GPN Industrials

Global Payments Inc.

$98.00-1.64%

Price as of close on Nov 3, 2026 · Financials updated Oct 9, 2026

Basics

Sector: Industrials
Industry: Specialty Business Services
Country: United States
Market cap: 25.9B USD
Enterprise value: 39.2B USD
Full-time employees: 26,000

Overall health

Drawback: less profitable than most peersless profitable than peers
Drawback: higher risk than most peers: less short-term liquidity (current ratio 0.82 vs a peer median of 1.62) and more debt relative to equity (0.97× vs a peer median of 0.40×)higher risk: less liquidity (current ratio 0.82 vs peers 1.62) and more debt vs equity (0.97× vs peers 0.40×)
About average: valuation

Ranks #1,612 of 2,308 industrials companies (bottom 31%)

See how it ranks against its peers

Worth knowing

Earnings slid into a loss. Loss per share this year after a profit last year.
Global Payments made a loss per share in its latest year after a profit the year before.
Valuation signals disagree. Cheaper than 60% of peers on operating cash profit (EBITDA), but only 0% on earnings.Cheaper than 60% of peers on operating cash profit, but only 0% on earnings.
Relative to its operating cash profit (EBITDA), Global Payments looks cheaper than 60% of peers; relative to its earnings, cheaper than only 0%. The valuation score blends the two, so look at which measure fits this business best.Relative to its operating cash profit, Global Payments looks cheaper than 60% of peers; relative to its earnings, cheaper than only 0%. The valuation score blends the two, so look at which measure fits this business best.
Loss over 12 months, profit last quarter. Lost money in the 12 months to June 2026, but made a $13M profit in the quarter to June 2026.
Global Payments reported a net loss over the last twelve months, but its most recent quarter was profitable ($13M). One quarter isn't a trend, but it's closer to profitability than the 12-month figure suggests.
Fast revenue growth. Revenue grew 32% in the 12 months to June 2026 vs the 12 months before, faster than 93% of peers.
Revenue grew 32% in the 12 months to June 2026 vs the 12 months before, faster than 93% of its peers.

StockQuotient Score

41/ 100▼ 1 since Oct 27 close

Oct 5 43 → Nov 4 41 (-2)

Valuation

Is the price right?

41/100

Moderate▼ 4 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: ▲ Stronger

Share count down 3.3%

Valuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 45 → 41

Share price +20.3%-7
Company's reported figures updated+2
Peer companies moved+1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Held back by:

▼ Earnings yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield-3.6%

SEC filings · 12 months to Jun 2026Negative (a loss or cash outflow), so it counts as zero whatever the share price30% base weight · Z-score -1.28Sector median: 0.0377 · MAD: 0.0294

EBITDA yield8.6%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score 0.40Sector median: 0.0695 · MAD: 0.0425

Free cash flow yield3.2%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported value20% base weight · Z-score -0.14Sector median: 0.0370 · MAD: 0.0370

Other data (not scored)

Book yield89.1%

SEC filings · latest balance sheetReported valueInformational · 0% composite weightSector median: 0.5027 · MAD: 0.2823

Growth

Is it growing?

74/100

Moderate

3/3 inputs reported · High confidence

Since last quarter: ▲ Stronger

12-month revenue up 15.3%

Why

Stronger than most peers on:

▲ Revenue growth
▲ 3-yr revenue

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growthUnavailable

Earnings per share turned from a profit to a loss33% base weight · Z-score -2.21Sector median: 0.0709 · MAD: 0.2481

3-year revenue growth12.7%

SEC filings · 3 years to Jun 2026Reported value33% base weight · Z-score 1.35Sector median: 0.0421 · MAD: 0.0625

Revenue growth32.2%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 3.63Sector median: 0.0439 · MAD: 0.0766

Profitability

Does it earn well?

30/100

Weak

3/3 inputs reported · High confidence

Since last quarter: ▼ Weaker

Operating margin fell 2.6 points to 12.8%

Why

Weaker than most peers on:

▼ ROA
▼ ROIC

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin12.8%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 1.01Sector median: 0.0773 · MAD: 0.0507

Return on assets-1.5%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -1.90Sector median: 0.0311 · MAD: 0.0241

Return on invested capital2.6%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -0.82Sector median: 0.0715 · MAD: 0.0558

Other data (not scored)

Gross margin63.9%

SEC filings · 12 months to Jun 2026Outlier capped at sector 5th/95th percentileInformational · 0% composite weightSector median: 0.2573 · MAD: 0.1038

Return on equity-4.0%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0802 · MAD: 0.0639

Risk

Debt, liquidity, price swings

Higher

Higher relative risk

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ Current ratio
▼ Debt / equity
▼ Beta

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta0.81

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -0.59Sector median: 0.6440 · MAD: 0.2745

Current ratio0.82×

SEC filings · latest balance sheetReported value33% base weight · Z-score -1.48Sector median: 1.6180 · MAD: 0.5360

Debt / equity0.97×

SEC filings · latest balance sheetReported value33% base weight · Z-score -1.69Sector median: 0.4019 · MAD: 0.3378

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Global Payments

Is Global Payments getting weaker?: Its latest SEC filing (Aug 5, 2026) was mixed: some things better, some worse: operating margin fell 2.6 points to 12.8%; share count down 3.3%. Its overall score is 41/100, down 1 since Oct 28, 2026.
How is Global Payments valued vs its peers?: Priced about in line with its peers. Valuation scores 41/100 against 2,459 industrials peers. Earnings yield -3.6% vs a peer median of 3.8% (weaker than 100% of peers).Earnings yield -3.6% vs peers 3.8% (weaker than 100% of peers).
Is Global Payments growing?: Yes, faster than most of its peers. Growth scores 74/100 against 2,459 industrials peers. Revenue growth 32.2% vs a peer median of 4.4% (stronger than 93% of peers).Revenue growth 32.2% vs peers 4.4% (stronger than 93% of peers).
How profitable is Global Payments?: Less profitable than most of its peers. Profitability scores 30/100 against 2,459 industrials peers. Operating margin 12.8% vs a peer median of 7.7% (stronger than 72% of peers).Operating margin 12.8% vs peers 7.7% (stronger than 72% of peers). Return on assets -1.5% vs a peer median of 3.1% (weaker than 88% of peers).Return on assets -1.5% vs peers 3.1% (weaker than 88% of peers).
How risky is Global Payments?: Higher risk relative to 2,459 industrials peers, judged on debt, liquidity and share-price swings. Current ratio 0.82× vs a peer median of 1.62× (weaker than 92% of peers).Current ratio 0.82× vs peers 1.62× (weaker than 92% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Aug 5, 2026 · compared with the quarter ended Mar 31, 2026

Mixed: some things better, some worse

Operating margin fell 2.6 points to 12.8%
Share count down 3.3%

	Previous quarter	Latest quarter	Change
Revenue (12 months)	8.9B USD	10.2B USD	+15.3%
Net income (12 months)	−705.5M USD	−934.2M USD	+32.4%
Operating margin	15.4%	12.8%	−2.6 pts
Free cash flow (12 months)	1.1B USD	822.7M USD	−22.5%
Debt	22.7B USD	22.5B USD	−0.8%
Cash	5.9B USD	5.4B USD	−7.7%
Shares outstanding	273.5M	264.6M	−3.3%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Sector: Industrials · 318 companies

Valuations in Industrials are near the top of their range since 2016.

85% of months since 2016 were valued lower than now.
41% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +20% and earnings +14% (medians): prices and earnings moved broadly together.
Median price-to-sales is −24% vs the whole market, against a usual −31%.

2016Shaded: most expensive fifth of its range2026

Shown for Industrials: too few Specialty Business Services companies have a long enough history of their own.

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Gross margin	55.7%	57.9%	72.0%	73.7%	72.6%	▼ 1.1 pts
Operating margin	15.9%	7.1%	17.8%	25.5%	22.8%	▼ 2.8 pts
Net margin	11.3%	1.2%	13.4%	20.3%	18.2%	▼ 2.1 pts
Return on assets (ROA)	2.1%	0.2%	2.0%	3.3%	2.6%	▼ 0.7 pts
Return on equity (ROE)	3.8%	0.5%	4.3%	7.0%	6.1%	▼ 0.9 pts
Free cash flow margin	26.8%	18.1%	25.6%	30.8%	26.5%	▼ 4.3 pts
Current ratio	1.06×	0.92×	0.99×	0.96×	1.69×	▲ 75%
Debt to equity	0.45×	0.61×	0.71×	0.73×	0.94×	▲ 28%
Interest coverage	4.14×	1.46×	2.10×	3.25×	2.77×	▼ 15%

GPN price history

Price history is added with the daily price update and will appear after the next one.

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Bringing the fundamentals into focus…

Overall health

Drawback: less profitable than most peersless profitable than peers

Drawback: higher risk than most peers: less short-term liquidity (current ratio 0.82 vs a peer median of 1.62) and more debt relative to equity (0.97× vs a peer median of 0.40×)higher risk: less liquidity (current ratio 0.82 vs peers 1.62) and more debt vs equity (0.97× vs peers 0.40×)

About average: valuation

Ranks #1,612 of 2,308 industrials companies (bottom 31%)

See how it ranks against its peers

Worth knowing

Earnings slid into a loss. Loss per share this year after a profit last year.

Global Payments made a loss per share in its latest year after a profit the year before.

Valuation signals disagree. Cheaper than 60% of peers on operating cash profit (EBITDA), but only 0% on earnings.Cheaper than 60% of peers on operating cash profit, but only 0% on earnings.

Relative to its operating cash profit (EBITDA), Global Payments looks cheaper than 60% of peers; relative to its earnings, cheaper than only 0%. The valuation score blends the two, so look at which measure fits this business best.Relative to its operating cash profit, Global Payments looks cheaper than 60% of peers; relative to its earnings, cheaper than only 0%. The valuation score blends the two, so look at which measure fits this business best.

Loss over 12 months, profit last quarter. Lost money in the 12 months to June 2026, but made a $13M profit in the quarter to June 2026.

Global Payments reported a net loss over the last twelve months, but its most recent quarter was profitable ($13M). One quarter isn't a trend, but it's closer to profitability than the 12-month figure suggests.

Fast revenue growth. Revenue grew 32% in the 12 months to June 2026 vs the 12 months before, faster than 93% of peers.

Revenue grew 32% in the 12 months to June 2026 vs the 12 months before, faster than 93% of its peers.

Questions investors ask about Global Payments

Is Global Payments getting weaker?

Its latest SEC filing (Aug 5, 2026) was mixed: some things better, some worse: operating margin fell 2.6 points to 12.8%; share count down 3.3%. Its overall score is 41/100, down 1 since Oct 28, 2026.

How is Global Payments valued vs its peers?

Priced about in line with its peers. Valuation scores 41/100 against 2,459 industrials peers. Earnings yield -3.6% vs a peer median of 3.8% (weaker than 100% of peers).Earnings yield -3.6% vs peers 3.8% (weaker than 100% of peers).

Is Global Payments growing?

Yes, faster than most of its peers. Growth scores 74/100 against 2,459 industrials peers. Revenue growth 32.2% vs a peer median of 4.4% (stronger than 93% of peers).Revenue growth 32.2% vs peers 4.4% (stronger than 93% of peers).

How profitable is Global Payments?

Less profitable than most of its peers. Profitability scores 30/100 against 2,459 industrials peers. Operating margin 12.8% vs a peer median of 7.7% (stronger than 72% of peers).Operating margin 12.8% vs peers 7.7% (stronger than 72% of peers). Return on assets -1.5% vs a peer median of 3.1% (weaker than 88% of peers).Return on assets -1.5% vs peers 3.1% (weaker than 88% of peers).

How risky is Global Payments?

Higher risk relative to 2,459 industrials peers, judged on debt, liquidity and share-price swings. Current ratio 0.82× vs a peer median of 1.62× (weaker than 92% of peers).Current ratio 0.82× vs peers 1.62× (weaker than 92% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Revenue (12 months)

8.9B USD

10.2B USD

+15.3%

Net income (12 months)

−705.5M USD

−934.2M USD

+32.4%

Operating margin

15.4%

12.8%

−2.6 pts

Free cash flow (12 months)

1.1B USD

822.7M USD

−22.5%

Debt

22.7B USD

22.5B USD

−0.8%

Cash

5.9B USD

5.4B USD

−7.7%

Shares outstanding

273.5M

264.6M

−3.3%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Gross margin

55.7%

57.9%

72.0%

73.7%

72.6%

▼ 1.1 pts

Operating margin

15.9%

7.1%

17.8%

25.5%

22.8%

▼ 2.8 pts

Net margin

11.3%

1.2%

13.4%

20.3%

18.2%

▼ 2.1 pts

Return on assets (ROA)

2.1%

0.2%

2.0%

3.3%

2.6%

▼ 0.7 pts

Return on equity (ROE)

3.8%

0.5%

4.3%

7.0%

6.1%

▼ 0.9 pts

Free cash flow margin

26.8%

18.1%

25.6%

30.8%

26.5%

▼ 4.3 pts

Current ratio

1.06×

0.92×

0.99×

0.96×

1.69×

▲ 75%

Debt to equity

0.45×

0.61×

0.71×

0.73×

0.94×

▲ 28%

Interest coverage

4.14×

1.46×

2.10×

3.25×

2.77×

▼ 15%