Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
UMBF · against 198 other Banks & Insurance companies of similar size
Ranked #75 of 199 · scores higher than 63% of peers
Bars: peers in each 10-point band of the valuation score21 peers with a valuation score of 50–59, including UMBF · Click a bar to see the companies
Its metrics sit close to the Banks & Insurance norm.
| Metric | UMBF | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Earnings yieldHigher is better · 201 reported | 8.8% | 7.9% | 61% | 60% | |
| EBITDA yieldHigher is better · 61 reported | Not reported | 8.9% | — | — | Context only |
| Free cash flow yieldHigher is better · 105 reported | 10.1% | 9.7% | 53% | Context only | |
| Book yieldHigher is better · 196 reported | 71.6% | 74.6% | 46% | 40% |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
| Rank | Company | Market cap | Valuation | Overall |
|---|---|---|---|---|
| 1 | 134.4B HKD (≈$17.2B) | 98 | 44 | |
| 1 | 65.1B HKD (≈$8.3B) | 98 | 43 | |
| 1 | 64.2B HKD (≈$8.2B) | 98 | 58 | |
| 4 | 54.2B HKD (≈$6.9B) | 96 | 79 | |
| 5 | 73.3B HKD (≈$9.4B) | 95 | 54 | |
| 71 | 82.9B CNY (≈$11.6B) | 60 | 35 | |
| 71 | 9.9B USD | 60 | 38 | |
| 71 | 508.4B THB (≈$14.2B) | 60 | 47 | |
| 74 | 179.9B ZAR (≈$9.9B) | 59 | 53 | |
| 75 | 10.3B USD | 58 | 67 | |
| 76 | 12.0B USD | 57 | 57 | |
| 77 | 5.3B USD | 56 | 58 | |
| 77 | 9.9B USD | 56 | 66 | |
| 77 | 8.7B USD | 56 | 40 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score