FITB Financial Services

Fifth Third Bancorp

$53.93-1.89%

Price as of close on Nov 3, 2026 · Financials updated Nov 4, 2026

Basics

Sector: Financial Services
Industry: Banks - Regional
Country: United States
Market cap: 48.9B USD
Full-time employees: 25,069

Overall health

Drawback: less profitable than most peersless profitable than peers
Drawback: growing more slowly than most peersgrowing more slowly than peers
Drawback: its shares are priced higher than most peers relative to what it earnspriced higher than peers for its earnings

Ranks #759 of 791 banks & insurance companies (bottom 5%)

Based on 3 categories: banks and insurers are not rated on risk.

Scored as a bank or insurer: cash-flow, EBITDA, gross margin and current ratio aren’t scored; they are under “Other data”.

See how it ranks against its peers

Worth knowing

Shareholders being diluted. Shares outstanding up 33% from December 2022 to July 2026.
Fifth Third Bancorp had 33% more shares at July 2026 than at December 2022, mostly from issuing stock (for pay, acquisitions or fundraising). Each existing share now owns a smaller slice of the business.Fifth Third Bancorp had 33% more shares at July 2026 than at December 2022, mostly from issuing stock. Each existing share now owns a smaller slice of the business.
Swings more than its peers. Beta 0.99: swings more than most peers, though less than the market.
Fifth Third Bancorp's shares have swung more with the market than most peers' (beta 0.99).

StockQuotient Score

17/ 100▼ 1 since Oct 27 close

Oct 5 20 → Nov 4 17 (-3)

Valuation

Is the price right?

22/100

Weak▼ 3 since Oct 27 close

2/2 inputs reported · High confidence

Since last quarter: ▼ Weaker

Share count up 34.0% (existing holders diluted)

Valuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 25 → 22

Share price +0.6%-1
Company's reported figures updated-1
Peer companies moved-1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Weaker than most peers on:

▼ Earnings yield
▼ P/B

Compare with peers

Behind the score

Earnings yield (P/E) and book yield (P/B) versus other banks and insurers.

Book yield69.2%

SEC filings · latest balance sheetReported value40% base weight · Z-score -0.36Sector median: 0.7950 · MAD: 0.2843

Earnings yield4.7%

SEC filings · 12 months to Jun 2026Reported value60% base weight · Z-score -1.26Sector median: 0.0789 · MAD: 0.0253

Other data (not scored)

EBITDA yieldUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: 0.1095 · MAD: 0.0527

Free cash flow yield6.1%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported valueInformational · 0% composite weightSector median: 0.0796 · MAD: 0.0459

Growth

Is it growing?

7/100

Weak

1/1 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ EPS growth

Compare with peers

Behind the score

Earnings-per-share growth versus other banks and insurers.

Earnings per share growth-26.6%

SEC filings · 12 months to Jun 2026Reported value100% base weight · Z-score -2.40Sector median: 0.1599 · MAD: 0.1775

Other data (not scored)

3-year revenue growth2.9%

Yahoo Finance fallback · SEC figure unavailable or out of date · 3 fiscal years to Dec 2025Reported valueInformational · 0% composite weightSector median: 0.0826 · MAD: 0.0558

Revenue growth6.6%

Yahoo Finance fallback · SEC figure unavailable or out of date · fiscal year to Dec 2025Reported valueInformational · 0% composite weightSector median: 0.0866 · MAD: 0.0782

Profitability

Does it earn well?

23/100

Weak

2/2 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ ROE
▼ ROA

Compare with peers

Behind the score

Return on equity and return on assets versus other banks and insurers.

Return on assets0.8%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score -0.63Sector median: 0.0117 · MAD: 0.0062

Return on equity6.8%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score -1.02Sector median: 0.1074 · MAD: 0.0388

Other data (not scored)

Gross marginUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: Unavailable · MAD: Unavailable

Operating marginUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: 0.1450 · MAD: 0.1678

Return on invested capitalUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: Unavailable · MAD: Unavailable

Risk

Debt, liquidity, price swings

Not rated

Not rated for banks and insurers: debt and share-price swings say little about their risk. We leave it blank rather than fill the gap with a made-up middle value.

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Fifth Third Bancorp

Is Fifth Third Bancorp getting weaker?: Its latest SEC filing (Aug 4, 2026) got weaker in some ways: share count up 34.0%. Its overall score is 17/100, down 1 since Oct 28, 2026.
How is Fifth Third Bancorp valued vs its peers?: Priced higher than most peers relative to what it earns. Valuation scores 22/100 against 950 banks & insurance peers. Earnings yield 4.7% vs a peer median of 7.9% (weaker than 82% of peers).Earnings yield 4.7% vs peers 7.9% (weaker than 82% of peers).
Is Fifth Third Bancorp growing?: More slowly than most of its peers. Growth scores 7/100 against 950 banks & insurance peers. Earnings per share growth -26.6% vs a peer median of 16.0% (weaker than 93% of peers).Earnings per share growth -26.6% vs peers 16.0% (weaker than 93% of peers).
How profitable is Fifth Third Bancorp?: Less profitable than most of its peers. Profitability scores 23/100 against 950 banks & insurance peers. Return on equity 6.8% vs a peer median of 10.7% (weaker than 76% of peers).Return on equity 6.8% vs peers 10.7% (weaker than 76% of peers).
How risky is Fifth Third Bancorp?: Not rated for banks and insurers: debt and share-price swings say little about their risk.

Latest filing: what changed

Quarter ended Sep 30, 2024 · filed Aug 4, 2026 · compared with the quarter ended Jun 30, 2024

Got weaker

Share count up 34.0% (existing holders diluted)

	Previous quarter	Latest quarter	Change
Revenue (12 months)	602.0M USD	613.0M USD	+1.8%
Net income (12 months)	2.3B USD	2.3B USD	+1.5%
Free cash flow (12 months)	3.4B USD	3.0B USD	−10.5%
Debt	19.7B USD	22.3B USD	+13.3%
Cash	2.8B USD	4.4B USD	+54.2%
Shares outstanding	676.8M	906.9M	+34.0%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Industry: Banks - Regional · 119 companies

Valuations in Banks - Regional are within their usual range since 2016.

45% of months since 2016 were valued lower than now.
14% of companies are in the most expensive fifth of their own price-to-book history.
Over 24 months, company values +29% and earnings +32% (medians): prices and earnings moved broadly together.
Median price-to-book is −61% vs the whole market, against a usual −59%.

2016Shaded: most expensive fifth of its range2026

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Net margin	461.7%	415.3%	407.1%	—	—	—
Return on assets (ROA)	1.3%	1.2%	1.1%	1.1%	1.2%	▲ 0.1 pts
Return on equity (ROE)	12.5%	14.1%	12.3%	11.8%	11.6%	▼ 0.2 pts
Debt to equity	0.58×	1.07×	1.00×	0.97×	0.67×	▼ 31%

FITB price history

Price history is added with the daily price update and will appear after the next one.

Similar companies

Sector leaderboards

White Mountains Insurance Group, Ltd.WTM94/ 100

The Allstate CorporationALL93/ 100

PT Saratoga Investama Sedaya TbkSRTG.JK93/ 100

Bringing the fundamentals into focus…

Overall health

Drawback: less profitable than most peersless profitable than peers

Drawback: growing more slowly than most peersgrowing more slowly than peers

Drawback: its shares are priced higher than most peers relative to what it earnspriced higher than peers for its earnings

Ranks #759 of 791 banks & insurance companies (bottom 5%)

Based on 3 categories: banks and insurers are not rated on risk.

Scored as a bank or insurer: cash-flow, EBITDA, gross margin and current ratio aren’t scored; they are under “Other data”.

See how it ranks against its peers

Worth knowing

Shareholders being diluted. Shares outstanding up 33% from December 2022 to July 2026.

Fifth Third Bancorp had 33% more shares at July 2026 than at December 2022, mostly from issuing stock (for pay, acquisitions or fundraising). Each existing share now owns a smaller slice of the business.Fifth Third Bancorp had 33% more shares at July 2026 than at December 2022, mostly from issuing stock. Each existing share now owns a smaller slice of the business.

Swings more than its peers. Beta 0.99: swings more than most peers, though less than the market.

Fifth Third Bancorp's shares have swung more with the market than most peers' (beta 0.99).

Questions investors ask about Fifth Third Bancorp

Is Fifth Third Bancorp getting weaker?

Its latest SEC filing (Aug 4, 2026) got weaker in some ways: share count up 34.0%. Its overall score is 17/100, down 1 since Oct 28, 2026.

How is Fifth Third Bancorp valued vs its peers?

Priced higher than most peers relative to what it earns. Valuation scores 22/100 against 950 banks & insurance peers. Earnings yield 4.7% vs a peer median of 7.9% (weaker than 82% of peers).Earnings yield 4.7% vs peers 7.9% (weaker than 82% of peers).

Is Fifth Third Bancorp growing?

More slowly than most of its peers. Growth scores 7/100 against 950 banks & insurance peers. Earnings per share growth -26.6% vs a peer median of 16.0% (weaker than 93% of peers).Earnings per share growth -26.6% vs peers 16.0% (weaker than 93% of peers).

How profitable is Fifth Third Bancorp?

Less profitable than most of its peers. Profitability scores 23/100 against 950 banks & insurance peers. Return on equity 6.8% vs a peer median of 10.7% (weaker than 76% of peers).Return on equity 6.8% vs peers 10.7% (weaker than 76% of peers).

How risky is Fifth Third Bancorp?

Not rated for banks and insurers: debt and share-price swings say little about their risk.

Previous quarter

Latest quarter

Change

Revenue (12 months)

602.0M USD

613.0M USD

+1.8%

Net income (12 months)

2.3B USD

2.3B USD

+1.5%

Free cash flow (12 months)

3.4B USD

3.0B USD

−10.5%

Debt

19.7B USD

22.3B USD

+13.3%

Cash

2.8B USD

4.4B USD

+54.2%

Shares outstanding

676.8M

906.9M

+34.0%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Net margin

461.7%

415.3%

407.1%

—

Return on assets (ROA)

1.3%

1.2%

1.1%

1.2%

▲ 0.1 pts

Return on equity (ROE)

12.5%

14.1%

12.3%

11.8%

11.6%

▼ 0.2 pts

Debt to equity

0.58×

1.07×

1.00×

0.97×

0.67×

▼ 31%