Bringing the fundamentals into focus…
Bringing the fundamentals into focus…
HRTG · against 265 other Banks & Insurance companies of similar size
Ranked #1 of 266 · scores higher than 98% of peers
Bars: peers in each 10-point band of the profitability score22 peers with a profitability score of 90–100, including HRTG · Click a bar to see the companies
Mainly thanks to its return on equity and return on assets, which are stronger than most Banks & Insurance peers.
| Metric | HRTG | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Return on invested capitalHigher is better · 240 reported | 452.5% | 10.7% | 98% | Context only | |
| Operating marginHigher is better · 34 reported | 34.5% | 14.8% | 76% | Context only | |
| Return on assetsHigher is better · 268 reported | 8.8% | 1.1% | 97% | 50% | |
| Return on equityHigher is better · 266 reported | 45.3% | 10.6% | 99% | 50% | |
| Gross marginHigher is better · 279 reported | 45.4% | 0.0% | 83% | Context only |
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
| Rank | Company | Market cap | Profitability | Overall |
|---|---|---|---|---|
| 1 | 192.8B JPY (≈$1.3B) | 98 | 47 | |
| 1 | 98.7B JPY (≈$671M) | 98 | 43 | |
| 1 | 1.8B CHF (≈$2.1B) | 98 | ||
| 1 | 1.3B GBP (≈$1.7B) | 98 | ||
| 1 | 1.1B USD | 98 | 92 | |
| 1 | 69.0B TRY (≈$2.1B) | 98 | 91 | |
| 1 | 1.6B USD | 98 | ||
| 8 | 1.4B USD | 97 | 91 | |
| 9 | 50.9B TWD (≈$1.6B) | 96 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score