Ranked #145 of 151 · scores higher than 3% of peers
Bars: peers in each 10-point band of the valuation score
21 peers with a valuation score of 0–9, including CRCL · Click a bar to see the companies
Why valuation scores 3?
Weighted metrics compared with all Banks & Insurance companies.
Mainly because of its book yield and earnings yield, which are weaker than most Banks & Insurance peers.
▼a higher price relative to book value (P/B): weaker than 96% of peers. Book yield: 17.4% vs peer median 79.5%
▼lower earnings for the price paid: weaker than 92% of peers. Earnings yield: 2.2% vs peer median 7.9%
Metric by metric
Position: dot = CRCL, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.
Metric
CRCL
Peer median
Better than
Position among peers
Weight
Earnings yieldHigher is better · 151 reported
1.9%
8.4%
4%
60%
EBITDA yieldHigher is better · 44 reported
1.3%
8.7%
21%
Context only
Free cash flow yieldHigher is better · 79 reported
3.7%
8.1%
29%
Context only
Book yieldHigher is better · 147 reported
18.5%
73.9%
8%
40%
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score
