Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
USB · against 65 other Banks & Insurance companies of similar size
Ranked #21 of 66 · scores higher than 69% of peers
Bars: peers in each 10-point band of the valuation score6 peers with a valuation score of 50–59, including USB · Click a bar to see the companies
Its metrics sit close to the Banks & Insurance norm.
| Metric | USB | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Earnings yieldHigher is better · 67 reported | 8.4% | 7.9% | 58% | 60% | |
| EBITDA yieldHigher is better · 15 reported | Not reported | 11.0% | — | — | Context only |
| Free cash flow yieldHigher is better · 26 reported | 13.4% | 11.5% | 72% | Context only | |
| Book yieldHigher is better · 65 reported | 65.0% | 54.5% | 69% | 40% |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
| Rank | Company | Market cap | Valuation | Overall |
|---|---|---|---|---|
| 1 | 336.1B CNY (≈$47.0B) | 91 | 52 | |
| 2 | 658.7B HKD (≈$84.3B) | 90 | 42 | |
| 3 | 935.3B HKD (≈$119.7B) | 89 | 61 | |
| 4 | 16.32T JPY (≈$110.9B) | 87 | ||
| 5 | 66.1B USD | 86 | 93 | |
| 17 | 8.96T INR (≈$107.5B) | 59 | 52 | |
| 18 | 104.0B EUR (≈$114.4B) | 54 | 52 | |
| 18 | 44.7B GBP (≈$58.1B) | 54 | 53 | |
| 18 | 112.0B EUR (≈$123.2B) | 54 | 59 | |
| 21 | 93.3B USD | 53 | 53 | |
| 22 | 395.1B BRL (≈$71.1B) | 52 | 44 | |
| 23 | 91.5B USD | 49 | 54 | |
| 24 | 82.5B USD | 47 | 76 | |
| 25 | 701.4B BRL (≈$126.3B) | 45 | 52 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score