Valuation
Is the price right?Insufficient data
Insufficient data: 1 of 2 inputs reported (at least 2 needed). We leave it blank rather than fill the gap with a made-up middle value.
Bringing the fundamentals into focus…
AGM Financial Services
Federal Agricultural Mortgage Corporation
$202.25-2.08%
Price as of close on Nov 3, 2026 · Financials updated Oct 31, 2026
Basics
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Market cap
- 2.2B USD
- Full-time employees
- 212
Growth
Is it growing?47/100
Moderate
3/3 inputs reported · High confidence
Since last quarter: No major change
Why
Compare with peers Close to the peer norm on every measure.
Behind the score
Revenue and earnings-per-share growth over one year, and revenue growth over three years.
Earnings per share growth9.4%
SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.02Sector median: 0.0999 · MAD: 0.27733-year revenue growth9.7%
Yahoo Finance fallback · SEC figure unavailable or out of date · 3 fiscal years to Dec 2025Reported value33% base weight · Z-score -0.03Sector median: 0.0999 · MAD: 0.0858Revenue growth8.9%
Yahoo Finance fallback · SEC figure unavailable or out of date · fiscal year to Dec 2025Reported value33% base weight · Z-score 0.10Sector median: 0.0742 · MAD: 0.1477Profitability
Does it earn well?21/100
Weak▲ 1 since Oct 27 close
2/3 inputs reported · Partial data
Since last quarter: No major change
Why it changed since the Oct 27, 2026 close: Score 20 → 21
- Peer companies moved+1
Why
Compare with peers Weaker than most peers on:
- ▼ ROIC
- ▼ ROA
Behind the score
Return on invested capital, operating margin, and return on assets.
Operating marginUnavailable
Missing · left out of the score · no sector data, so not countedNot counted · remaining weights rescaledSector median: 0.2353 · MAD: 0.1462Return on assets0.6%
SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.85Sector median: 0.0256 · MAD: 0.0233Return on invested capital0.6%
Yahoo Finance fallback · SEC operating income or invested capital unavailable · trailing 12 monthsReported value33% base weight · Z-score -1.10Sector median: 0.0630 · MAD: 0.0518Other data (not scored)
Gross marginUnavailable
Missing · left out of the scoreInformational · 0% composite weightSector median: 0.7878 · MAD: 0.2122Return on equity12.3%
SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0939 · MAD: 0.0702Risk
Debt, liquidity, price swingsHigher
Higher relative risk
3/3 inputs reported · High confidence
Since last quarter: No major change
Why it changed since the Oct 27, 2026 close: Safety percentile 5 → 4
- Peer companies moved-1
Why
Compare with peers Weaker than most peers on:
- ▼ Debt / equity
- ▼ Beta
- ▼ Current ratio
Behind the score
Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.
Beta1.07
Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -1.20Sector median: 0.7010 · MAD: 0.3115Current ratio1.50×
Yahoo Finance fallback · SEC figure unavailable or out of dateReported value33% base weight · Z-score -0.42Sector median: 2.0250 · MAD: 1.2470Debt / equity18.75×
SEC filings · latest balance sheetOutlier capped at sector 5th/95th percentile33% base weight · Z-score -10.25Sector median: 0.5734 · MAD: 0.5454Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.
Questions investors ask about Federal Agricultural Mortgage
- Is Federal Agricultural Mortgage getting weaker?
- Its latest SEC filing (Jul 30, 2026) showed no major changes. Its overall score is unchanged at 24/100 since Oct 28, 2026.
- How is Federal Agricultural Mortgage valued vs its peers?
- Insufficient data: 1 of 2 inputs reported (at least 2 needed).
- Is Federal Agricultural Mortgage growing?
- At about the same pace as its peers. Growth scores 47/100 against 432 financial services peers.
- How profitable is Federal Agricultural Mortgage?
- Less profitable than most of its peers. Profitability scores 21/100 against 432 financial services peers. Return on invested capital 0.6% vs a peer median of 6.3% (weaker than 82% of peers).Return on invested capital 0.6% vs peers 6.3% (weaker than 82% of peers).
- How risky is Federal Agricultural Mortgage?
- Higher risk relative to 432 financial services peers, judged on debt, liquidity and share-price swings. Debt / equity 18.75× vs a peer median of 0.57× (weaker than 100% of peers).Debt / equity 18.75× vs peers 0.57× (weaker than 100% of peers). A relative measure, not a bankruptcy probability.
Latest filing: what changed
Quarter ended Jun 30, 2026 · filed Jul 30, 2026 · compared with the quarter ended Mar 31, 2026No major changes
| Previous quarter | Latest quarter | Change | |
|---|---|---|---|
| Net income (12 months) | 216.9M USD | 229.0M USD | +5.6% |
| Debt | 32.3B USD | 34.8B USD | +7.8% |
| Cash | 773.9M USD | 1.0B USD | +34.1% |
From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.
Industry valuation context
Sector: Financial Services · 98 companiesValuations in Financial Services are above their usual range since 2016.
- 67% of months since 2016 were valued lower than now.
- 32% of companies are in the most expensive fifth of their own price-to-sales history.
- Over 24 months, company values +7% and earnings +21% (medians): prices and earnings moved broadly together.
- Median price-to-sales is +30% vs the whole market, against a usual +47%.
Shown for Financial Services: too few Credit Services companies have a long enough history of their own.
Financials
Fiscal years from SEC annual filings · change vs the prior year| Key ratios | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Change |
|---|---|---|---|---|---|---|
| Return on assets (ROA) | 0.5% | 0.7% | 0.7% | 0.7% | 0.6% | ▼ 0.1 pts |
| Return on equity (ROE) | 11.2% | 14.0% | 14.2% | 13.9% | 12.1% | ▼ 1.8 pts |
| Debt to equity | 18.75× | 19.65× | 18.83× | 18.48× | 17.93× | ▼ 3.0% |
AGM price history
Price history is added with the daily price update and will appear after the next one.