Ranked #240 of 245 · scores higher than 2% of peers · safety percentile 4
Bars: peers in each 10-point band of the safety percentile (higher = safer; 67+ earns the lower-risk grade)
28 peers with a safety percentile of 0–9, including PAYP · Click a bar to see the companies
Why “Higher relative risk”?
The measures below combine into a safety percentile of 4 among Technology companies. It is relative: 67 or more is lower relative risk, 33–66 moderate, below 33 higher.
Mainly because of its debt / equity and current ratio, which are weaker than most Technology peers.
▼more borrowing relative to shareholders' equity: weaker than 93% of peers. Debt / equity: 1.43× vs peer median 0.25×
▼fewer short-term assets to cover bills due within a year: weaker than 89% of peers. Current ratio: 1.00× vs peer median 1.83×
●Beta is not reported, so it is left out of the score.
Risk is relative to the sector, not a bankruptcy probability. Banks and brokers carry high leverage by design, and share buybacks can shrink equity and current assets, which raises debt/equity on paper.
Metric by metric
Position: dot = PAYP, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.
Metric
PAYP
Peer median
Better than
Position among peers
Weight
Debt / equityLower is better · 236 reported
1.70×
0.33×
9%
33%
BetaLower is better · 233 reported
Not reported
1.01
—
—
33%
Current ratioHigher is better · 244 reported
1.00×
1.69×
9%
33%
A metric that is not reported is left out of the score; the other weights are rescaled.
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score
