How Atlanticus Holdings Corporation stacks up

ATLC · against 161 other Financial Services companies listed in US-listed

Profitability

42/ 100

Below the middle of the pack.

Ranked #97 of 162 · scores higher than 39% of peers

Bars: peers in each 10-point band of the profitability score

20 peers with a profitability score of 40–49, including ATLC · Click a bar to see the companies

Why profitability scores 42?

Weighted metrics compared with all Financial Services companies.

A mix: stronger operating margin, but weaker return on invested capital than most Financial Services peers.

a lower return on invested capital: weaker than 70% of peers. Return on invested capital: 2.8% vs peer median 6.3%
Return on assets is close to the peer norm. Return on assets: 2.0% vs peer median 2.6%
a wider operating margin: stronger than 61% of peers. Operating margin: 28.0% vs peer median 23.5%

Metric by metric

Position: dot = ATLC, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.

Metric	ATLC	Peer median	Better than	Weight
Return on invested capitalHigher is better · 157 reported	2.8%	7.1%	24%	33%
Operating marginHigher is better · 84 reported	28.0%	23.1%	67%	33%
Return on assetsHigher is better · 183 reported	2.0%	2.6%	38%	33%
Return on equityHigher is better · 176 reported	23.0%	10.4%	77%	Context only
Gross marginHigher is better · 200 reported	73.0%	83.0%	45%	Context only

Ranking by profitability score

Top 5 and the companies ranked around ATLC

Rank	Company	Market cap	Profitability	Overall
1	Mastercard IncorporatedMA · US-listed	566.9B USD	99	48
2	Artisan Partners Asset Management Inc.APAM · US-listed	2.7B USD	98	63
2	Raymond James Financial, Inc.RJF · US-listed	31.1B USD	98	65
4	CorVel CorporationCRVL · US-listed	4.2B USD	97	55
4	Sprott Inc.SII · US-listed	2.7B USD	97	58
⋯
92	Golub Capital BDC, Inc.GBDC · US-listed	3.3B USD	44	57
92	Franklin Managed Municipal Income TrustPMM · US-listed	269M USD	44	36
95	The Carlyle Group Inc.CG · US-listed	14.6B USD	43	20
95	Invesco Municipal Income Opportunities TrustOIA · US-listed	275M USD	43
97	Atlanticus Holdings CorporationATLC · US-listed	1.4B USD	42	58
97	Carlyle Secured Lending, Inc.CGBD · US-listed	742M USD	42	39
97	Oaktree Specialty Lending CorporationOCSL · US-listed	1.1B USD	42	37
100	Arthur J. Gallagher & Co.AJG · US-listed	70.1B USD	41	45
101	Horizon Technology Finance CorporationHRZN · US-listed	259M USD	38	71

Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score

Bringing the fundamentals into focus…