Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
UNM · against 171 other Banks & Insurance companies of similar size
Ranked #146 of 172 · scores higher than 15% of peers
Bars: peers in each 10-point band of the profitability score19 peers with a profitability score of 30–39, including UNM · Click a bar to see the companies
Mainly because of its return on equity, which is weaker than most Banks & Insurance peers.
| Metric | UNM | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 143 reported | 9.4% | 10.8% | 40% | Context only | |
| Operating marginHigher is better · 20 reported | Not reported | 14.9% | — | — | Context only |
| Return on assetsHigher is better · 172 reported | 1.1% | 1.3% | 38% | 50% | |
| Return on equityHigher is better · 170 reported | 6.4% | 12.7% | 5% | 50% | |
| Gross marginHigher is better · 178 reported | 29.3% | 0.0% | 71% | Context only |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 79.2B BRL (≈$14.3B) | 98 | 61 | |
| 1 | 24.3B AUD (≈$16.0B) | 98 | 45 | |
| 1 | 11.4B USD | 98 | 66 | |
| 1 | 8.7B USD | 98 | 61 | |
| 1 | 14.2B AUD (≈$9.3B) | 98 | 57 | |
| 143 | 73.3B HKD (≈$9.4B) | 31 | 54 | |
| 143 | 27.0B USD | 31 | 55 | |
| 143 | 8.3B EUR (≈$9.1B) | 31 | 42 | |
| 146 | 27.7B USD | 30 | 42 | |
| 146 | 14.4B USD | 30 | 19 | |
| 148 | 1.14T INR (≈$13.7B) | 29 | 22 | |
| 149 | 82.9B CNY (≈$11.6B) | 28 | 35 | |
| 149 | 358.2B TWD (≈$11.1B) | 28 | 35 | |
| 149 | 12.0B USD | 28 | 57 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score