LOW Consumer Cyclical

Lowe's Companies, Inc.

$213.38-2.19%

Price as of close on Nov 3, 2026 · Financials updated Oct 9, 2026

Basics

Sector: Consumer Cyclical
Industry: Home Improvement Retail
Country: United States
Market cap: 119.7B USD
Enterprise value: 144.9B USD
Full-time employees: 300,000

Overall health

Drawback: higher risk than most peers: less short-term liquidity (current ratio 1.10 vs a peer median of 1.48)higher risk: less liquidity (current ratio 1.10 vs peers 1.48)
About average: growth and valuation

Ranks #867 of 1,502 consumer cyclical companies (bottom 43%)

See how it ranks against its peers

Worth knowing

Negative shareholders' equity. Liabilities exceed assets on the balance sheet.
Lowe's Companies's liabilities exceed its assets on the balance sheet. Large share buybacks can cause this in healthy companies, but so can accumulated losses; either way, debt-based ratios need care.
Share count shrinking. Shares outstanding down 6.6% from February 2023 to August 2026.
Lowe's Companies had 6.6% fewer shares at August 2026 than at February 2023, mainly through buybacks, so each remaining share owns a larger slice of the business.
Profit is backed by cash. Free cash flow is 105% of reported profit.
Lowe's Companies's free cash flow is 105% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.

StockQuotient Score

48/ 100▼ 1 since Oct 27 close

Oct 5 50 → Nov 4 48 (-2)

Valuation

Is the price right?

49/100

Moderate▼ 3 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: No major changeValuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 52 → 49

Share price +7.7%-4
Company's reported figures updated+1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Close to the peer norm on every measure.

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield5.5%

SEC filings · 12 months to Jul 2026Reported value30% base weight · Z-score 0.35Sector median: 0.0439 · MAD: 0.0329

EBITDA yield8.3%

SEC filings · 12 months to Jul 2026Reported value50% base weight · Z-score -0.10Sector median: 0.0877 · MAD: 0.0461

Free cash flow yield5.8%

SEC filings · 12 months to Jul 2026 · operating cash flow − capital spendingReported value20% base weight · Z-score -0.05Sector median: 0.0614 · MAD: 0.0545

Other data (not scored)

Book yield-6.2%

SEC filings · latest balance sheetOutlier capped at sector 5th/95th percentileInformational · 0% composite weightSector median: 0.5650 · MAD: 0.3500

Growth

Is it growing?

44/100

Moderate

3/3 inputs reported · High confidence

Since last quarter: ▲ Stronger

12-month revenue up 2.3%

Why

Mixed versus peers:

▲ Revenue growth
▼ 3-yr revenue

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growth-3.2%

SEC filings · 12 months to Jul 2026Reported value33% base weight · Z-score -0.29Sector median: 0.0420 · MAD: 0.2537

3-year revenue growth-1.0%

SEC filings · 3 years to Jul 2026Reported value33% base weight · Z-score -0.83Sector median: 0.0425 · MAD: 0.0636

Revenue growth8.2%

SEC filings · 12 months to Jul 2026Reported value33% base weight · Z-score 0.68Sector median: 0.0373 · MAD: 0.0653

Profitability

Does it earn well?

92/100

Strong

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Stronger than most peers on:

▲ ROA
▲ ROIC
▲ Operating margin

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin11.4%

SEC filings · 12 months to Jul 2026Reported value33% base weight · Z-score 1.08Sector median: 0.0638 · MAD: 0.0461

Return on assets11.9%

SEC filings · 12 months to Jul 2026Reported value33% base weight · Z-score 3.37Sector median: 0.0331 · MAD: 0.0254

Return on invested capital30.2%

SEC filings · 12 months to Jul 2026Reported value33% base weight · Z-score 3.81Sector median: 0.0733 · MAD: 0.0600

Other data (not scored)

Gross margin33.1%

SEC filings · 12 months to Jul 2026Reported valueInformational · 0% composite weightSector median: 0.3025 · MAD: 0.1399

Return on equityUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: 0.0746 · MAD: 0.0674

Risk

Debt, liquidity, price swings

Higher

Higher relative risk

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ Debt / equity
▼ Current ratio
▼ Beta

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta0.88

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -0.82Sector median: 0.6345 · MAD: 0.2980

Current ratio1.10×

SEC filings · latest balance sheetReported value33% base weight · Z-score -0.67Sector median: 1.4800 · MAD: 0.5570

Debt / equityUnavailable

Shareholders' equity is negative, so debt/equity counts as among the highest in its peer group33% base weight · Z-score -9.02Sector median: 0.4646 · MAD: 0.3556

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Lowe's Companies

Is Lowe's Companies getting weaker?: Its latest SEC filing (Aug 27, 2026) showed no major changes. Its overall score is 48/100, down 1 since Oct 28, 2026.
How is Lowe's Companies valued vs its peers?: Priced about in line with its peers. Valuation scores 49/100 against 1,612 consumer cyclical peers.
Is Lowe's Companies growing?: At about the same pace as its peers. Growth scores 44/100 against 1,612 consumer cyclical peers. Revenue growth 8.2% vs a peer median of 3.7% (stronger than 69% of peers).Revenue growth 8.2% vs peers 3.7% (stronger than 69% of peers). 3-year revenue growth -1.0% vs a peer median of 4.3% (weaker than 71% of peers).3-year revenue growth -1.0% vs peers 4.3% (weaker than 71% of peers).
How profitable is Lowe's Companies?: More profitable than most of its peers. Profitability scores 92/100 against 1,612 consumer cyclical peers. Return on assets 11.9% vs a peer median of 3.3% (stronger than 93% of peers).Return on assets 11.9% vs peers 3.3% (stronger than 93% of peers).
How risky is Lowe's Companies?: Higher risk relative to 1,612 consumer cyclical peers, judged on debt, liquidity and share-price swings. Current ratio 1.10× vs a peer median of 1.48× (weaker than 70% of peers).Current ratio 1.10× vs peers 1.48× (weaker than 70% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jul 31, 2026 · filed Aug 27, 2026 · compared with the quarter ended May 1, 2026

No major changes

	Previous quarter	Latest quarter	Change
Revenue (12 months)	88.4B USD	90.4B USD	+2.3%
Net income (12 months)	6.6B USD	6.6B USD	+0.0%
Operating margin	11.5%	11.4%	−0.2 pts
Free cash flow (12 months)	7.6B USD	7.0B USD	−8.1%
Debt	37.9B USD	37.6B USD	−1.0%
Cash	786.0M USD	3.2B USD	+303.6%
Shares outstanding	560.7M	561.1M	+0.1%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Sector: Consumer Cyclical · 182 companies

Valuations in Consumer Cyclical are within their usual range since 2016.

36% of months since 2016 were valued lower than now.
15% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +0% and earnings +10% (medians): prices and earnings moved broadly together.
Median price-to-sales is −55% vs the whole market, against a usual −41%.

2016Shaded: most expensive fifth of its range2026

Shown for Consumer Cyclical: too few Home Improvement Retail companies have a long enough history of their own.

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY Jan 2022	FY Jan 2023	FY Jan 2024	FY Jan 2025	FY Jan 2026	Change
Gross margin	33.3%	33.2%	33.4%	33.3%	33.5%	▲ 0.2 pts
Operating margin	12.6%	10.5%	13.4%	12.5%	11.8%	▼ 0.7 pts
Net margin	8.8%	6.6%	8.9%	8.3%	7.7%	▼ 0.6 pts
Return on assets (ROA)	18.9%	14.7%	18.5%	16.1%	12.3%	▼ 3.9 pts
Return on equity (ROE)	—	—	—	—	—	—
Free cash flow margin	8.6%	7.0%	7.2%	9.2%	8.9%	▼ 0.3 pts
Current ratio	1.02×	1.10×	1.23×	1.09×	1.08×	▼ 0.8%
Quick ratio	0.12×	0.15×	0.14×	0.16×	0.19×	▲ 19%
Debt to equity	—	—	—	—	—	—

LOW price history

Price history is added with the daily price update and will appear after the next one.

Similar companies

Sector leaderboards

Sanrio Company, Ltd.8136.T96/ 100

Track & Field Co S.A.TFCO4.SA92/ 100

Pop Mart International Group Limited9992.HK91/ 100

Bringing the fundamentals into focus…

Overall health

Drawback: higher risk than most peers: less short-term liquidity (current ratio 1.10 vs a peer median of 1.48)higher risk: less liquidity (current ratio 1.10 vs peers 1.48)

About average: growth and valuation

Ranks #867 of 1,502 consumer cyclical companies (bottom 43%)

See how it ranks against its peers

Worth knowing

Negative shareholders' equity. Liabilities exceed assets on the balance sheet.

Lowe's Companies's liabilities exceed its assets on the balance sheet. Large share buybacks can cause this in healthy companies, but so can accumulated losses; either way, debt-based ratios need care.

Share count shrinking. Shares outstanding down 6.6% from February 2023 to August 2026.

Lowe's Companies had 6.6% fewer shares at August 2026 than at February 2023, mainly through buybacks, so each remaining share owns a larger slice of the business.

Profit is backed by cash. Free cash flow is 105% of reported profit.

Lowe's Companies's free cash flow is 105% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.

Questions investors ask about Lowe's Companies

Is Lowe's Companies getting weaker?

Its latest SEC filing (Aug 27, 2026) showed no major changes. Its overall score is 48/100, down 1 since Oct 28, 2026.

How is Lowe's Companies valued vs its peers?

Priced about in line with its peers. Valuation scores 49/100 against 1,612 consumer cyclical peers.

Is Lowe's Companies growing?

At about the same pace as its peers. Growth scores 44/100 against 1,612 consumer cyclical peers. Revenue growth 8.2% vs a peer median of 3.7% (stronger than 69% of peers).Revenue growth 8.2% vs peers 3.7% (stronger than 69% of peers). 3-year revenue growth -1.0% vs a peer median of 4.3% (weaker than 71% of peers).3-year revenue growth -1.0% vs peers 4.3% (weaker than 71% of peers).

How profitable is Lowe's Companies?

More profitable than most of its peers. Profitability scores 92/100 against 1,612 consumer cyclical peers. Return on assets 11.9% vs a peer median of 3.3% (stronger than 93% of peers).Return on assets 11.9% vs peers 3.3% (stronger than 93% of peers).

How risky is Lowe's Companies?

Higher risk relative to 1,612 consumer cyclical peers, judged on debt, liquidity and share-price swings. Current ratio 1.10× vs a peer median of 1.48× (weaker than 70% of peers).Current ratio 1.10× vs peers 1.48× (weaker than 70% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Revenue (12 months)

88.4B USD

90.4B USD

+2.3%

Net income (12 months)

6.6B USD

6.6B USD

+0.0%

Operating margin

11.5%

11.4%

−0.2 pts

Free cash flow (12 months)

7.6B USD

7.0B USD

−8.1%

Debt

37.9B USD

37.6B USD

−1.0%

Cash

786.0M USD

3.2B USD

+303.6%

Shares outstanding

560.7M

561.1M

+0.1%

Key ratios

FY Jan 2022

FY Jan 2023

FY Jan 2024

FY Jan 2025

FY Jan 2026

Change

Gross margin

33.3%

33.2%

33.4%

33.3%

33.5%

▲ 0.2 pts

Operating margin

12.6%

10.5%

13.4%

12.5%

11.8%

▼ 0.7 pts

Net margin

8.8%

6.6%

8.9%

8.3%

7.7%

▼ 0.6 pts

Return on assets (ROA)

18.9%

14.7%

18.5%

16.1%

12.3%

▼ 3.9 pts

Return on equity (ROE)

—

Free cash flow margin

8.6%

7.0%

7.2%

9.2%

8.9%

▼ 0.3 pts

Current ratio

1.02×

1.10×

1.23×

1.09×

1.08×

▼ 0.8%

Quick ratio

0.12×

0.15×

0.14×

0.16×

0.19×

▲ 19%

Debt to equity

—