BPOP Financial Services

Popular, Inc.

$156.78-1.37%

Price as of close on Nov 3, 2026 · Financials updated Nov 2, 2026

Basics

Sector: Financial Services
Industry: Banks - Regional
Country: United States
Market cap: 9.9B USD
Full-time employees: 9,112

Overall health

Strength: more profitable than most peersmore profitable than peers
Strength: growing faster than most peersgrowing faster than peers
About average: valuation

Ranks #128 of 791 banks & insurance companies (top 17%)

Based on 3 categories: banks and insurers are not rated on risk.

Scored as a bank or insurer: cash-flow, EBITDA, gross margin and current ratio aren’t scored; they are under “Other data”.

See how it ranks against its peers

Worth knowing

Share count shrinking. Shares outstanding down 11% from December 2022 to August 2026.
Popular had 11% fewer shares at August 2026 than at December 2022, mainly through buybacks, so each remaining share owns a larger slice of the business.

StockQuotient Score

66/ 100

Oct 5 67 → Nov 4 66 (-1)

Valuation

Is the price right?

56/100

Moderate

2/2 inputs reported · High confidence

Since last quarter: No major changeValuation also moves with the share price every day.

Why

Mixed versus peers:

▲ Earnings yield
▼ P/B

Compare with peers

Behind the score

Earnings yield (P/E) and book yield (P/B) versus other banks and insurers.

Book yield64.3%

SEC filings · latest balance sheetReported value40% base weight · Z-score -0.53Sector median: 0.7950 · MAD: 0.2843

Earnings yield9.7%

SEC filings · 12 months to Jun 2026Reported value60% base weight · Z-score 0.71Sector median: 0.0789 · MAD: 0.0253

Other data (not scored)

EBITDA yieldUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: 0.1095 · MAD: 0.0527

Free cash flow yield8.1%

SEC filings · 12 months to Jun 2026 · operating cash flow − capital spendingReported valueInformational · 0% composite weightSector median: 0.0796 · MAD: 0.0459

Growth

Is it growing?

78/100

Moderate

1/1 inputs reported · High confidence

Since last quarter: No major change

Why

Stronger than most peers on:

▲ EPS growth

Compare with peers

Behind the score

Earnings-per-share growth versus other banks and insurers.

Earnings per share growth42.4%

SEC filings · 12 months to Jun 2026Reported value100% base weight · Z-score 1.49Sector median: 0.1599 · MAD: 0.1775

Other data (not scored)

3-year revenue growth1.2%

Yahoo Finance fallback · SEC figure unavailable or out of date · 3 fiscal years to Dec 2025Reported valueInformational · 0% composite weightSector median: 0.0826 · MAD: 0.0558

Revenue growth8.9%

Yahoo Finance fallback · SEC figure unavailable or out of date · fiscal year to Dec 2025Reported valueInformational · 0% composite weightSector median: 0.0866 · MAD: 0.0782

Profitability

Does it earn well?

65/100

Moderate

2/2 inputs reported · High confidence

Since last quarter: No major change

Why

Stronger than most peers on:

▲ ROE

Compare with peers

Behind the score

Return on equity and return on assets versus other banks and insurers.

Return on assets1.2%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score 0.09Sector median: 0.0117 · MAD: 0.0062

Return on equity15.1%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score 1.11Sector median: 0.1074 · MAD: 0.0388

Other data (not scored)

Gross marginUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: Unavailable · MAD: Unavailable

Operating marginUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: 0.1450 · MAD: 0.1678

Return on invested capitalUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: Unavailable · MAD: Unavailable

Risk

Debt, liquidity, price swings

Not rated

Not rated for banks and insurers: debt and share-price swings say little about their risk. We leave it blank rather than fill the gap with a made-up middle value.

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about Popular

Is Popular getting weaker?: Its latest SEC filing (Aug 7, 2026) showed no major changes. Its overall score is unchanged at 66/100 since Oct 28, 2026.
How is Popular valued vs its peers?: Priced about in line with its peers. Valuation scores 56/100 against 950 banks & insurance peers. Earnings yield 9.7% vs a peer median of 7.9% (stronger than 69% of peers).Earnings yield 9.7% vs peers 7.9% (stronger than 69% of peers). Book yield 64.3% vs a peer median of 79.5% (weaker than 66% of peers).Book yield 64.3% vs peers 79.5% (weaker than 66% of peers).
Is Popular growing?: Yes, faster than most of its peers. Growth scores 78/100 against 950 banks & insurance peers. Earnings per share growth 42.4% vs a peer median of 16.0% (stronger than 78% of peers).Earnings per share growth 42.4% vs peers 16.0% (stronger than 78% of peers).
How profitable is Popular?: More profitable than most of its peers. Profitability scores 65/100 against 950 banks & insurance peers. Return on equity 15.1% vs a peer median of 10.7% (stronger than 76% of peers).Return on equity 15.1% vs peers 10.7% (stronger than 76% of peers).
How risky is Popular?: Not rated for banks and insurers: debt and share-price swings say little about their risk.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Aug 7, 2026 · compared with the quarter ended Mar 31, 2026

No major changes

	Previous quarter	Latest quarter	Change
Net income (12 months)	901.3M USD	969.1M USD	+7.5%
Free cash flow (12 months)	715.4M USD	807.2M USD	+12.8%
Debt	1.1B USD	1.5B USD	+30.7%
Cash	394.7M USD	375.0M USD	−5.0%
Shares outstanding	64.5M	63.8M	−1.2%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Industry: Banks - Regional · 119 companies

Valuations in Banks - Regional are within their usual range since 2016.

45% of months since 2016 were valued lower than now.
14% of companies are in the most expensive fifth of their own price-to-book history.
Over 24 months, company values +29% and earnings +32% (medians): prices and earnings moved broadly together.
Median price-to-book is −61% vs the whole market, against a usual −59%.

2016Shaded: most expensive fifth of its range2026

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Return on assets (ROA)	1.2%	1.6%	0.8%	0.8%	1.1%	▲ 0.3 pts
Return on equity (ROE)	15.7%	26.9%	10.5%	10.9%	13.3%	▲ 2.4 pts
Debt to equity	0.19×	0.34×	0.21×	0.21×	0.23×	▲ 11%

BPOP price history

Price history is added with the daily price update and will appear after the next one.

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Sector leaderboards

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Bringing the fundamentals into focus…

Overall health

Strength: more profitable than most peersmore profitable than peers

Strength: growing faster than most peersgrowing faster than peers

About average: valuation

Ranks #128 of 791 banks & insurance companies (top 17%)

Based on 3 categories: banks and insurers are not rated on risk.

Scored as a bank or insurer: cash-flow, EBITDA, gross margin and current ratio aren’t scored; they are under “Other data”.

See how it ranks against its peers

Questions investors ask about Popular

Is Popular getting weaker?

Its latest SEC filing (Aug 7, 2026) showed no major changes. Its overall score is unchanged at 66/100 since Oct 28, 2026.

How is Popular valued vs its peers?

Priced about in line with its peers. Valuation scores 56/100 against 950 banks & insurance peers. Earnings yield 9.7% vs a peer median of 7.9% (stronger than 69% of peers).Earnings yield 9.7% vs peers 7.9% (stronger than 69% of peers). Book yield 64.3% vs a peer median of 79.5% (weaker than 66% of peers).Book yield 64.3% vs peers 79.5% (weaker than 66% of peers).

Is Popular growing?

Yes, faster than most of its peers. Growth scores 78/100 against 950 banks & insurance peers. Earnings per share growth 42.4% vs a peer median of 16.0% (stronger than 78% of peers).Earnings per share growth 42.4% vs peers 16.0% (stronger than 78% of peers).

How profitable is Popular?

More profitable than most of its peers. Profitability scores 65/100 against 950 banks & insurance peers. Return on equity 15.1% vs a peer median of 10.7% (stronger than 76% of peers).Return on equity 15.1% vs peers 10.7% (stronger than 76% of peers).

How risky is Popular?

Not rated for banks and insurers: debt and share-price swings say little about their risk.

Previous quarter

Latest quarter

Change

Net income (12 months)

901.3M USD

969.1M USD

+7.5%

Free cash flow (12 months)

715.4M USD

807.2M USD

+12.8%

Debt

1.1B USD

1.5B USD

+30.7%

Cash

394.7M USD

375.0M USD

−5.0%

Shares outstanding

64.5M

63.8M

−1.2%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Return on assets (ROA)

1.2%

1.6%

0.8%

1.1%

▲ 0.3 pts

Return on equity (ROE)

15.7%

26.9%

10.5%

10.9%

13.3%

▲ 2.4 pts

Debt to equity

0.19×

0.34×

0.21×

0.23×

▲ 11%