Bringing the fundamentals into focus…
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How Open Lending Corp stacks up
LPRO · against 106 other Financial Services companies of similar size
Profitability
15/ 100
Near the bottom of its peers.
Ranked #88 of 107 · scores higher than 18% of peers
Bars: peers in each 10-point band of the profitability score9 peers with a profitability score of 10–19, including LPRO · Click a bar to see the companies
Why profitability scores 15?
Weighted metrics compared with all Financial Services companies.Mainly because of its operating margin and return on assets, which are weaker than most Financial Services peers.
- a thinner operating margin: weaker than 84% of peers. Operating margin: -5.4% vs peer median 23.5%
- a lower return on assets: weaker than 71% of peers. Return on assets: 1.1% vs peer median 2.6%
- Return on invested capital is not reported, so it is left out of the score.
Metric by metric
Position: dot = LPRO, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.| Metric | LPRO | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 102 reported | Not reported | 5.3% | — | — | 33% |
| Operating marginHigher is better · 54 reported | -5.4% | 20.1% | 17% | 33% | |
| Return on assetsHigher is better · 124 reported | 1.1% | 2.7% | 26% | 33% | |
| Return on equityHigher is better · 121 reported | -6.8% | 5.8% | 11% | Context only | |
| Gross marginHigher is better · 139 reported | 77.2% | 100.0% | 38% | Context only |
A metric that is not reported is left out of the score; the other weights are rescaled.
Ranking by profitability score
Top 5 and the companies ranked around LPRO| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 342M EUR (≈$376M) | 100 | 77 | |
| 2 | 566M AUD (≈$374M) | 99 | 84 | |
| 3 | 527M AUD (≈$348M) | 97 | 64 | |
| 4 | 76.5B JPY (≈$520M) | 96 | 67 | |
| 5 | 323M EUR (≈$355M) | 93 | 59 | |
| 83 | 462M USD | 23 | 70 | |
| 85 | 662M USD | 22 | 37 | |
| 86 | 370M EUR (≈$407M) | 21 | 14 | |
| 87 | 708M USD | 16 | ||
| 88 | 372M USD | 15 | 35 | |
| 89 | 55.6B JPY (≈$378M) | 14 | 25 | |
| 90 | 709M USD | 13 | 32 | |
| 90 | 352M USD | 13 | 62 | |
| 92 | 348M CHF (≈$400M) | 12 | 8 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score