Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
NIC · against 242 other Banks & Insurance companies of similar size
Ranked #174 of 243 · scores higher than 27% of peers
Bars: peers in each 10-point band of the profitability score30 peers with a profitability score of 20–29, including NIC · Click a bar to see the companies
Mainly because of its return on equity, which is weaker than most Banks & Insurance peers.
| Metric | NIC | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 213 reported | 11.2% | 10.8% | 52% | Context only | |
| Operating marginHigher is better · 37 reported | Not reported | 21.2% | — | — | Context only |
| Return on assetsHigher is better · 243 reported | 1.0% | 1.2% | 36% | 50% | |
| Return on equityHigher is better · 242 reported | 8.9% | 10.0% | 36% | 50% | |
| Gross marginHigher is better · 251 reported | 0.0% | 0.0% | 0% | Context only |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 275.9B INR (≈$3.3B) | 98 | 38 | |
| 1 | 1.8B CHF (≈$2.1B) | 98 | ||
| 1 | 2.5B USD | 98 | 87 | |
| 1 | 3.6B USD | 98 | 89 | |
| 1 | 4.4B USD | 98 | 65 | |
| 171 | 2.2B CHF (≈$2.5B) | 29 | 49 | |
| 174 | 22.3B CNY (≈$3.1B) | 28 | 49 | |
| 174 | 252.6B INR (≈$3.0B) | 28 | 28 | |
| 174 | 2.4B USD | 28 | 64 | |
| 174 | 3.6B USD | 28 | 19 | |
| 178 | 3.0B EUR (≈$3.3B) | 27 | 22 | |
| 178 | 482.8B INR (≈$5.8B) | 27 | 56 | |
| 180 | 18.2B CNY (≈$2.5B) | 26 | 45 | |
| 180 | 4.0B USD | 26 | 21 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score