Bringing the fundamentals into focus…
Back to Pagaya Technologies Ltd.
How Pagaya Technologies Ltd. stacks up
PGY · against 517 other Technology companies of similar size
Profitability
95/ 100
Near the top of its peers.
Ranked #16 of 518 · scores higher than 97% of peers
Bars: peers in each 10-point band of the profitability score41 peers with a profitability score of 90–100, including PGY · Click a bar to see the companies
Why profitability scores 95?
Weighted metrics compared with all Technology companies.Mainly thanks to its return on invested capital, operating margin and return on assets, which are stronger than most Technology peers.
- a higher return on assets: stronger than 78% of peers. Return on assets: 7.5% vs peer median 2.9%
- a wider operating margin: stronger than 91% of peers. Operating margin: 24.9% vs peer median 6.3%
- a higher return on invested capital: stronger than 97% of peers. Return on invested capital: 79.1% vs peer median 6.8%
Metric by metric
Position: dot = PGY, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.| Metric | PGY | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 495 reported | 79.1% | 6.3% | 97% | 33% | |
| Operating marginHigher is better · 517 reported | 24.9% | 6.5% | 93% | 33% | |
| Return on assetsHigher is better · 508 reported | 7.5% | 2.6% | 82% | 33% | |
| Return on equityHigher is better · 505 reported | 19.5% | 7.0% | 85% | Context only | |
| Gross marginHigher is better · 519 reported | 43.4% | 31.0% | 72% | Context only |
Ranking by profitability score
Top 5 and the companies ranked around PGY| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 202.6B JPY (≈$1.4B) | 99 | 83 | |
| 1 | 170.7B INR (≈$2.0B) | 99 | 75 | |
| 3 | 388.6B JPY (≈$2.6B) | 98 | 73 | |
| 3 | 131.1B JPY (≈$892M) | 98 | 84 | |
| 3 | 81.3B TWD (≈$2.5B) | 98 | 76 | |
| 10 | 2.1B USD | 96 | 73 | |
| 10 | 841M USD | 96 | 78 | |
| 16 | 747M USD | 95 | 68 | |
| 16 | 2.3B USD | 95 | 67 | |
| 16 | 1.5B USD | 95 | 84 | |
| 19 | 10.0B CNY (≈$1.4B) | 94 | 73 | |
| 19 | 4.06T KRW (≈$2.9B) | 94 | 97 | |
| 19 | 69.0B TWD (≈$2.1B) | 94 | 65 | |
| 19 | 2.0B USD | 94 | 70 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score