Ranked #112 of 148 · scores higher than 24% of peers
Bars: peers in each 10-point band of the profitability score
17 peers with a profitability score of 40–49, including CRCL · Click a bar to see the companies
Why profitability scores 41?
Weighted metrics compared with all Banks & Insurance companies.
A mix: stronger return on equity, but weaker return on assets than most Banks & Insurance peers.
▼a lower return on assets: weaker than 75% of peers. Return on assets: 0.6% vs peer median 1.2%
▲a higher return on shareholders' equity: stronger than 76% of peers. Return on equity: 12.9% vs peer median 10.7%
Metric by metric
Position: dot = CRCL, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.
Metric
CRCL
Peer median
Better than
Position among peers
Weight
Return on invested capitalHigher is better · 121 reported
9.6%
10.8%
43%
Context only
Operating marginHigher is better · 18 reported
7.4%
17.2%
24%
Context only
Return on assetsHigher is better · 148 reported
0.6%
1.3%
14%
50%
Return on equityHigher is better · 146 reported
15.3%
12.8%
66%
50%
Gross marginHigher is better · 153 reported
22.0%
0.0%
66%
Context only
Metrics with no weight are context only: for banks, brokers and insurers, free cash flow, EBITDA, gross margin and current ratio mostly reflect trading and funding flows, not the health of the business.
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score
