Cash flow well above reported profit. Free cash flow is 2.1× reported profit.
Free cash flow is 2.1× reported profit. Large non-cash charges, such as depreciation, amortization or stock-based pay, reduce reported profit without using cash.
Revenue is falling. Revenue fell 17% in the 12 months to June 2026 vs the 12 months before.
Bain Capital Specialty Finance's revenue fell 17% in the 12 months to June 2026 vs the 12 months before.
StockQuotient Score
52/ 100▼ 1 since Oct 27 closeOct 5 53 → Nov 4 52 (-1)
Since last quarter: No major changeValuation also moves with the share price every day.
Why it changed since the Oct 27, 2026 close: Score 76 → 74
Peer companies moved-2
Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.
Revenue and earnings-per-share growth over one year, and revenue growth over three years.
Earnings per share growth-40.5%
SEC filings · 12 months to Jun 2026Reported value33% base weight · Z-score -1.82Sector median: 0.0999 · MAD: 0.2773
3-year revenue growth-0.6%
Yahoo Finance fallback · SEC figure unavailable or out of date · 3 fiscal years to Dec 2025Reported value33% base weight · Z-score -1.23Sector median: 0.0999 · MAD: 0.0858
Revenue growth-17.1%
Yahoo Finance fallback · SEC figure unavailable or out of date · fiscal year to Dec 2025Reported value33% base weight · Z-score -1.66Sector median: 0.0742 · MAD: 0.1477
Why it changed since the Oct 27, 2026 close: Safety percentile 76 → 74
Company's reported figures updated-1
Peer companies moved-1
Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.
Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.
Questions investors ask about Bain Capital Specialty Finance
Is Bain Capital Specialty Finance getting weaker?
Its latest SEC filing (Aug 10, 2026) showed no major changes. Its overall score is 52/100, down 1 since Oct 28, 2026.
How is Bain Capital Specialty Finance valued vs its peers?
Priced lower than most peers relative to what it earns. Valuation scores 74/100 against 432 financial services peers.Free cash flow yield 18.9% vs a peer median of 6.1% (stronger than 78% of peers).Free cash flow yield 18.9% vs peers 6.1% (stronger than 78% of peers).
Is Bain Capital Specialty Finance growing?
More slowly than most of its peers. Growth scores 13/100 against 432 financial services peers.Revenue growth -17.1% vs a peer median of 7.4% (weaker than 85% of peers).Revenue growth -17.1% vs peers 7.4% (weaker than 85% of peers).
How profitable is Bain Capital Specialty Finance?
About as profitable as its peers. Profitability scores 48/100 against 432 financial services peers.
How risky is Bain Capital Specialty Finance?
Lower risk relative to 432 financial services peers, judged on debt, liquidity and share-price swings.Current ratio 6.57× vs a peer median of 2.02× (stronger than 79% of peers).Current ratio 6.57× vs peers 2.02× (stronger than 79% of peers).Debt / equity 1.39× vs a peer median of 0.57× (weaker than 69% of peers).Debt / equity 1.39× vs peers 0.57× (weaker than 69% of peers). A relative measure, not a bankruptcy probability.
Latest filing: what changed
Quarter ended Jun 30, 2026 · filed Aug 10, 2026 · compared with the quarter ended Mar 31, 2026
No major changes
Previous quarter
Latest quarter
Change
Net income (12 months)
73.6M USD
63.9M USD
−13.1%
Debt
1.5B USD
1.5B USD
+3.2%
Cash
13.0M USD
97.2M USD
+649.1%
Shares outstanding
64.9M
64.9M
0.0%
From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.
Industry valuation context
Industry: Asset Management · 43 companies
Valuations in Asset Management are near the top of their range since 2016.
95% of months since 2016 were valued lower than now.
37% of companies are in the most expensive fifth of their own price-to-sales history.
Over 24 months, company values +10% and earnings +13% (medians): prices and earnings moved broadly together.
Median price-to-sales is +31% vs the whole market, against a usual +6%.
2016Shaded: most expensive fifth of its range2026
Bain Capital Specialty Finance looks cheaper than most of its peers on our valuation measures, while the Asset Management industry as a whole is valued high by its own standards since 2016. Both can be true at once.
Describes valuations since 2016; it does not predict prices. US companies worth $1B+, from SEC filings and month-end prices, as of Aug 2026. Today's companies and industry labels are used throughout. Measured on earnings, sales and free cash flow yields. How this works
Financials
Fiscal years from SEC annual filings · change vs the prior year
Key ratios
FY 2021
FY 2022
FY 2023
FY 2024
FY 2025
Change
Return on assets (ROA)
4.7%
4.1%
5.0%
4.5%
3.7%
▼ 0.8 pts
Return on equity (ROE)
10.9%
9.4%
10.9%
10.5%
8.8%
▼ 1.6 pts
Debt to equity
1.29×
1.24×
1.11×
1.22×
1.32×
▲ 7.9%
BCSF price history
Price history is added with the daily price update and will appear after the next one.