Ranked #156 of 263 · scores higher than 40% of peers
Bars: peers in each 10-point band of the valuation score
34 peers with a valuation score of 40–49, including HFWA · Click a bar to see the companies
Why valuation scores 45?
Weighted metrics compared with all Banks & Insurance companies.
A mix: stronger book yield, but weaker earnings yield than most Banks & Insurance peers.
▼lower earnings for the price paid: weaker than 61% of peers. Earnings yield: 6.6% vs peer median 7.9%
▲a lower price relative to book value (P/B): stronger than 64% of peers. Book yield: 94.3% vs peer median 79.5%
Metric by metric
Position: dot = HFWA, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.
Metric
HFWA
Peer median
Better than
Position among peers
Weight
Earnings yieldHigher is better · 267 reported
7.3%
8.2%
36%
60%
EBITDA yieldHigher is better · 51 reported
Not reported
9.7%
—
—
Context only
Free cash flow yieldHigher is better · 153 reported
6.8%
7.9%
42%
Context only
Book yieldHigher is better · 264 reported
94.3%
82.3%
57%
40%
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
A metric that is not reported is left out of the score; the other weights are rescaled.
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score
