Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
USB · against 63 other Banks & Insurance companies of similar size
Ranked #38 of 64 · scores higher than 41% of peers
Bars: peers in each 10-point band of the profitability score13 peers with a profitability score of 50–59, including USB · Click a bar to see the companies
Its metrics sit close to the Banks & Insurance norm.
| Metric | USB | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 48 reported | 9.5% | 13.5% | 34% | Context only | |
| Operating marginHigher is better · 5 reported | Not reported | 46.0% | — | — | Context only |
| Return on assetsHigher is better · 64 reported | 1.1% | 0.9% | 57% | 50% | |
| Return on equityHigher is better · 64 reported | 12.6% | 14.3% | 32% | 50% | |
| Gross marginHigher is better · 67 reported | 0.0% | 0.0% | 0% | Context only |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 66.1B USD | 98 | 93 | |
| 1 | 133.0B USD | 98 | 58 | |
| 3 | 82.5B USD | 96 | 76 | |
| 4 | 56.1B USD | 91 | 62 | |
| 5 | 379.7B HKD (≈$48.6B) | 89 | 78 | |
| 33 | 91.5B USD | 55 | 54 | |
| 35 | 105.8B USD | 54 | 46 | |
| 35 | 45.1B EUR (≈$49.6B) | 54 | 41 | |
| 35 | 81.5B CAD (≈$59.5B) | 54 | 30 | |
| 38 | 93.3B USD | 53 | 53 | |
| 39 | 279.6B AUD (≈$184.5B) | 51 | 33 | |
| 40 | 164.4B USD | 44 | 51 | |
| 41 | 118.5B USD | 43 | 36 | |
| 42 | 74.3B USD | 42 | 34 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score