PSEC Financial Services

Prospect Capital Corporation

$1.55-4.32%

Price as of close on Nov 3, 2026 · Financials updated Oct 1, 2026

Basics

Sector: Financial Services
Industry: Asset Management
Country: United States
Market cap: 827.4M USD
Enterprise value: 2.7B USD

Overall health

Strength: its shares are priced lower than most peers relative to what it earnspriced lower than peers for its earnings
Drawback: less short-term liquidity (current ratio 1.09 vs a peer median of 2.02)less liquidity (current ratio 1.09 vs peers 2.02)
About average: profitability and risk (debt, liquidity and share-price swings)profitability and risk
Not enough data: growth

Would rank #55 of 232 fully scored financial services companies (top 24%)

Partial overall score — 3/4 categories available.

See how it ranks against its peers

Worth knowing

Earnings turned from a loss to a profit. Profit per share this year after a loss last year.
Prospect Capital made a profit per share in its latest year after a loss the year before.
Cash flow well above reported profit. Free cash flow is 3.3× reported profit.
Free cash flow is 3.3× reported profit. Large non-cash charges, such as depreciation, amortization or stock-based pay, reduce reported profit without using cash.

StockQuotient Score

62/ 100

Oct 5 62 → Nov 4 62

Valuation

Is the price right?

99/100

Strong

2/3 inputs reported · Partial data

Since last quarter: ▼ Weaker

Share count up 4.8% (existing holders diluted)

Valuation also moves with the share price every day.

Why

Stronger than most peers on:

▲ FCF yield
▲ Earnings yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield18.9%

SEC filings · 12 months to Jun 2026Reported value30% base weight · Z-score 3.55Sector median: 0.0571 · MAD: 0.0371

EBITDA yieldUnavailable

Missing · left out of the score · no sector data, so not countedNot counted · remaining weights rescaledSector median: 0.0689 · MAD: 0.0428

Free cash flow yield62.4%

Yahoo Finance fallback · SEC cash flow or share count unavailable · trailing 12 months · operating cash flow − capital spendingReported value20% base weight · Z-score 9.30Sector median: 0.0613 · MAD: 0.0605

Other data (not scored)

Book yield360.0%

SEC filings · latest balance sheetOutlier capped at sector 5th/95th percentileInformational · 0% composite weightSector median: 0.8352 · MAD: 0.4517

Growth

Is it growing?

Insufficient data

Insufficient data: 1 of 3 inputs reported (at least 2 needed). We leave it blank rather than fill the gap with a made-up middle value.

Profitability

Does it earn well?

49/100

Moderate

2/3 inputs reported · Partial data

Since last quarter: ▲ Stronger

Turned profitable over the last 12 months

Why

Close to the peer norm on every measure.

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating marginUnavailable

Missing · left out of the score · no sector data, so not countedNot counted · remaining weights rescaledSector median: 0.2353 · MAD: 0.1462

Return on assets2.4%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.07Sector median: 0.0256 · MAD: 0.0233

Return on invested capital7.3%

Yahoo Finance fallback · SEC operating income or invested capital unavailable · trailing 12 monthsReported value33% base weight · Z-score 0.20Sector median: 0.0630 · MAD: 0.0518

Other data (not scored)

Gross margin100.0%

Yahoo Finance fallback · SEC figure unavailable or out of date · trailing 12 monthsReported valueInformational · 0% composite weightSector median: 0.7878 · MAD: 0.2122

Return on equity5.2%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0939 · MAD: 0.0702

Risk

Debt, liquidity, price swings

Moderate

Moderate relative risk

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Held back by:

▼ Current ratio

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta0.79

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -0.28Sector median: 0.7010 · MAD: 0.3115

Current ratio1.09×

Yahoo Finance fallback · SEC figure unavailable or out of dateReported value33% base weight · Z-score -0.75Sector median: 2.0250 · MAD: 1.2470

Debt / equity0.64×

SEC filings · latest balance sheetReported value33% base weight · Z-score -0.11Sector median: 0.5734 · MAD: 0.5454

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Prospect Capital

Is Prospect Capital getting weaker?: Its latest SEC filing (Aug 20, 2026) was mixed: some things better, some worse: turned profitable over the last 12 months; share count up 4.8%. Its overall score is unchanged at 62/100 since Oct 28, 2026.
How is Prospect Capital valued vs its peers?: Priced lower than most peers relative to what it earns. Valuation scores 99/100 against 432 financial services peers. Free cash flow yield 62.4% vs a peer median of 6.1% (stronger than 95% of peers).Free cash flow yield 62.4% vs peers 6.1% (stronger than 95% of peers).
Is Prospect Capital growing?: Insufficient data: 1 of 3 inputs reported (at least 2 needed).
How profitable is Prospect Capital?: About as profitable as its peers. Profitability scores 49/100 against 432 financial services peers.
How risky is Prospect Capital?: Moderate risk relative to 432 financial services peers, judged on debt, liquidity and share-price swings. Current ratio 1.09× vs a peer median of 2.02× (weaker than 73% of peers).Current ratio 1.09× vs peers 2.02× (weaker than 73% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Aug 20, 2026 · compared with the quarter ended Mar 31, 2026

Mixed: some things better, some worse

Turned profitable over the last 12 months
Share count up 4.8% (existing holders diluted)

	Previous quarter	Latest quarter	Change
Net income (12 months)	−37.8M USD	153.7M USD	turned positive
Debt	1.7B USD	1.9B USD	+7.4%
Cash	34.6M USD	43.6M USD	+26.0%
Shares outstanding	501.0M	524.8M	+4.8%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Industry: Asset Management · 43 companies

Valuations in Asset Management are near the top of their range since 2016.

95% of months since 2016 were valued lower than now.
37% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +10% and earnings +13% (medians): prices and earnings moved broadly together.
Median price-to-sales is +31% vs the whole market, against a usual +6%.

2016Shaded: most expensive fifth of its range2026

Prospect Capital looks cheaper than most of its peers on our valuation measures, while the Asset Management industry as a whole is valued high by its own standards since 2016. Both can be true at once.

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY Jun 2024	FY Aug 2024	FY Jun 2025	FY Aug 2025	FY Jun 2026	Change
Return on assets (ROA)	3.3%	—	-6.9%	—	2.4%	—
Return on equity (ROE)	7.1%	—	-15.7%	—	5.2%	—
Debt to equity	0.66×	—	0.70×	—	0.64×	—

PSEC price history

Price history is added with the daily price update and will appear after the next one.

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Bringing the fundamentals into focus…

Overall health

Strength: its shares are priced lower than most peers relative to what it earnspriced lower than peers for its earnings

Drawback: less short-term liquidity (current ratio 1.09 vs a peer median of 2.02)less liquidity (current ratio 1.09 vs peers 2.02)

About average: profitability and risk (debt, liquidity and share-price swings)profitability and risk

Not enough data: growth

Would rank #55 of 232 fully scored financial services companies (top 24%)

Partial overall score — 3/4 categories available.

See how it ranks against its peers

Worth knowing

Earnings turned from a loss to a profit. Profit per share this year after a loss last year.

Prospect Capital made a profit per share in its latest year after a loss the year before.

Cash flow well above reported profit. Free cash flow is 3.3× reported profit.

Free cash flow is 3.3× reported profit. Large non-cash charges, such as depreciation, amortization or stock-based pay, reduce reported profit without using cash.

Questions investors ask about Prospect Capital

Is Prospect Capital getting weaker?

Its latest SEC filing (Aug 20, 2026) was mixed: some things better, some worse: turned profitable over the last 12 months; share count up 4.8%. Its overall score is unchanged at 62/100 since Oct 28, 2026.

How is Prospect Capital valued vs its peers?

Priced lower than most peers relative to what it earns. Valuation scores 99/100 against 432 financial services peers. Free cash flow yield 62.4% vs a peer median of 6.1% (stronger than 95% of peers).Free cash flow yield 62.4% vs peers 6.1% (stronger than 95% of peers).

Is Prospect Capital growing?

Insufficient data: 1 of 3 inputs reported (at least 2 needed).

How profitable is Prospect Capital?

About as profitable as its peers. Profitability scores 49/100 against 432 financial services peers.

How risky is Prospect Capital?

Moderate risk relative to 432 financial services peers, judged on debt, liquidity and share-price swings. Current ratio 1.09× vs a peer median of 2.02× (weaker than 73% of peers).Current ratio 1.09× vs peers 2.02× (weaker than 73% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Net income (12 months)

−37.8M USD

153.7M USD

turned positive

Debt

1.7B USD

1.9B USD

+7.4%

Cash

34.6M USD

43.6M USD

+26.0%

Shares outstanding

501.0M

524.8M

+4.8%

Key ratios

FY Jun 2024

FY Aug 2024

FY Jun 2025

FY Aug 2025

FY Jun 2026

Change

Return on assets (ROA)

3.3%

—

-6.9%

—

2.4%

—

Return on equity (ROE)

7.1%

—

-15.7%

—

5.2%

—

Debt to equity

0.66×

—

0.70×

—

0.64×

—