RPC Financial Services

Ridgepost Capital, Inc

$9.40-2.19%

Price as of close on Nov 3, 2026 · Financials updated Sep 30, 2026

Basics

Sector: Financial Services
Industry: Asset Management
Country: United States
Market cap: 1.0B USD
Enterprise value: 1.4B USD
Full-time employees: 326

Overall health

Strength: growing faster than most peersgrowing faster than peers
Drawback: its shares are priced higher than most peers relative to what it earnspriced higher than peers for its earnings
About average: profitability and risk (debt, liquidity and share-price swings)profitability and risk

Ranks #138 of 232 financial services companies (bottom 41%)

See how it ranks against its peers

Worth knowing

Stock-based pay is a large cost. Stock pay was 12% of revenue in 2025.
Ridgepost Capital paid employees $37M in stock in 2025, 12% of its $297M revenue. It doesn't use cash, so it flatters cash flow, but it is a real cost to shareholders through dilution.
Profit is backed by cash. Free cash flow is 195% of reported profit.
Ridgepost Capital's free cash flow is 195% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.

StockQuotient Score

48/ 100▼ 1 since Oct 27 close

Oct 5 50 → Nov 4 48 (-2)

Valuation

Is the price right?

32/100

Weak▼ 4 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: No major changeValuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 36 → 32

Share price +8.5%-5
Company's reported figures updated+1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Weaker than most peers on:

▼ Earnings yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield2.4%

SEC filings · 12 months to Jun 2026Reported value30% base weight · Z-score -0.88Sector median: 0.0571 · MAD: 0.0371

EBITDA yield6.4%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score -0.12Sector median: 0.0689 · MAD: 0.0428

Free cash flow yield4.8%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported value20% base weight · Z-score -0.23Sector median: 0.0613 · MAD: 0.0605

Other data (not scored)

Book yield46.0%

SEC filings · latest balance sheetReported valueInformational · 0% composite weightSector median: 0.8352 · MAD: 0.4517

Growth

Is it growing?

71/100

Moderate▼ 1 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: ▲ Stronger

12-month revenue up 2.7%

Why it changed since the Oct 27, 2026 close: Score 72 → 71

Peer companies moved-1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Stronger than most peers on:

▲ EPS growth

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growth86.4%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 2.76Sector median: 0.0999 · MAD: 0.2773

3-year revenue growth11.1%

SEC filings · 3 years to Jun 2026Reported value33% base weight · Z-score 0.13Sector median: 0.0999 · MAD: 0.0858

Revenue growth4.4%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.20Sector median: 0.0742 · MAD: 0.1477

Profitability

Does it earn well?

47/100

Moderate

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Close to the peer norm on every measure.

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin23.6%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.01Sector median: 0.2353 · MAD: 0.1462

Return on assets2.4%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.08Sector median: 0.0256 · MAD: 0.0233

Return on invested capital6.0%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.05Sector median: 0.0630 · MAD: 0.0518

Other data (not scored)

Gross margin55.3%

Yahoo Finance fallback · SEC figure unavailable or out of date · trailing 12 monthsReported valueInformational · 0% composite weightSector median: 0.7878 · MAD: 0.2122

Return on equity5.3%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0939 · MAD: 0.0702

Risk

Debt, liquidity, price swings

Moderate

Moderate relative risk

3/3 inputs reported · High confidence

Since last quarter: Changed: worth a look

Debt up 31%

Why it changed since the Oct 27, 2026 close: Safety percentile 43 → 42

Peer companies moved-1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Held back by:

▼ Beta

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta0.86

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -0.53Sector median: 0.7010 · MAD: 0.3115

Current ratio2.35×

Yahoo Finance fallback · SEC figure unavailable or out of dateReported value33% base weight · Z-score 0.26Sector median: 2.0250 · MAD: 1.2470

Debt / equity0.95×

SEC filings · latest balance sheetReported value33% base weight · Z-score -0.69Sector median: 0.5734 · MAD: 0.5454

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Ridgepost Capital

Is Ridgepost Capital getting weaker?: Its latest SEC filing (Aug 7, 2026) showed no major changes: debt up 31%. Its overall score is 48/100, down 1 since Oct 28, 2026.
How is Ridgepost Capital valued vs its peers?: Priced higher than most peers relative to what it earns. Valuation scores 32/100 against 432 financial services peers. Earnings yield 2.4% vs a peer median of 5.7% (weaker than 79% of peers).Earnings yield 2.4% vs peers 5.7% (weaker than 79% of peers).
Is Ridgepost Capital growing?: Yes, faster than most of its peers. Growth scores 71/100 against 432 financial services peers. Earnings per share growth 86.4% vs a peer median of 10.0% (stronger than 84% of peers).Earnings per share growth 86.4% vs peers 10.0% (stronger than 84% of peers).
How profitable is Ridgepost Capital?: About as profitable as its peers. Profitability scores 47/100 against 432 financial services peers.
How risky is Ridgepost Capital?: Moderate risk relative to 432 financial services peers, judged on debt, liquidity and share-price swings. Beta 0.86 vs a peer median of 0.70 (weaker than 63% of peers).Beta 0.86 vs peers 0.70 (weaker than 63% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Aug 7, 2026 · compared with the quarter ended Mar 31, 2026

No major changes

Debt up 31%

	Previous quarter	Latest quarter	Change
Revenue (12 months)	304.7M USD	312.9M USD	+2.7%
Net income (12 months)	23.5M USD	27.4M USD	+16.6%
Operating margin	24.3%	23.6%	−0.6 pts
Free cash flow (12 months)	40.8M USD	53.4M USD	+30.8%
Debt	375.0M USD	490.8M USD	+30.9%
Cash	29.0M USD	36.6M USD	+26.2%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Industry: Asset Management · 43 companies

Valuations in Asset Management are near the top of their range since 2016.

95% of months since 2016 were valued lower than now.
37% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +10% and earnings +13% (medians): prices and earnings moved broadly together.
Median price-to-sales is +31% vs the whole market, against a usual +6%.

2016Shaded: most expensive fifth of its range2026

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Operating margin	26.8%	21.9%	8.7%	20.4%	22.0%	▲ 1.6 pts
Net margin	6.1%	14.7%	-3.0%	6.3%	6.6%	▲ 0.3 pts
Return on assets (ROA)	1.4%	3.5%	-0.9%	2.2%	2.1%	▼ 0.1 pts
Return on equity (ROE)	2.3%	6.7%	-1.7%	4.8%	4.8%	▲ 0.0 pts
Free cash flow margin	32.5%	30.4%	19.2%	32.6%	6.1%	▼ 26 pts
Debt to equity	0.54×	0.67×	0.68×	0.83×	0.93×	▲ 12%
Interest coverage	1.89×	4.57×	0.96×	2.38×	2.40×	▲ 0.9%

RPC price history

Price history is added with the daily price update and will appear after the next one.

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Bringing the fundamentals into focus…

Overall health

Strength: growing faster than most peersgrowing faster than peers

Drawback: its shares are priced higher than most peers relative to what it earnspriced higher than peers for its earnings

About average: profitability and risk (debt, liquidity and share-price swings)profitability and risk

Ranks #138 of 232 financial services companies (bottom 41%)

See how it ranks against its peers

Worth knowing

Stock-based pay is a large cost. Stock pay was 12% of revenue in 2025.

Ridgepost Capital paid employees $37M in stock in 2025, 12% of its $297M revenue. It doesn't use cash, so it flatters cash flow, but it is a real cost to shareholders through dilution.

Profit is backed by cash. Free cash flow is 195% of reported profit.

Ridgepost Capital's free cash flow is 195% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.

Questions investors ask about Ridgepost Capital

Is Ridgepost Capital getting weaker?

Its latest SEC filing (Aug 7, 2026) showed no major changes: debt up 31%. Its overall score is 48/100, down 1 since Oct 28, 2026.

How is Ridgepost Capital valued vs its peers?

Priced higher than most peers relative to what it earns. Valuation scores 32/100 against 432 financial services peers. Earnings yield 2.4% vs a peer median of 5.7% (weaker than 79% of peers).Earnings yield 2.4% vs peers 5.7% (weaker than 79% of peers).

Is Ridgepost Capital growing?

Yes, faster than most of its peers. Growth scores 71/100 against 432 financial services peers. Earnings per share growth 86.4% vs a peer median of 10.0% (stronger than 84% of peers).Earnings per share growth 86.4% vs peers 10.0% (stronger than 84% of peers).

How profitable is Ridgepost Capital?

About as profitable as its peers. Profitability scores 47/100 against 432 financial services peers.

How risky is Ridgepost Capital?

Moderate risk relative to 432 financial services peers, judged on debt, liquidity and share-price swings. Beta 0.86 vs a peer median of 0.70 (weaker than 63% of peers).Beta 0.86 vs peers 0.70 (weaker than 63% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Revenue (12 months)

304.7M USD

312.9M USD

+2.7%

Net income (12 months)

23.5M USD

27.4M USD

+16.6%

Operating margin

24.3%

23.6%

−0.6 pts

Free cash flow (12 months)

40.8M USD

53.4M USD

+30.8%

Debt

375.0M USD

490.8M USD

+30.9%

Cash

29.0M USD

36.6M USD

+26.2%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Operating margin

26.8%

21.9%

8.7%

20.4%

22.0%

▲ 1.6 pts

Net margin

6.1%

14.7%

-3.0%

6.3%

6.6%

▲ 0.3 pts

Return on assets (ROA)

1.4%

3.5%

-0.9%

2.2%

2.1%

▼ 0.1 pts

Return on equity (ROE)

2.3%

6.7%

-1.7%

4.8%

▲ 0.0 pts

Free cash flow margin

32.5%

30.4%

19.2%

32.6%

6.1%

▼ 26 pts

Debt to equity

0.54×

0.67×

0.68×

0.83×

0.93×

▲ 12%

Interest coverage

1.89×

4.57×

0.96×

2.38×

2.40×

▲ 0.9%