How Oportun Financial Corporation stacks up

OPRT · against 161 other Financial Services companies listed in US-listed

Profitability

23/ 100

Near the bottom of its peers.

Ranked #127 of 162 · scores higher than 22% of peers

Bars: peers in each 10-point band of the profitability score

16 peers with a profitability score of 20–29, including OPRT · Click a bar to see the companies

Why profitability scores 23?

Weighted metrics compared with all Financial Services companies.

Mainly because of its return on assets and return on invested capital, which are weaker than most Financial Services peers.

a lower return on assets: weaker than 77% of peers. Return on assets: 0.6% vs peer median 2.6%
a lower return on invested capital: weaker than 72% of peers. Return on invested capital: 2.3% vs peer median 6.3%
Operating margin is not reported, so it is left out of the score.

Metric by metric

Position: dot = OPRT, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.

Metric	OPRT	Peer median	Better than	Position among peers	Weight
Return on invested capitalHigher is better · 157 reported	2.3%	7.1%	21%		33%
Operating marginHigher is better · 84 reported	Not reported	23.1%	—	—	33%
Return on assetsHigher is better · 183 reported	0.6%	2.6%	22%		33%
Return on equityHigher is better · 176 reported	5.0%	10.4%	31%		Context only
Gross marginHigher is better · 200 reported	95.2%	83.0%	55%		Context only

A metric that is not reported is left out of the score; the other weights are rescaled.

Ranking by profitability score

Top 5 and the companies ranked around OPRT

Rank	Company	Market cap	Profitability	Overall
1	Mastercard IncorporatedMA · US-listed	566.9B USD	99	48
2	Artisan Partners Asset Management Inc.APAM · US-listed	2.7B USD	98	63
2	Raymond James Financial, Inc.RJF · US-listed	31.1B USD	98	65
4	CorVel CorporationCRVL · US-listed	4.2B USD	97	55
4	Sprott Inc.SII · US-listed	2.7B USD	97	58
⋯
123	MidCap Financial Investment CorporationMFIC · US-listed	848M USD	26	36
123	Saratoga Investment Corp.SAR · US-listed	219M USD	26	20
125	BlackRock Energy and Resources TrustBGR · US-listed	461M USD	25	59
125	Tiptree Inc.TIPT · US-listed	659M USD	25	72
127	Oportun Financial CorporationOPRT · US-listed	462M USD	23	70
128	BlackRock Enhanced Equity Dividend TrustBDJ · US-listed	1.7B USD	22	46
128	New Mountain Finance CorporationNMFC · US-listed	662M USD	22	37
128	Upstart Holdings, Inc.UPST · US-listed	2.1B USD	22	45
131	Federal Agricultural Mortgage CorporationAGM · US-listed	2.2B USD	21	24

Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score

Bringing the fundamentals into focus…