Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
LYG · against 78 other Banks & Insurance companies of similar size
Ranked #69 of 79 · scores higher than 13% of peers
Bars: peers in each 10-point band of the profitability score9 peers with a profitability score of 20–29, including LYG · Click a bar to see the companies
Mainly because of its return on assets, which is weaker than most Banks & Insurance peers.
| Metric | LYG | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 62 reported | 13.3% | 13.0% | 52% | Context only | |
| Operating marginHigher is better · 6 reported | Not reported | 33.8% | — | — | Context only |
| Return on assetsHigher is better · 79 reported | 0.5% | 1.1% | 14% | 50% | |
| Return on equityHigher is better · 79 reported | 11.3% | 14.1% | 26% | 50% | |
| Gross marginHigher is better · 82 reported | 0.0% | 0.0% | 0% | Context only |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 66.1B USD | 98 | 93 | |
| 1 | 133.0B USD | 98 | 58 | |
| 3 | 82.5B USD | 96 | 76 | |
| 4 | 56.1B USD | 91 | 62 | |
| 5 | 379.7B HKD (≈$48.6B) | 89 | 78 | |
| 64 | 114.2B USD | 32 | 42 | |
| 66 | 125.7B AUD (≈$83.0B) | 31 | 26 | |
| 67 | 44.7B GBP (≈$58.1B) | 30 | 53 | |
| 68 | 41.1B EUR (≈$45.2B) | 29 | 40 | |
| 69 | 71.6B USD | 28 | 48 | |
| 70 | 60.1B CAD (≈$43.9B) | 27 | 19 | |
| 71 | 44.6B EUR (≈$49.1B) | 26 | 65 | |
| 72 | 74.5B USD | 25 | 54 | |
| 73 | 63.1B USD | 24 | 67 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score