How Open Lending Corp stacks up

LPRO · against 65 other Financial Services companies of similar size

Valuation

9/ 100

Near the bottom of its peers.

Ranked #61 of 66 · scores higher than 8% of peers

Bars: peers in each 10-point band of the valuation score

6 peers with a valuation score of 0–9, including LPRO · Click a bar to see the companies

Why valuation scores 9?

Weighted metrics compared with all Financial Services companies.

Mainly because of its earnings yield, EBITDA yield and free cash flow yield, which are weaker than most Financial Services peers.

Negative (a loss or cash outflow), so it counts as zero whatever the share price. Earnings yield: -1.6% vs peer median 5.7%
less operating profit (EBITDA) for the company's total value: weaker than 82% of peers. EBITDA yield: 1.8% vs peer median 6.9%
Negative (a loss or cash outflow), so it counts as zero whatever the share price. Free cash flow yield: -0.2% vs peer median 6.1%

Metric by metric

Position: dot = LPRO, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.

Metric	LPRO	Peer median	Better than	Weight
Earnings yieldHigher is better · 126 reported	-1.6%	5.4%	14%	30%
EBITDA yieldHigher is better · 42 reported	1.8%	8.0%	24%	50%
Free cash flow yieldHigher is better · 48 reported	-0.2%	9.9%	19%	20%
Book yieldHigher is better · 127 reported	20.3%	110.1%	9%	Context only

Ranking by valuation score

Top 5 and the companies ranked around LPRO

Rank	Company	Market cap	Valuation	Overall
1	OppFi Inc.OPFI · US-listed	498M USD	100	90
1	Qfin Holdings, Inc.QFIN · US-listed	641M USD	100	74
3	Tiptree Inc.TIPT · US-listed	659M USD	99	72
4	Ratchthani Leasing Public Company LimitedTHANI-R.BK · Southeast Asia	12.8B THB (≈$359M)	97	55
5	Asia Sermkij Leasing Public Company LimitedASK-R.BK · Southeast Asia	6.8B THB (≈$191M)	96	41
⋯
57	CapMan OyjCAPMAN.HE · Europe	308M EUR (≈$338M)	20	40
58	Value Line, Inc.VALU · US-listed	434M USD	16	43
59	Blue Water Acquisition Corp. IIIBLUW · US-listed	336M USD	15
60	Berto Acquisition Corp.TACO · US-listed	394M USD	14
61	Open Lending CorpLPRO · US-listed	372M USD	9	35
62	Saratoga Investment Corp.SAR · US-listed	219M USD	8	20
63	AlTi Global, Inc.ALTI · US-listed	385M USD	7	36
64	TROOPS, Inc.TROO · US-listed	249M USD	6	31
65	Kunwu Jiuding Investment Holdings CO.,Ltd600053.SS · China	2.7B CNY (≈$383M)	0	23

Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score

Bringing the fundamentals into focus…