Bringing the fundamentals into focus…
Back to Enova International, Inc.
How Enova International, Inc. stacks up
ENVA · against 131 other Financial Services companies listed in US-listed
Valuation
81/ 100
Near the top of its peers.
Ranked #27 of 132 · scores higher than 80% of peers
Bars: peers in each 10-point band of the valuation score14 peers with a valuation score of 80–89, including ENVA · Click a bar to see the companies
Why valuation scores 81?
Weighted metrics compared with all Financial Services companies.Mainly thanks to its free cash flow yield, EBITDA yield and earnings yield, which are stronger than most Financial Services peers.
- higher earnings for the price paid: stronger than 63% of peers. Earnings yield: 8.2% vs peer median 5.7%
- more operating profit (EBITDA) for the company's total value: stronger than 67% of peers. EBITDA yield: 9.4% vs peer median 6.9%
- more free cash flow for the price paid: stronger than 91% of peers. Free cash flow yield: 45.1% vs peer median 6.1%
Metric by metric
Position: dot = ENVA, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.| Metric | ENVA | Peer median | Better than | Position among peers | Weight |
|---|---|---|---|---|---|
| Earnings yieldHigher is better · 191 reported | 8.3% | 4.8% | 65% | 30% | |
| EBITDA yieldHigher is better · 80 reported | Not reported | 6.9% | — | — | 50% |
| Free cash flow yieldHigher is better · 133 reported | 46.8% | 5.6% | 91% | 20% | |
| Book yieldHigher is better · 187 reported | 36.2% | 63.8% | 35% | Context only |
A metric that is not reported is left out of the score; the other weights are rescaled.
Ranking by valuation score
Top 5 and the companies ranked around ENVA| Rank | Company | Market cap | Valuation | Overall |
|---|---|---|---|---|
| 1 | 498M USD | 100 | 90 | |
| 1 | 641M USD | 100 | 74 | |
| 3 | 82M USD | 99 | 78 | |
| 3 | 827M USD | 99 | 62 | |
| 3 | 659M USD | 99 | 72 | |
| 22 | 5.2B USD | 85 | 45 | |
| 24 | 798M USD | 84 | 47 | |
| 25 | 644M USD | 83 | 61 | |
| 26 | 1.4B USD | 82 | 58 | |
| 27 | 4.3B USD | 81 | 70 | |
| 28 | 779M USD | 80 | 60 | |
| 28 | 1.2B USD | 80 | 60 | |
| 30 | 2.1B USD | 79 | 71 | |
| 31 | 259M USD | 78 | 71 |
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score