AIG Financial Services

American International Group, Inc.

$80.53-2.27%

Price as of close on Nov 3, 2026 · Financials updated Oct 6, 2026

Basics

Sector: Financial Services
Industry: Insurance - Diversified
Country: United States
Market cap: 42.1B USD
Full-time employees: 22,100

Overall health

Drawback: growing more slowly than most peersgrowing more slowly than peers
About average: profitability and valuation

Ranks #584 of 791 banks & insurance companies (bottom 27%)

Based on 3 categories: banks and insurers are not rated on risk.

Scored as a bank or insurer: cash-flow, EBITDA, gross margin and current ratio aren’t scored; they are under “Other data”.

See how it ranks against its peers

Worth knowing

Annual revenue fell three years running. Fiscal-year revenue down each year from 2022 to 2025.
American International's fiscal-year revenue declined in each of the three years to 2025.
Share count shrinking. Shares outstanding down 29% from December 2022 to July 2026.
American International had 29% fewer shares at July 2026 than at December 2022, mainly through buybacks, so each remaining share owns a larger slice of the business.
Revenue is falling. Revenue fell 4.2% in the 12 months to June 2026 vs the 12 months before.
American International's revenue fell 4.2% in the 12 months to June 2026 vs the 12 months before.

StockQuotient Score

41/ 100▼ 1 since Oct 27 close

Oct 5 46 → Nov 4 41 (-5)

Valuation

Is the price right?

50/100

Moderate▼ 3 since Oct 27 close

2/2 inputs reported · High confidence

Since last quarter: No major changeValuation also moves with the share price every day.

Why it changed since the Oct 27, 2026 close: Score 53 → 50

Share price +1.2%-1
Peer companies moved-2

Each step re-scores the company against its peers as they were on Oct 28, 2026; the parts add up to the change. Price effects on EBITDA yield are approximate.

Why

Mixed versus peers:

▲ P/B
▼ Earnings yield

Compare with peers

Behind the score

Earnings yield (P/E) and book yield (P/B) versus other banks and insurers.

Book yield96.4%

SEC filings · latest balance sheetReported value40% base weight · Z-score 0.60Sector median: 0.7950 · MAD: 0.2843

Earnings yield7.0%

SEC filings · 12 months to Jun 2026Reported value60% base weight · Z-score -0.34Sector median: 0.0789 · MAD: 0.0253

Other data (not scored)

EBITDA yield20.0%

Yahoo Finance fallback · SEC enterprise value unavailable (debt or EBITDA not reported in standard form) · trailing 12 monthsReported valueInformational · 0% composite weightSector median: 0.1095 · MAD: 0.0527

Free cash flow yield9.1%

Yahoo Finance fallback · SEC cash flow or share count unavailable · trailing 12 months · operating cash flow − capital spendingReported valueInformational · 0% composite weightSector median: 0.0796 · MAD: 0.0459

Growth

Is it growing?

23/100

Weak

1/1 inputs reported · High confidence

Since last quarter: No major change

Why

Weaker than most peers on:

▼ EPS growth

Compare with peers

Behind the score

Earnings-per-share growth versus other banks and insurers.

Earnings per share growth-1.8%

SEC filings · 12 months to Jun 2026Reported value100% base weight · Z-score -1.00Sector median: 0.1599 · MAD: 0.1775

Other data (not scored)

3-year revenue growth19.7%

SEC filings · 3 years to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0826 · MAD: 0.0558

Revenue growth-4.2%

SEC filings · 12 months to Jun 2026Reported valueInformational · 0% composite weightSector median: 0.0866 · MAD: 0.0782

Profitability

Does it earn well?

51/100

Moderate

2/2 inputs reported · High confidence

Since last quarter: No major change

Why

Mixed versus peers:

▲ ROA
▼ ROE

Compare with peers

Behind the score

Return on equity and return on assets versus other banks and insurers.

Return on assets1.8%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score 1.02Sector median: 0.0117 · MAD: 0.0062

Return on equity7.3%

SEC filings · 12 months to Jun 2026Reported value50% base weight · Z-score -0.89Sector median: 0.1074 · MAD: 0.0388

Other data (not scored)

Gross marginUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: Unavailable · MAD: Unavailable

Operating marginUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: 0.1450 · MAD: 0.1678

Return on invested capitalUnavailable

Missing · left out of the scoreInformational · 0% composite weightSector median: Unavailable · MAD: Unavailable

Risk

Debt, liquidity, price swings

Not rated

Not rated for banks and insurers: debt and share-price swings say little about their risk. We leave it blank rather than fill the gap with a made-up middle value.

Valuation, growth and profitability scores: higher is better. Risk: 0 is lower, 2 is higher. Risk is a relative proxy, not a bankruptcy probability. Scores depend on available sector peers.

Questions investors ask about American International

Is American International getting weaker?: Its latest SEC filing (Aug 7, 2026) showed no major changes. Its overall score is 41/100, down 1 since Oct 28, 2026.
How is American International valued vs its peers?: Priced about in line with its peers. Valuation scores 50/100 against 950 banks & insurance peers. Book yield 96.4% vs a peer median of 79.5% (stronger than 65% of peers).Book yield 96.4% vs peers 79.5% (stronger than 65% of peers). Earnings yield 7.0% vs a peer median of 7.9% (weaker than 62% of peers).Earnings yield 7.0% vs peers 7.9% (weaker than 62% of peers).
Is American International growing?: More slowly than most of its peers. Growth scores 23/100 against 950 banks & insurance peers. Earnings per share growth -1.8% vs a peer median of 16.0% (weaker than 77% of peers).Earnings per share growth -1.8% vs peers 16.0% (weaker than 77% of peers).
How profitable is American International?: About as profitable as its peers. Profitability scores 51/100 against 950 banks & insurance peers. Return on assets 1.8% vs a peer median of 1.2% (stronger than 74% of peers).Return on assets 1.8% vs peers 1.2% (stronger than 74% of peers). Return on equity 7.3% vs a peer median of 10.7% (weaker than 74% of peers).Return on equity 7.3% vs peers 10.7% (weaker than 74% of peers).
How risky is American International?: Not rated for banks and insurers: debt and share-price swings say little about their risk.

Latest filing: what changed

Quarter ended Jun 30, 2026 · filed Aug 7, 2026 · compared with the quarter ended Mar 31, 2026

No major changes

	Previous quarter	Latest quarter	Change
Revenue (12 months)	26.6B USD	26.6B USD	−0.0%
Net income (12 months)	3.2B USD	3.0B USD	−6.2%
Cash	1.5B USD	1.6B USD	+2.4%
Shares outstanding	530.2M	522.9M	−1.4%

From the company’s own SEC filings, as filed. Twelve-month figures roll forward one quarter at a time.

Industry valuation context

Sector: Banks & Insurance · 209 companies

Valuations in Banks & Insurance are within their usual range since 2016.

55% of months since 2016 were valued lower than now.
27% of companies are in the most expensive fifth of their own price-to-book history.
Over 24 months, company values +25% and earnings +33% (medians): prices and earnings moved broadly together.
Median price-to-book is −57% vs the whole market, against a usual −57%.

2016Shaded: most expensive fifth of its range2026

Shown for Banks & Insurance: too few Insurance - Diversified companies have a long enough history of their own.

Financials

Fiscal years from SEC annual filings · change vs the prior year

Key ratios	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Change
Net margin	19.9%	34.1%	13.0%	-5.2%	11.6%	▲ 17 pts
Return on assets (ROA)	1.7%	2.0%	0.7%	-0.9%	1.9%	▲ 2.8 pts
Return on equity (ROE)	15.7%	25.0%	8.0%	-3.3%	7.5%	▲ 11 pts
Debt to equity	0.46×	0.70×	0.49×	0.21×	0.22×	▲ 6.5%

AIG price history

Price history is added with the daily price update and will appear after the next one.

Similar companies

Sector leaderboards

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Bringing the fundamentals into focus…

Overall health

Drawback: growing more slowly than most peersgrowing more slowly than peers

About average: profitability and valuation

Ranks #584 of 791 banks & insurance companies (bottom 27%)

Based on 3 categories: banks and insurers are not rated on risk.

Scored as a bank or insurer: cash-flow, EBITDA, gross margin and current ratio aren’t scored; they are under “Other data”.

See how it ranks against its peers

Worth knowing

Annual revenue fell three years running. Fiscal-year revenue down each year from 2022 to 2025.

American International's fiscal-year revenue declined in each of the three years to 2025.

Share count shrinking. Shares outstanding down 29% from December 2022 to July 2026.

American International had 29% fewer shares at July 2026 than at December 2022, mainly through buybacks, so each remaining share owns a larger slice of the business.

Revenue is falling. Revenue fell 4.2% in the 12 months to June 2026 vs the 12 months before.

American International's revenue fell 4.2% in the 12 months to June 2026 vs the 12 months before.

Questions investors ask about American International

Is American International getting weaker?

Its latest SEC filing (Aug 7, 2026) showed no major changes. Its overall score is 41/100, down 1 since Oct 28, 2026.

How is American International valued vs its peers?

Priced about in line with its peers. Valuation scores 50/100 against 950 banks & insurance peers. Book yield 96.4% vs a peer median of 79.5% (stronger than 65% of peers).Book yield 96.4% vs peers 79.5% (stronger than 65% of peers). Earnings yield 7.0% vs a peer median of 7.9% (weaker than 62% of peers).Earnings yield 7.0% vs peers 7.9% (weaker than 62% of peers).

Is American International growing?

More slowly than most of its peers. Growth scores 23/100 against 950 banks & insurance peers. Earnings per share growth -1.8% vs a peer median of 16.0% (weaker than 77% of peers).Earnings per share growth -1.8% vs peers 16.0% (weaker than 77% of peers).

How profitable is American International?

About as profitable as its peers. Profitability scores 51/100 against 950 banks & insurance peers. Return on assets 1.8% vs a peer median of 1.2% (stronger than 74% of peers).Return on assets 1.8% vs peers 1.2% (stronger than 74% of peers). Return on equity 7.3% vs a peer median of 10.7% (weaker than 74% of peers).Return on equity 7.3% vs peers 10.7% (weaker than 74% of peers).

How risky is American International?

Not rated for banks and insurers: debt and share-price swings say little about their risk.

Previous quarter

Latest quarter

Change

Revenue (12 months)

26.6B USD

26.6B USD

−0.0%

Net income (12 months)

3.2B USD

3.0B USD

−6.2%

Cash

1.5B USD

1.6B USD

+2.4%

Shares outstanding

530.2M

522.9M

−1.4%

Key ratios

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Change

Net margin

19.9%

34.1%

13.0%

-5.2%

11.6%

▲ 17 pts

Return on assets (ROA)

1.7%

2.0%

0.7%

-0.9%

1.9%

▲ 2.8 pts

Return on equity (ROE)

15.7%

25.0%

8.0%

-3.3%

7.5%

▲ 11 pts

Debt to equity

0.46×

0.70×

0.49×

0.21×

0.22×

▲ 6.5%