PHI Communication ServicesBeta data

PLDT Inc.

$17.45-1.91%

Price as of close on Nov 3, 2026 · Financials updated Oct 1, 2026

Basics

Sector: Communication Services
Industry: Telecom Services
Country: Philippines
Market cap: 3.8B USD
Enterprise value: 9.3B USD
Full-time employees: 14,036

Overall health

Strength: its shares are priced lower than most peers relative to what it earnspriced lower than peers for its earnings
Drawback: growing more slowly than most peersgrowing more slowly than peers
Drawback: higher risk than most peers: less short-term liquidity (current ratio 0.44 vs a peer median of 1.38) and more debt relative to equity (2.67× vs a peer median of 0.37×)higher risk: less liquidity (current ratio 0.44 vs peers 1.38) and more debt vs equity (2.67× vs peers 0.37×)

Ranks #197 of 454 communication services companies (top 44%)

See how it ranks against its peers

Worth knowing

Annual revenue rose 5 years in a row. Fiscal-year revenue rose from PHP 181.0B in 2020 to PHP 218.4B in 2025.
PLDT's fiscal-year revenue rose in each of the five years to 2025, from PHP 181.0B to PHP 218.4B.
Profit is backed by cash. Free cash flow is 163% of reported profit.
PLDT's free cash flow is 163% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.
Wide margins. Operating margin 25% (fiscal year to Dec 2025) vs a peer median of 8.2%.Operating margin 25% (fiscal year to Dec 2025) vs peers 8.2%.
PLDT keeps 25% of revenue as operating profit, more than 87% of peers (median 8.2%).

StockQuotient Score

54/ 100

Oct 5 54 → Nov 4 54

Fundamentals: Yahoo Finance, not primary filings

Valuation

Is the price right?

82/100

Strong

3/3 inputs reported · High confidence

Since last year: No major changeValuation also moves with the share price every day.

Why

Stronger than most peers on:

▲ Earnings yield
▲ FCF yield
▲ EBITDA yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield11.7%

Yahoo Finance · trailing 12 monthsReported value30% base weight · Z-score 2.97Sector median: 0.0294 · MAD: 0.0294

EBITDA yield15.2%

Yahoo Finance · trailing 12 months · PHP→USD convertedReported value50% base weight · Z-score 1.02Sector median: 0.0857 · MAD: 0.0649

Free cash flow yield19.0%

Yahoo Finance · trailing 12 months · PHP→USD converted · operating cash flow − capital spendingReported value20% base weight · Z-score 1.96Sector median: 0.0740 · MAD: 0.0593

Other data (not scored)

Book yield53.6%

Yahoo FinanceReported valueInformational · 0% composite weightSector median: 0.4780 · MAD: 0.3375

Growth

Is it growing?

36/100

Weak

3/3 inputs reported · High confidence

Since last year: No major change

Why

Weaker than most peers on:

▼ EPS growth
▼ Revenue growth

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growth-7.1%

Yahoo Finance · fiscal year to Dec 2025Reported value33% base weight · Z-score -0.51Sector median: 0.0878 · MAD: 0.3126

3-year revenue growth2.2%

Yahoo Finance · 3 fiscal years to Dec 2025Reported value33% base weight · Z-score -0.12Sector median: 0.0303 · MAD: 0.0683

Revenue growth0.7%

Yahoo Finance · fiscal year to Dec 2025Reported value33% base weight · Z-score -0.32Sector median: 0.0299 · MAD: 0.0720

Profitability

Does it earn well?

81/100

Strong

2/3 inputs reported · Partial data

Since last year: No major change

Why

Stronger than most peers on:

▲ Operating margin
▲ ROA

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin24.9%

Yahoo Finance · fiscal year to Dec 2025Reported value33% base weight · Z-score 2.12Sector median: 0.0818 · MAD: 0.0789

Return on assets5.6%

Yahoo Finance · trailing 12 monthsReported value33% base weight · Z-score 0.91Sector median: 0.0272 · MAD: 0.0318

Return on invested capitalUnavailable

Missing · left out of the score · no sector data, so not countedNot counted · remaining weights rescaledSector median: 0.0598 · MAD: 0.0706

Other data (not scored)

Gross margin71.6%

Yahoo Finance · trailing 12 monthsReported valueInformational · 0% composite weightSector median: 0.4656 · MAD: 0.1827

Return on equity22.4%

Yahoo Finance · trailing 12 monthsReported valueInformational · 0% composite weightSector median: 0.0529 · MAD: 0.1007

Risk

Debt, liquidity, price swings

Higher

Higher relative risk

3/3 inputs reported · High confidence

Since last year: No major change

Why

Weaker than most peers on:

▼ Current ratio
▼ Debt / equity

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta0.28

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score 1.29Sector median: 0.6525 · MAD: 0.2880

Current ratio0.44×

Yahoo FinanceReported value33% base weight · Z-score -1.36Sector median: 1.3848 · MAD: 0.6948

Debt / equity2.67×

Yahoo FinanceReported value33% base weight · Z-score -6.90Sector median: 0.3697 · MAD: 0.3335

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about PLDT

Is PLDT getting weaker?: Its latest SEC filing (Apr 27, 2026) showed no major changes. Its overall score is unchanged at 54/100 since Oct 28, 2026.
How is PLDT valued vs its peers?: Priced lower than most peers relative to what it earns. Valuation scores 82/100 against 512 communication services peers. Earnings yield 11.7% vs a peer median of 2.9% (stronger than 90% of peers).Earnings yield 11.7% vs peers 2.9% (stronger than 90% of peers).
Is PLDT growing?: More slowly than most of its peers. Growth scores 36/100 against 512 communication services peers. Earnings per share growth -7.1% vs a peer median of 8.8% (weaker than 63% of peers).Earnings per share growth -7.1% vs peers 8.8% (weaker than 63% of peers).
How profitable is PLDT?: More profitable than most of its peers. Profitability scores 81/100 against 512 communication services peers. Operating margin 24.9% vs a peer median of 8.2% (stronger than 87% of peers).Operating margin 24.9% vs peers 8.2% (stronger than 87% of peers).
How risky is PLDT?: Higher risk relative to 512 communication services peers, judged on debt, liquidity and share-price swings. Beta 0.28 vs a peer median of 0.65 (stronger than 84% of peers).Beta 0.28 vs peers 0.65 (stronger than 84% of peers). Current ratio 0.44× vs a peer median of 1.38× (weaker than 95% of peers).Current ratio 0.44× vs peers 1.38× (weaker than 95% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Year ended Dec 31, 2025 · filed Apr 27, 2026 · compared with the year ended Dec 31, 2024

No major changes

	Previous year	Latest year	Change
Revenue (12 months)	216.8B PHP	218.4B PHP	+0.7%
Net income (12 months)	32.3B PHP	28.7B PHP	−11.3%
Operating margin	23.3%	23.1%	−0.2 pts
Free cash flow (12 months)	16.1B PHP	38.6B PHP	+140.3%
Debt	281.6B PHP	295.3B PHP	+4.9%
Cash	10.0B PHP	11.9B PHP	+18.5%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one year at a time.

Financials

Fiscal years from SEC annual filings · change vs the prior year · amounts in PHP, as reported

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Gross margin	93.3%	93.1%	92.8%	93.5%	94.1%	▲ 0.6 pts
Operating margin	21.3%	-2.5%	19.3%	23.3%	23.1%	▼ 0.2 pts
Net margin	13.7%	5.1%	12.0%	14.2%	13.1%	▼ 1.0 pts
Return on assets (ROA)	4.2%	1.7%	4.1%	4.9%	4.5%	▼ 0.4 pts
Return on equity (ROE)	21.4%	9.6%	24.0%	26.6%	22.6%	▼ 4.0 pts
Free cash flow margin	-5.4%	-8.6%	4.5%	7.4%	17.7%	▲ 10 pts
Current ratio	0.33×	0.33×	0.36×	0.34×	0.44×	▲ 29%
Quick ratio	0.31×	0.31×	0.34×	0.32×	0.42×	▲ 32%
Debt to equity	2.05×	2.39×	2.42×	2.44×	2.33×	▼ 4.6%
Interest coverage	3.93×	-0.43×	2.96×	3.26×	2.77×	▼ 15%

PHI price history

Price history is added with the daily price update and will appear after the next one.

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Bringing the fundamentals into focus…

Overall health

Strength: its shares are priced lower than most peers relative to what it earnspriced lower than peers for its earnings

Drawback: growing more slowly than most peersgrowing more slowly than peers

Drawback: higher risk than most peers: less short-term liquidity (current ratio 0.44 vs a peer median of 1.38) and more debt relative to equity (2.67× vs a peer median of 0.37×)higher risk: less liquidity (current ratio 0.44 vs peers 1.38) and more debt vs equity (2.67× vs peers 0.37×)

Ranks #197 of 454 communication services companies (top 44%)

See how it ranks against its peers

Worth knowing

Annual revenue rose 5 years in a row. Fiscal-year revenue rose from PHP 181.0B in 2020 to PHP 218.4B in 2025.

PLDT's fiscal-year revenue rose in each of the five years to 2025, from PHP 181.0B to PHP 218.4B.

Profit is backed by cash. Free cash flow is 163% of reported profit.

PLDT's free cash flow is 163% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.

Wide margins. Operating margin 25% (fiscal year to Dec 2025) vs a peer median of 8.2%.Operating margin 25% (fiscal year to Dec 2025) vs peers 8.2%.

PLDT keeps 25% of revenue as operating profit, more than 87% of peers (median 8.2%).

Questions investors ask about PLDT

Is PLDT getting weaker?

Its latest SEC filing (Apr 27, 2026) showed no major changes. Its overall score is unchanged at 54/100 since Oct 28, 2026.

How is PLDT valued vs its peers?

Priced lower than most peers relative to what it earns. Valuation scores 82/100 against 512 communication services peers. Earnings yield 11.7% vs a peer median of 2.9% (stronger than 90% of peers).Earnings yield 11.7% vs peers 2.9% (stronger than 90% of peers).

Is PLDT growing?

More slowly than most of its peers. Growth scores 36/100 against 512 communication services peers. Earnings per share growth -7.1% vs a peer median of 8.8% (weaker than 63% of peers).Earnings per share growth -7.1% vs peers 8.8% (weaker than 63% of peers).

How profitable is PLDT?

More profitable than most of its peers. Profitability scores 81/100 against 512 communication services peers. Operating margin 24.9% vs a peer median of 8.2% (stronger than 87% of peers).Operating margin 24.9% vs peers 8.2% (stronger than 87% of peers).

How risky is PLDT?

Higher risk relative to 512 communication services peers, judged on debt, liquidity and share-price swings. Beta 0.28 vs a peer median of 0.65 (stronger than 84% of peers).Beta 0.28 vs peers 0.65 (stronger than 84% of peers). Current ratio 0.44× vs a peer median of 1.38× (weaker than 95% of peers).Current ratio 0.44× vs peers 1.38× (weaker than 95% of peers). A relative measure, not a bankruptcy probability.

Previous year

Latest year

Change

Revenue (12 months)

216.8B PHP

218.4B PHP

+0.7%

Net income (12 months)

32.3B PHP

28.7B PHP

−11.3%

Operating margin

23.3%

23.1%

−0.2 pts

Free cash flow (12 months)

16.1B PHP

38.6B PHP

+140.3%

Debt

281.6B PHP

295.3B PHP

+4.9%

Cash

10.0B PHP

11.9B PHP

+18.5%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Gross margin

93.3%

93.1%

92.8%

93.5%

94.1%

▲ 0.6 pts

Operating margin

21.3%

-2.5%

19.3%

23.3%

23.1%

▼ 0.2 pts

Net margin

13.7%

5.1%

12.0%

14.2%

13.1%

▼ 1.0 pts

Return on assets (ROA)

4.2%

1.7%

4.1%

4.9%

4.5%

▼ 0.4 pts

Return on equity (ROE)

21.4%

9.6%

24.0%

26.6%

22.6%

▼ 4.0 pts

Free cash flow margin

-5.4%

-8.6%

4.5%

7.4%

17.7%

▲ 10 pts

Current ratio

0.33×

0.36×

0.34×

0.44×

▲ 29%

Quick ratio

0.31×

0.34×

0.32×

0.42×

▲ 32%

Debt to equity

2.05×

2.39×

2.42×

2.44×

2.33×

▼ 4.6%

Interest coverage

3.93×

-0.43×

2.96×

3.26×

2.77×

▼ 15%