

+56.2%

Debt

1.5B USD

1.5B USD

+0.3%

Cash

18.3M USD

20.9M USD

+14.3%

Shares outstanding

55.1M

54.3M

−1.5%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Gross margin

14.4%

15.8%

14.0%

10.1%

12.9%

▲ 2.8 pts

Operating margin

6.6%

11.9%

10.4%

4.1%

8.5%

▲ 4.4 pts

Net margin

6.4%

7.5%

7.6%

2.3%

4.2%

▲ 1.9 pts

Return on assets (ROA)

4.4%

5.6%

5.9%

0.9%

2.6%

▲ 1.7 pts

Return on equity (ROE)

10.1%

14.8%

15.3%

2.3%

6.6%

▲ 4.2 pts

Free cash flow margin

11.1%

8.3%

8.2%

6.1%

6.4%

▲ 0.3 pts

Current ratio

1.07×

1.11×

1.20×

1.18×

1.22×

▲ 3.2%

Debt to equity

0.22×

0.37×

0.39×

0.79×

0.83×

▲ 5.1%

Interest coverage

18.79×

20.94×

8.21×

2.14×

2.18×

▲ 1.8%