Bringing the fundamentals into focus…
Back to Oportun Financial Corporation
How Oportun Financial Corporation stacks up
OPRT · against 119 other Financial Services companies of similar size
Profitability
23/ 100
Near the bottom of its peers.
Ranked #90 of 120 · scores higher than 24% of peers
Bars: peers in each 10-point band of the profitability score15 peers with a profitability score of 20–29, including OPRT · Click a bar to see the companies
Why profitability scores 23?
Weighted metrics compared with all Financial Services companies.Mainly because of its return on assets and return on invested capital, which are weaker than most Financial Services peers.
- a lower return on assets: weaker than 77% of peers. Return on assets: 0.6% vs peer median 2.6%
- a lower return on invested capital: weaker than 72% of peers. Return on invested capital: 2.3% vs peer median 6.3%
- Operating margin is not reported, so it is left out of the score.
Metric by metric
Position: dot = OPRT, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.| Metric | OPRT | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 115 reported | 2.3% | 5.1% | 30% | 33% | |
| Operating marginHigher is better · 59 reported | Not reported | 20.5% | — | — | 33% |
| Return on assetsHigher is better · 140 reported | 0.6% | 2.7% | 24% | 33% | |
| Return on equityHigher is better · 136 reported | 5.0% | 5.6% | 47% | Context only | |
| Gross marginHigher is better · 156 reported | 95.2% | 99.5% | 46% | Context only |
A metric that is not reported is left out of the score; the other weights are rescaled.
Ranking by profitability score
Top 5 and the companies ranked around OPRT| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 342M EUR (≈$376M) | 100 | 77 | |
| 2 | 566M AUD (≈$374M) | 99 | 84 | |
| 3 | 527M AUD (≈$348M) | 97 | 64 | |
| 4 | 76.5B JPY (≈$520M) | 96 | 67 | |
| 5 | 323M EUR (≈$355M) | 93 | 59 | |
| 87 | 453M EUR (≈$499M) | 24 | 39 | |
| 87 | 842M AUD (≈$556M) | 24 | ||
| 87 | 1.3B AUD (≈$862M) | 24 | 36 | |
| 90 | 20.0B THB (≈$561M) | 23 | 40 | |
| 90 | 462M USD | 23 | 70 | |
| 92 | 662M USD | 22 | 37 | |
| 93 | 370M EUR (≈$407M) | 21 | 14 | |
| 94 | 883M USD | 18 | 51 | |
| 95 | 775M USD | 17 | 28 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score