Ranked #7 of 43 · scores higher than 86% of peers · safety percentile 77
Bars: peers in each 10-point band of the safety percentile (higher = safer; 67+ earns the lower-risk grade)
5 peers with a safety percentile of 70–79, including AFRM · Click a bar to see the companies
Why “Lower relative risk”?
The measures below combine into a safety percentile of 77 among Financial Services companies. It is relative: 67 or more is lower relative risk, 33–66 moderate, below 33 higher.
Mainly thanks to its current ratio, which is stronger than most Financial Services peers.
▼a share price that has swung more with the market: weaker than 99% of peers. Beta: 3.82 vs peer median 0.70
▼more borrowing relative to shareholders' equity: weaker than 77% of peers. Debt / equity: 1.79× vs peer median 0.57×
▲more short-term assets to cover bills due within a year: stronger than 87% of peers. Current ratio: 11.98× vs peer median 2.02×
Risk is relative to the sector, not a bankruptcy probability. Banks and brokers carry high leverage by design, and share buybacks can shrink equity and current assets, which raises debt/equity on paper.
Metric by metric
Position: dot = AFRM, ranked from the worst peer (left) to the best (right); tick = middle, shaded = middle half of peers.
Scores are sector-relative percentiles from the latest snapshot, always calculated against the whole sector: narrowing the comparison group changes who you compare with, not the scores. Missing metrics are left out and the remaining weights rescaled. How we score
