How Open Lending Corp stacks up

LPRO · against 131 other Financial Services companies listed in US-listed

Valuation

9/ 100

Near the bottom of its peers.

Ranked #121 of 132 · scores higher than 8% of peers

Bars: peers in each 10-point band of the valuation score

12 peers with a valuation score of 0–9, including LPRO · Click a bar to see the companies

Why valuation scores 9?

Weighted metrics compared with all Financial Services companies.

Mainly because of its earnings yield, EBITDA yield and free cash flow yield, which are weaker than most Financial Services peers.

Negative (a loss or cash outflow), so it counts as zero whatever the share price. Earnings yield: -1.6% vs peer median 5.7%
less operating profit (EBITDA) for the company's total value: weaker than 82% of peers. EBITDA yield: 1.8% vs peer median 6.9%
Negative (a loss or cash outflow), so it counts as zero whatever the share price. Free cash flow yield: -0.2% vs peer median 6.1%

Metric by metric

Position: dot = LPRO, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.

Metric	LPRO	Peer median	Better than	Weight
Earnings yieldHigher is better · 191 reported	-1.6%	4.8%	12%	30%
EBITDA yieldHigher is better · 80 reported	1.8%	6.9%	10%	50%
Free cash flow yieldHigher is better · 133 reported	-0.2%	5.6%	20%	20%
Book yieldHigher is better · 187 reported	20.3%	63.8%	23%	Context only

Ranking by valuation score

Top 5 and the companies ranked around LPRO

Rank	Company	Market cap	Valuation	Overall
1	OppFi Inc.OPFI · US-listed	498M USD	100	90
1	Qfin Holdings, Inc.QFIN · US-listed	641M USD	100	74
3	Jiayin Group Inc.JFIN · US-listed	82M USD	99	78
3	Prospect Capital CorporationPSEC · US-listed	827M USD	99	62
3	Tiptree Inc.TIPT · US-listed	659M USD	99	72
⋯
116	Coinbase Global, Inc.COIN · US-listed	38.4B USD	12	22
116	Upstart Holdings, Inc.UPST · US-listed	2.1B USD	12	45
119	The Baldwin Insurance Group, Inc.BWIN · US-listed	4.5B USD	10	21
119	Hennessy Capital Investment Corp VIIHVII · US-listed	116M USD	10
121	Open Lending CorpLPRO · US-listed	372M USD	9	35
122	Burford Capital LimitedBUR · US-listed	832M USD	8	17
122	Inflection Point Acquisition Corp. VIPEX · US-listed	38M USD	8
122	Saratoga Investment Corp.SAR · US-listed	219M USD	8	20
125	AlTi Global, Inc.ALTI · US-listed	385M USD	7	36

Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score

Bringing the fundamentals into focus…