UXIN Consumer CyclicalBeta data

Uxin Limited

$0.88-2.32%

Price as of close on Nov 3, 2026 · Financials updated Oct 1, 2026

Basics

Sector: Consumer Cyclical
Industry: Auto & Truck Dealerships
Country: China
Market cap: 194.7M USD
Enterprise value: 447.1M USD
Full-time employees: 2,437

Overall health

Not enough data: too little is reported yet for an overall view

Only 2 of 4 categories have enough reported data; an overall score needs at least 3.

See how it ranks against its peers

Worth knowing

Much more borrowing than peers. Debt is 20.7× equity vs a peer median of 0.5×.Debt is 20.7× equity vs peers 0.5×.
Debt is 20.7× shareholders' equity, against a peer median of 0.5×, among the highest 10% of its peer group.Debt is 20.7× shareholders' equity, vs peers 0.5×, among the highest 10% of its peer group.
Operating loss narrowing. Operating margin -5.4% in FY Dec 2025, the smallest loss relative to revenue of the last 6 years.
Uxin still lost money on operations in FY Dec 2025 (margin -5.4%), but that was its smallest operating loss relative to revenue in the 6 years of filings we have.
Growing fast, still losing money. Revenue grew faster than 95% of peers, at an operating loss.
Revenue grew faster than 95% of peers, but the business runs at an operating loss (margin -5.4%).
Financials may be out of date. Latest financial period ended 10 months ago.
The latest financial period we have ended 10 months ago, so the scores may not reflect recent results.

StockQuotient Score

—Fundamentals: Yahoo Finance, not primary filings

Valuation

Is the price right?

Insufficient data

Insufficient data: 1 of 3 inputs reported (at least 2 needed). We leave it blank rather than fill the gap with a made-up middle value.

Growth

Is it growing?

Insufficient data

Insufficient data: 1 of 3 inputs reported (at least 2 needed). We leave it blank rather than fill the gap with a made-up middle value.

Profitability

Does it earn well?

5/100

Weak

3/3 inputs reported · High confidence

Since last year: ▲ Stronger

Operating margin rose 10.3 points to -5.4%

Why

Weaker than most peers on:

▼ ROA
▼ ROIC
▼ Operating margin

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin-5.4%

SEC filings · 12 months to Dec 2025Reported value33% base weight · Z-score -2.54Sector median: 0.0638 · MAD: 0.0461

Return on assets-10.9%

SEC filings · 12 months to Dec 2025Outlier capped at sector 5th/95th percentile33% base weight · Z-score -3.27Sector median: 0.0331 · MAD: 0.0254

Return on invested capital-30.9%

Yahoo Finance · trailing 12 monthsOutlier capped at sector 5th/95th percentile33% base weight · Z-score -3.50Sector median: 0.0733 · MAD: 0.0600

Other data (not scored)

Gross margin5.0%

Yahoo Finance · trailing 12 monthsOutlier capped at sector 5th/95th percentileInformational · 0% composite weightSector median: 0.3025 · MAD: 0.1399

Return on equity-786.8%

Yahoo Finance · trailing 12 monthsOutlier capped at sector 5th/95th percentileInformational · 0% composite weightSector median: 0.0746 · MAD: 0.0674

Risk

Debt, liquidity, price swings

Higher

Higher relative risk

3/3 inputs reported · High confidence

Since last year: No major change

Why

Weaker than most peers on:

▼ Debt / equity
▼ Current ratio
▼ Beta

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta0.84

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -0.70Sector median: 0.6345 · MAD: 0.2980

Current ratio0.74×

Yahoo FinanceReported value33% base weight · Z-score -1.33Sector median: 1.4800 · MAD: 0.5570

Debt / equity20.73×

Yahoo FinanceOutlier capped at sector 5th/95th percentile33% base weight · Z-score -9.02Sector median: 0.4646 · MAD: 0.3556

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Uxin

Is Uxin getting weaker?: Its latest SEC filing (Apr 30, 2026) got stronger: operating margin rose 10.3 points to -5.4%.
How is Uxin valued vs its peers?: Insufficient data: 1 of 3 inputs reported (at least 2 needed).
Is Uxin growing?: Insufficient data: 1 of 3 inputs reported (at least 2 needed).
How profitable is Uxin?: Less profitable than most of its peers. Profitability scores 5/100 against 1,612 consumer cyclical peers. Return on assets -10.9% vs a peer median of 3.3% (weaker than 100% of peers).Return on assets -10.9% vs peers 3.3% (weaker than 100% of peers).
How risky is Uxin?: Higher risk relative to 1,612 consumer cyclical peers, judged on debt, liquidity and share-price swings. Debt / equity 20.73× vs a peer median of 0.46× (weaker than 100% of peers).Debt / equity 20.73× vs peers 0.46× (weaker than 100% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Year ended Dec 31, 2025 · filed Apr 30, 2026 · compared with the year ended Dec 31, 2024

Got stronger

Operating margin rose 10.3 points to -5.4%

Worth watching: Uxin is in the bottom fifth of its sector on profitability. From 2021 to 2025, 63% of companies in that position posted a loss over the following year, against 4% for the top fifth.

	Previous year	Latest year	Change
Revenue (12 months)	1.8B CNY	3.2B CNY	+78.6%
Net income (12 months)	−344.9M CNY	−262.5M CNY	−23.9%
Operating margin	-15.7%	-5.4%	+10.3 pts
Cash	68.3M CNY	83.0M CNY	+21.6%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one year at a time.

Financials

Fiscal years from SEC annual filings · change vs the prior year · amounts in CNY, as reported

Key ratios	FY Mar 2021	FY Mar 2022	FY Mar 2023	FY Mar 2024	FY 2025	Change
Gross margin	-2.5%	2.9%	1.2%	5.9%	6.7%	▲ 0.8 pts
Operating margin	-84.1%	-17.0%	-17.3%	-22.7%	-5.4%	▲ 17 pts
Net margin	-64.1%	-8.8%	-6.7%	-27.1%	-8.1%	▲ 19 pts
Return on assets (ROA)	-34.1%	-11.4%	-19.1%	-17.8%	-10.9%	▲ 7.0 pts
Return on equity (ROE)	—	—	—	—	—	—
Free cash flow margin	-170.8%	-52.8%	-13.8%	-20.0%	-16.2%	▲ 3.8 pts
Current ratio	0.73×	0.67×	0.47×	0.26×	0.76×	▲ 198%
Quick ratio	0.67×	0.35×	0.28×	0.13×	0.20×	▲ 55%
Debt to equity	—	—	—	—	—	—
Interest coverage	-5.76×	-6.77×	-16.80×	-4.99×	-1.84×	▲ 63%

UXIN price history

Price history is added with the daily price update and will appear after the next one.

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Bringing the fundamentals into focus…

Worth knowing

Much more borrowing than peers. Debt is 20.7× equity vs a peer median of 0.5×.Debt is 20.7× equity vs peers 0.5×.

Debt is 20.7× shareholders' equity, against a peer median of 0.5×, among the highest 10% of its peer group.Debt is 20.7× shareholders' equity, vs peers 0.5×, among the highest 10% of its peer group.

Operating loss narrowing. Operating margin -5.4% in FY Dec 2025, the smallest loss relative to revenue of the last 6 years.

Uxin still lost money on operations in FY Dec 2025 (margin -5.4%), but that was its smallest operating loss relative to revenue in the 6 years of filings we have.

Growing fast, still losing money. Revenue grew faster than 95% of peers, at an operating loss.

Revenue grew faster than 95% of peers, but the business runs at an operating loss (margin -5.4%).

Financials may be out of date. Latest financial period ended 10 months ago.

The latest financial period we have ended 10 months ago, so the scores may not reflect recent results.

Questions investors ask about Uxin

Is Uxin getting weaker?

Its latest SEC filing (Apr 30, 2026) got stronger: operating margin rose 10.3 points to -5.4%.

How is Uxin valued vs its peers?

Insufficient data: 1 of 3 inputs reported (at least 2 needed).

Is Uxin growing?

Insufficient data: 1 of 3 inputs reported (at least 2 needed).

How profitable is Uxin?

Less profitable than most of its peers. Profitability scores 5/100 against 1,612 consumer cyclical peers. Return on assets -10.9% vs a peer median of 3.3% (weaker than 100% of peers).Return on assets -10.9% vs peers 3.3% (weaker than 100% of peers).

How risky is Uxin?

Higher risk relative to 1,612 consumer cyclical peers, judged on debt, liquidity and share-price swings. Debt / equity 20.73× vs a peer median of 0.46× (weaker than 100% of peers).Debt / equity 20.73× vs peers 0.46× (weaker than 100% of peers). A relative measure, not a bankruptcy probability.

Previous year

Latest year

Change

Revenue (12 months)

1.8B CNY

3.2B CNY

+78.6%

Net income (12 months)

−344.9M CNY

−262.5M CNY

−23.9%

Operating margin

-15.7%

-5.4%

+10.3 pts

Cash

68.3M CNY

83.0M CNY

+21.6%

Key ratios

FY Mar 2021

FY Mar 2022

FY Mar 2023

FY Mar 2024

FY 2025

Change

Gross margin

-2.5%

2.9%

1.2%

5.9%

6.7%

▲ 0.8 pts

Operating margin

-84.1%

-17.0%

-17.3%

-22.7%

-5.4%

▲ 17 pts

Net margin

-64.1%

-8.8%

-6.7%

-27.1%

-8.1%

▲ 19 pts

Return on assets (ROA)

-34.1%

-11.4%

-19.1%

-17.8%

-10.9%

▲ 7.0 pts

Return on equity (ROE)

—

Free cash flow margin

-170.8%

-52.8%

-13.8%

-20.0%

-16.2%

▲ 3.8 pts

Current ratio

0.73×

0.67×

0.47×

0.26×

0.76×

▲ 198%

Quick ratio

0.67×

0.35×

0.28×

0.13×

0.20×

▲ 55%

Debt to equity

—

Interest coverage

-5.76×

-6.77×

-16.80×

-4.99×

-1.84×

▲ 63%