WSFS Financial Services

WSFS Financial Corporation

$79.90-0.77%

Price as of close on Nov 3, 2026 · Financials updated Oct 1, 2026

Basics

Sector: Financial Services
Industry: Banks - Regional
Country: United States
Market cap: 4.1B USD
Full-time employees: 2,391

Overall health

Strength: growing faster than most peersgrowing faster than peers
Drawback: its shares are priced higher than most peers relative to what it earnspriced higher than peers for its earnings
About average: profitability

Ranks #295 of 791 banks & insurance companies (top 38%)

Based on 3 categories: banks and insurers are not rated on risk.

Scored as a bank or insurer: cash-flow, EBITDA, gross margin and current ratio aren’t scored; they are under “Other data”.

See how it ranks against its peers

Worth knowing

Nothing unusual stands out. Its strongest area is growth (70/100).
None of our checks flag anything unusual in WSFS Financial's latest figures; its strongest area is growth, at 70 out of 100.

StockQuotient Score

56/ 100▼ 1 since Oct 27 close

Oct 5 59 → Nov 4 56 (-3)

Valuation

Is the price right?

40/100

Moderate▼ 3 since Oct 27 close

2/2 inputs reported · High confidence

Since last quarter: ▲ Stronger

Share count down 16.9%

Valuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 43 → 40

Share price +1.3%-2
Peer companies moved-1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Held back by:

▼ P/B

Compare with peers

Behind the score

Earnings yield (P/E) and book yield (P/B) versus other banks and insurers.

Book yield66.7%

SEC filings · latest balance sheetReported value40% base weight · Z-score -0.45Sector median: 0.7950 · MAD: 0.2843

Earnings yield7.8%

SEC filings · 12 months to Jun 2026Reported value60% base weight · Z-score -0.02Sector median: 0.0789 · MAD: 0.0253

Other data (not scored)

EBITDA yieldUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: 0.1095 · MAD: 0.0527

Free cash flow yield6.0%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported valueInformational · 0% composite weightSector median: 0.0796 · MAD: 0.0459

Growth

Is it growing?

70/100

Moderate

1/1 inputs reported · High confidence

Since last quarter: ▲ Stronger

12-month revenue up 11.3%

Why

Stronger than most peers on:

▲ EPS growth

Compare with peers

Behind the score

Earnings-per-share growth versus other banks and insurers.

Earnings per share growth31.5%

SEC filings · 12 months to Jun 2026Reported value100% base weight · Z-score 0.87Sector median: 0.1599 · MAD: 0.1775

Other data (not scored)

3-year revenue growth4.9%

Yahoo Finance fallback · SEC figure unavailable or out of date · 3 fiscal years to Dec 2025Reported valueInformational · 0% composite weightSector median: 0.0826 · MAD: 0.0558

Revenue growth1.8%

Yahoo Finance fallback · SEC figure unavailable or out of date · fiscal year to Dec 2025Reported valueInformational · 0% composite weightSector median: 0.0866 · MAD: 0.0782

Profitability

Does it earn well?

58/100

Moderate

2/2 inputs reported · High confidence

Since last quarter: No major change

Why

Helped by:

▲ ROA

Compare with peers

Behind the score

Return on equity and return on assets versus other banks and insurers.

Return on assets1.4%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score 0.38Sector median: 0.0117 · MAD: 0.0062

Return on equity11.8%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score 0.26Sector median: 0.1074 · MAD: 0.0388

Other data (not scored)

Gross marginUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: Unavailable · MAD: Unavailable

Operating marginUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: 0.1450 · MAD: 0.1678

Return on invested capitalUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: Unavailable · MAD: Unavailable

Risk

Debt, liquidity, price swings

Not rated

Not rated for banks and insurers: debt and share-price swings say little about their risk. We leave it blank rather than fill the gap with a made-up middle value.

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about WSFS Financial

Is WSFS Financial getting weaker?: Its latest SEC filing (Aug 5, 2026) got stronger: share count down 16.9%. Its overall score is 56/100, down 1 since Oct 28, 2026.
How is WSFS Financial valued vs its peers?: Priced about in line with its peers. Valuation scores 40/100 against 950 banks & insurance peers. Book yield 66.7% vs a peer median of 79.5% (weaker than 63% of peers).Book yield 66.7% vs peers 79.5% (weaker than 63% of peers).
Is WSFS Financial growing?: Yes, faster than most of its peers. Growth scores 70/100 against 950 banks & insurance peers. Earnings per share growth 31.5% vs a peer median of 16.0% (stronger than 70% of peers).Earnings per share growth 31.5% vs peers 16.0% (stronger than 70% of peers).
How profitable is WSFS Financial?: About as profitable as its peers. Profitability scores 58/100 against 950 banks & insurance peers. Return on assets 1.4% vs a peer median of 1.2% (stronger than 63% of peers).Return on assets 1.4% vs peers 1.2% (stronger than 63% of peers).
How risky is WSFS Financial?: Not rated for banks and insurers: debt and share-price swings say little about their risk.

Latest filing: what changed

Quarter ended Jun 30, 2023 · filed Aug 5, 2026 · compared with the quarter ended Mar 31, 2023

Got stronger

Share count down 16.9%

	Previous quarter	Latest quarter	Change
Revenue (12 months)	1.0B USD	1.2B USD	+11.3%
Net income (12 months)	281.0M USD	320.4M USD	+14.0%
Free cash flow (12 months)	444.8M USD	243.1M USD	−45.3%
Cash	1.1B USD	2.6B USD	+133.1%
Shares outstanding	61.4M	51.1M	−16.9%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Industry: Banks - Regional · 119 companies

Valuations in Banks - Regional are within their usual range since 2016.

45% of months since 2016 were valued lower than now.
14% of companies are in the most expensive fifth of their own price-to-book history.
Over 24 months, company values +29% and earnings +32% (medians): prices and earnings moved broadly together.
Median price-to-book is −61% vs the whole market, against a usual −59%.

2016Shaded: most expensive fifth of its range2026

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Net margin	42.3%	23.1%	—	—	—	—
Return on assets (ROA)	1.7%	1.1%	1.3%	1.3%	1.3%	▲ 0.1 pts
Return on equity (ROE)	14.0%	10.1%	10.9%	10.2%	10.5%	▲ 0.3 pts

WSFS price history

Price history is added with the daily price update and will appear after the next one.

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Bringing the fundamentals into focus…

Overall health

Strength: growing faster than most peersgrowing faster than peers

Drawback: its shares are priced higher than most peers relative to what it earnspriced higher than peers for its earnings

About average: profitability

Ranks #295 of 791 banks & insurance companies (top 38%)

Based on 3 categories: banks and insurers are not rated on risk.

Scored as a bank or insurer: cash-flow, EBITDA, gross margin and current ratio aren’t scored; they are under “Other data”.

See how it ranks against its peers

Questions investors ask about WSFS Financial

Is WSFS Financial getting weaker?

Its latest SEC filing (Aug 5, 2026) got stronger: share count down 16.9%. Its overall score is 56/100, down 1 since Oct 28, 2026.

How is WSFS Financial valued vs its peers?

Priced about in line with its peers. Valuation scores 40/100 against 950 banks & insurance peers. Book yield 66.7% vs a peer median of 79.5% (weaker than 63% of peers).Book yield 66.7% vs peers 79.5% (weaker than 63% of peers).

Is WSFS Financial growing?

Yes, faster than most of its peers. Growth scores 70/100 against 950 banks & insurance peers. Earnings per share growth 31.5% vs a peer median of 16.0% (stronger than 70% of peers).Earnings per share growth 31.5% vs peers 16.0% (stronger than 70% of peers).

How profitable is WSFS Financial?

About as profitable as its peers. Profitability scores 58/100 against 950 banks & insurance peers. Return on assets 1.4% vs a peer median of 1.2% (stronger than 63% of peers).Return on assets 1.4% vs peers 1.2% (stronger than 63% of peers).

How risky is WSFS Financial?

Not rated for banks and insurers: debt and share-price swings say little about their risk.

Previous quarter

Latest quarter

Change

Revenue (12 months)

1.0B USD

1.2B USD

+11.3%

Net income (12 months)

281.0M USD

320.4M USD

+14.0%

Free cash flow (12 months)

444.8M USD

243.1M USD

−45.3%

Cash

1.1B USD

2.6B USD

+133.1%

Shares outstanding

61.4M

51.1M

−16.9%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Net margin

42.3%

23.1%

—

Return on assets (ROA)

1.7%

1.1%

1.3%

▲ 0.1 pts

Return on equity (ROE)

14.0%

10.1%

10.9%

10.2%

10.5%

▲ 0.3 pts