EFX Industrials

Equifax Inc.

$187.72-2.49%

Price as of close on Nov 3, 2026 · Financials updated Oct 8, 2026

Basics

Sector: Industrials
Industry: Consulting Services
Country: United States
Market cap: 22.1B USD
Enterprise value: 24.2B USD
Full-time employees: 15,000

Overall health

Drawback: higher risk than most peers: its share price swings more than most peers’ (beta 1.34 vs a peer median of 0.64), less short-term liquidity (current ratio 0.60 vs a peer median of 1.62) and more debt relative to equity (1.25× vs a peer median of 0.40×)higher risk: bigger price swings (beta 1.34 vs peers 0.64), less liquidity (current ratio 0.60 vs peers 1.62) and more debt vs equity (1.25× vs peers 0.40×)
About average: valuation

Ranks #1,257 of 2,308 industrials companies (bottom 46%)

See how it ranks against its peers

Worth knowing

Annual revenue rose 5 years in a row. Fiscal-year revenue rose from $4.1B in 2020 to $6.1B in 2025.
Equifax's fiscal-year revenue rose in each of the five years to 2025, from $4.1B to $6.1B.
Profit is backed by cash. Free cash flow is 160% of reported profit.
Equifax's free cash flow is 160% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.
Wide margins. Operating margin 18% (12 months to Jun 2026) vs a peer median of 7.7%.Operating margin 18% vs peers 7.7%.
Equifax keeps 18% of revenue as operating profit, more than 85% of peers (median 7.7%).
More volatile share price. Beta 1.34: tends to move more than the market.
Equifax's shares have swung more with the market than most peers' (beta 1.34, above the market's 1.0).

StockQuotient Score

49/ 100

Oct 5 52 → Nov 4 49 (-3)

Valuation

Is the price right?

48/100

Moderate▼ 2 since Oct 27 close

3/3 inputs reported · High confidence

Since last quarter: No major changeValuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 50 → 48

Share price +6.8%-3
Company's reported figures updated+1

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Helped by:

▲ FCF yield

Compare with peers

Behind the score

Sector-normalized EBITDA, earnings, and free cash flow yields.

Earnings yield3.1%

SEC filings · 12 months to Jun 2026Reported value30% base weight · Z-score -0.22Sector median: 0.0377 · MAD: 0.0294

EBITDA yield6.9%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score -0.00Sector median: 0.0695 · MAD: 0.0425

Free cash flow yield5.0%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported value20% base weight · Z-score 0.35Sector median: 0.0370 · MAD: 0.0370

Other data (not scored)

Book yield19.9%

SEC filings · latest balance sheetReported valueInformational · 0% composite weightSector median: 0.5027 · MAD: 0.2823

Growth

Is it growing?

65/100

Moderate

3/3 inputs reported · High confidence

Since last quarter: ▲ Stronger

12-month revenue up 2.6%

Why

Stronger than most peers on:

▲ Revenue growth
▲ 3-yr revenue

Compare with peers

Behind the score

Revenue and earnings-per-share growth over one year, and revenue growth over three years.

Earnings per share growth13.9%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.27Sector median: 0.0709 · MAD: 0.2481

3-year revenue growth8.4%

SEC filings · 3 years to Jun 2026Reported value33% base weight · Z-score 0.67Sector median: 0.0421 · MAD: 0.0625

Revenue growth10.3%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.78Sector median: 0.0439 · MAD: 0.0766

Profitability

Does it earn well?

75/100

Moderate

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Stronger than most peers on:

▲ Operating margin
▲ ROA

Compare with peers

Behind the score

Return on invested capital, operating margin, and return on assets.

Operating margin17.9%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 2.00Sector median: 0.0773 · MAD: 0.0507

Return on assets5.8%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 1.11Sector median: 0.0311 · MAD: 0.0241

Return on invested capital9.4%

SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score 0.40Sector median: 0.0715 · MAD: 0.0558

Other data (not scored)

Gross margin55.5%

Yahoo Finance fallback · SEC figure unavailable or out of date · trailing 12 monthsReported valueInformational · 0% composite weightSector median: 0.2573 · MAD: 0.1038

Return on equity15.8%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0802 · MAD: 0.0639

Risk

Debt, liquidity, price swings

Higher

Higher relative risk

3/3 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ Current ratio
▼ Beta
▼ Debt / equity

Compare with peers

Behind the score

Relative to sector peers: 0 = lower relative risk · 1 = moderate · 2 = higher. Based on leverage, beta and liquidity.

Beta1.34

Yahoo Finance · 5-year monthly beta vs the marketReported value33% base weight · Z-score -2.54Sector median: 0.6440 · MAD: 0.2745

Current ratio0.60×

SEC filings · latest balance sheetOutlier capped at sector 5th/95th percentile33% base weight · Z-score -1.77Sector median: 1.6180 · MAD: 0.5360

Debt / equity1.25×

SEC filings · latest balance sheetReported value33% base weight · Z-score -2.51Sector median: 0.4019 · MAD: 0.3378

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Equifax

Is Equifax getting weaker?: Its latest SEC filing (Jul 21, 2026) showed no major changes. Its overall score is unchanged at 49/100 since Oct 28, 2026.
How is Equifax valued vs its peers?: Priced about in line with its peers. Valuation scores 48/100 against 2,459 industrials peers. Free cash flow yield 5.0% vs a peer median of 3.7% (stronger than 61% of peers).Free cash flow yield 5.0% vs peers 3.7% (stronger than 61% of peers).
Is Equifax growing?: Yes, faster than most of its peers. Growth scores 65/100 against 2,459 industrials peers. Revenue growth 10.3% vs a peer median of 4.4% (stronger than 71% of peers).Revenue growth 10.3% vs peers 4.4% (stronger than 71% of peers).
How profitable is Equifax?: More profitable than most of its peers. Profitability scores 75/100 against 2,459 industrials peers. Operating margin 17.9% vs a peer median of 7.7% (stronger than 85% of peers).Operating margin 17.9% vs peers 7.7% (stronger than 85% of peers).
How risky is Equifax?: Higher risk relative to 2,459 industrials peers, judged on debt, liquidity and share-price swings. Current ratio 0.60× vs a peer median of 1.62× (weaker than 100% of peers).Current ratio 0.60× vs peers 1.62× (weaker than 100% of peers). A relative measure, not a bankruptcy probability.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Jul 21, 2026 · compared with the quarter ended Mar 31, 2026

No major changes

	Previous quarter	Latest quarter	Change
Revenue (12 months)	6.3B USD	6.4B USD	+2.6%
Net income (12 months)	698.7M USD	691.4M USD	−1.0%
Operating margin	18.3%	17.9%	−0.4 pts
Free cash flow (12 months)	1.1B USD	1.1B USD	−3.0%
Debt	5.3B USD	5.5B USD	+3.0%
Cash	183.4M USD	170.1M USD	−7.3%
Shares outstanding	119.1M	117.5M	−1.3%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Sector: Industrials · 318 companies

Valuations in Industrials are near the top of their range since 2016.

85% of months since 2016 were valued lower than now.
41% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +20% and earnings +14% (medians): prices and earnings moved broadly together.
Median price-to-sales is −24% vs the whole market, against a usual −31%.

2016Shaded: most expensive fifth of its range2026

Shown for Industrials: too few Consulting Services companies have a long enough history of their own.

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Operating margin	23.1%	20.6%	17.7%	18.3%	18.0%	▼ 0.3 pts
Net margin	15.1%	13.6%	10.4%	10.6%	10.9%	▲ 0.2 pts
Return on assets (ROA)	6.7%	6.0%	4.4%	5.1%	5.6%	▲ 0.4 pts
Return on equity (ROE)	20.8%	17.6%	12.0%	12.6%	14.3%	▲ 1.7 pts
Free cash flow margin	17.6%	2.6%	9.8%	14.3%	18.7%	▲ 4.4 pts
Current ratio	0.49×	0.68×	0.67×	0.75×	0.60×	▼ 19%
Debt to equity	1.49×	1.47×	1.27×	1.05×	1.11×	▲ 5.8%
Interest coverage	7.82×	5.77×	3.87×	4.55×	5.16×	▲ 13%

EFX price history

Price history is added with the daily price update and will appear after the next one.

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Bringing the fundamentals into focus…

Overall health

Drawback: higher risk than most peers: its share price swings more than most peers’ (beta 1.34 vs a peer median of 0.64), less short-term liquidity (current ratio 0.60 vs a peer median of 1.62) and more debt relative to equity (1.25× vs a peer median of 0.40×)higher risk: bigger price swings (beta 1.34 vs peers 0.64), less liquidity (current ratio 0.60 vs peers 1.62) and more debt vs equity (1.25× vs peers 0.40×)

About average: valuation

Ranks #1,257 of 2,308 industrials companies (bottom 46%)

See how it ranks against its peers

Worth knowing

Annual revenue rose 5 years in a row. Fiscal-year revenue rose from $4.1B in 2020 to $6.1B in 2025.

Equifax's fiscal-year revenue rose in each of the five years to 2025, from $4.1B to $6.1B.

Profit is backed by cash. Free cash flow is 160% of reported profit.

Equifax's free cash flow is 160% of its reported profit, so its earnings are turning into cash it can reinvest, pay out or use to reduce debt.

Wide margins. Operating margin 18% (12 months to Jun 2026) vs a peer median of 7.7%.Operating margin 18% vs peers 7.7%.

Equifax keeps 18% of revenue as operating profit, more than 85% of peers (median 7.7%).

More volatile share price. Beta 1.34: tends to move more than the market.

Equifax's shares have swung more with the market than most peers' (beta 1.34, above the market's 1.0).

Questions investors ask about Equifax

Is Equifax getting weaker?

Its latest SEC filing (Jul 21, 2026) showed no major changes. Its overall score is unchanged at 49/100 since Oct 28, 2026.

How is Equifax valued vs its peers?

Priced about in line with its peers. Valuation scores 48/100 against 2,459 industrials peers. Free cash flow yield 5.0% vs a peer median of 3.7% (stronger than 61% of peers).Free cash flow yield 5.0% vs peers 3.7% (stronger than 61% of peers).

Is Equifax growing?

Yes, faster than most of its peers. Growth scores 65/100 against 2,459 industrials peers. Revenue growth 10.3% vs a peer median of 4.4% (stronger than 71% of peers).Revenue growth 10.3% vs peers 4.4% (stronger than 71% of peers).

How profitable is Equifax?

More profitable than most of its peers. Profitability scores 75/100 against 2,459 industrials peers. Operating margin 17.9% vs a peer median of 7.7% (stronger than 85% of peers).Operating margin 17.9% vs peers 7.7% (stronger than 85% of peers).

How risky is Equifax?

Higher risk relative to 2,459 industrials peers, judged on debt, liquidity and share-price swings. Current ratio 0.60× vs a peer median of 1.62× (weaker than 100% of peers).Current ratio 0.60× vs peers 1.62× (weaker than 100% of peers). A relative measure, not a bankruptcy probability.

Previous quarter

Latest quarter

Change

Revenue (12 months)

6.3B USD

6.4B USD

+2.6%

Net income (12 months)

698.7M USD

691.4M USD

−1.0%

Operating margin

18.3%

17.9%

−0.4 pts

Free cash flow (12 months)

1.1B USD

1.1B USD

−3.0%

Debt

5.3B USD

5.5B USD

+3.0%

Cash

183.4M USD

170.1M USD

−7.3%

Shares outstanding

119.1M

117.5M

−1.3%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Operating margin

23.1%

20.6%

17.7%

18.3%

18.0%

▼ 0.3 pts

Net margin

15.1%

13.6%

10.4%

10.6%

10.9%

▲ 0.2 pts

Return on assets (ROA)

6.7%

6.0%

4.4%

5.1%

5.6%

▲ 0.4 pts

Return on equity (ROE)

20.8%

17.6%

12.0%

12.6%

14.3%

▲ 1.7 pts

Free cash flow margin

17.6%

2.6%

9.8%

14.3%

18.7%

▲ 4.4 pts

Current ratio

0.49×

0.68×

0.67×

0.75×

0.60×

▼ 19%

Debt to equity

1.49×

1.47×

1.27×

1.05×

1.11×

▲ 5.8%

Interest coverage

7.82×

5.77×

3.87×

4.55×

5.16×

▲ 13%